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HQY Dividend DRIP Calculator 2026
2.07% YieldHealthcareHealthEquity, Inc. · NASDAQ
Price: $96.54 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
💡 What-if scenarios
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🎯 When HQY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your HQY snowball 📈
$10,000 in HQY → $794.2K in 10 years · $17.92/month
About HealthEquity, Inc. (HQY) — Dividend Analysis 2026
Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also encompass a mutual fund investment platform, an automated online advisory service known as Advisor, COBRA continuation services, and the management of pre-tax commuter benefits programs. HealthEquity markets its services through a dedicated direct sales team, collaborates with benefits brokers and advisors, and leverages a comprehensive network comprising health plans, benefits administrators, consultants, and retirement plan record-keepers.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 HQY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HQY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.07% | -0.73% | $207 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.76% | -1.04% | $176 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.66% | -1.14% | $166 / yr |
| 🇬🇧 UK ISA | 0% | 2.07% | -0.73% | $207 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.89% | -0.91% | $189 / yr |
| 🇨🇦 TFSA | 0% | 2.07% | -0.73% | $207 / yr |
| 🇨🇦 CA Taxable | 25% | 1.55% | -1.25% | $155 / yr |
| 🇦🇺 Super (pension) | 15% | 1.76% | -1.04% | $176 / yr |
| 🇦🇺 AU Taxable | 30% | 1.45% | -1.35% | $145 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.52% | -1.28% | $152 / yr |
| 🇫🇷 FR Taxable | 30% | 1.45% | -1.35% | $145 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HQY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HQY Dividend Payment Schedule
HQY pays quarterly — 4 times per year. Next ex-div: TBD.
📊 HQY vs Healthcare Benchmarks
How HQY compares to typical Healthcare averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HQY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HQY Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-08-25 | 7,632 | $32.50 | $248.0K | ||
| Sale | 2026-08-25 | 6,300 | $104.47 | $658.2K | ||
| Sale | 2026-08-25 | 1,332 | $105.26 | $140.2K | ||
| M-Exempt | 2026-08-25 | 7,632 | $32.50 | $248.0K | ||
| Sale | 2026-07-10 | 2,354 | $95.00 | $223.6K | ||
| F-InKind | 2026-07-09 | 2,270 | $93.07 | $211.3K | ||
| F-InKind | 2026-07-08 | 1,103 | $95.08 | $104.9K | ||
| F-InKind | 2026-07-08 | 2,839 | $95.08 | $269.9K | ||
| F-InKind | 2026-07-08 | 1,087 | $95.08 | $103.4K | ||
| F-InKind | 2026-07-08 | 1,238 | $95.08 | $117.7K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HQY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
HealthEquity, Inc. (HQY) is currently trading at $96.54, 12% below its 52-week high. The current dividend yield is 2.07% based on an annual payout of $2.00 per share.
HQY (HealthEquity, Inc.) — 2.07% Dividend Yield Analysis
HealthEquity, Inc. (HQY) is a healthcare stock currently trading at $96.54 with a dividend yield of 2.07%. The company pays an annual dividend of $2.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest HQY News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.