About Hoya Capital Housing ETF (HOMZ) — Dividend Analysis 2026
The index is a rules-based index composed of 100 companies that collectively represent the performance of the U.S. residential housing industry. Normally at least 80% of the fund’s net assets will be invested in real estate and housing-related companies. It will generally use a “replication” strategy to achieve its investment objective, meaning it generally will invest in all of the component securities of the index in approximately the same proportion as in the index.
Is HOMZ a good dividend investment in 2026?
HOMZ offers a 2.85% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
HOMZ DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HOMZ portfolio grows to $13.2K vs $12.8K without reinvestment. This is the compound interest effect in action.
HOMZ dividend growth history & forecast
HOMZ has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 2.85%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 HOMZ Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HOMZ.
Gross yield
2.85%
Tax rate
15.00%
After-tax yield
2.42%
Real yield (−CPI)
-0.38%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
2.85%
0.05%
$285 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.42%
-0.38%
$242 / yr
🇺🇸 US Taxable (20%)
20%
2.28%
-0.52%
$228 / yr
🇬🇧 UK ISA
0%
2.85%
0.05%
$285 / yr
🇬🇧 UK Taxable
8.75%
2.60%
-0.20%
$260 / yr
🇨🇦 TFSA
0%
2.85%
0.05%
$285 / yr
🇨🇦 CA Taxable
25%
2.14%
-0.66%
$214 / yr
🇦🇺 Super (pension)
15%
2.42%
-0.38%
$242 / yr
🇦🇺 AU Taxable
30%
1.99%
-0.80%
$200 / yr
🇩🇪 DE Taxable
26.375%
2.10%
-0.70%
$210 / yr
🇫🇷 FR Taxable
30%
1.99%
-0.80%
$200 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HOMZ Income Goal & Break-Even
Dividend Break-Even
42yr
Years for dividends to fully repay your HOMZ investment of $41.30/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$2.7K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$230.87
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in HOMZ for:
Shares needed
24,001
Capital required
$991,121
Monthly income
$2,000
Based on current dividend of $1.18/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HOMZ Dividend Payment Schedule
HOMZ pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$2.50 / payment
$10.00 / year after tax
100 shares
$25.00 / payment
$100.00 / year after tax
1,000 shares
$249.99 / payment
$999.97 / year after tax
📊 HOMZ vs Financial Services Benchmarks
How HOMZ compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-0.05% vs sectorBelow avg
HOMZ
2.85%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
HOMZ
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
HOMZ
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HOMZ sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HOMZ Insider Activity
▼ 1 Sales
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
SPUNGIN JOEL D
director
H-ExpireLong
2004-12-13
20,000
$2.19
$43.8K
SPUNGIN JOEL D
director
U-Tender
2004-12-13
22,155
$2.25
$49.8K
SPUNGIN JOEL D
director
H-ExpireLong
2004-12-13
5,000
$1.76
$8.8K
J P MORGAN PARTNERS SBIC LLC
10 percent owner
Sale
2004-12-13
1,274,472
$2.25
$2.87M
SPUNGIN JOEL D
director
A-Award
2004-11-08
17,115
—
—
SPUNGIN JOEL D
director
M-Exempt
2004-11-08
17,115
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HOMZ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →