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Home βΊ Calculator βΊ HRBK Dividend Calculator 2026
Harbor Bankshares Corporation Β· OTC
Price: $26.19 Β· Annual div: $0.50/share Β· Frequency: quarterly Β· Payout ratio: 50% Β· Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in HRBK β $4.88M in 10 years Β· $16.27/month
Harbor Bankshares Corporation is a financial institution offering a comprehensive spectrum of banking and financial services in Maryland, primarily serving the Baltimore metropolitan area through its six branch locations. For individual clients, it provides essential retail banking products such as checking and savings accounts, investment vehicles, debit and credit cards, and specialized offerings like Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). Its lending portfolio includes mortgages, personal loans, installment loans, and VIP loan options, alongside home equity and overdraft lines of credit. Convenience services encompass online and mobile banking, bill payment, e-statements, telebanking, and up-to-date interest rate information. Businesses also benefit from a robust suite of solutions, including commercial loans, remote deposit capture, positive pay systems, comprehensive cash management, and merchant services. Beyond traditional banking, the company extends its offerings to include brokerage and insurance products, providing a more holistic financial approach. Established in 1982, Harbor Bankshares Corporation is headquartered in Baltimore, Maryland.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold HRBK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 1.91% | -0.89% | $191 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 1.62% | -1.18% | $162 / yr |
| πΊπΈ US Taxable (20%) | 20% | 1.53% | -1.27% | $153 / yr |
| π¬π§ UK ISA | 0% | 1.91% | -0.89% | $191 / yr |
| π¬π§ UK Taxable | 8.75% | 1.74% | -1.06% | $174 / yr |
| π¨π¦ TFSA | 0% | 1.91% | -0.89% | $191 / yr |
| π¨π¦ CA Taxable | 25% | 1.43% | -1.37% | $143 / yr |
| π¦πΊ Super (pension) | 15% | 1.62% | -1.18% | $162 / yr |
| π¦πΊ AU Taxable | 30% | 1.34% | -1.46% | $134 / yr |
| π©πͺ DE Taxable | 26.375% | 1.41% | -1.39% | $141 / yr |
| π«π· FR Taxable | 30% | 1.34% | -1.46% | $134 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.50/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
HRBK pays quarterly β 4 times per year. Next ex-div: TBD.
How HRBK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HRBK sourced from FMP /financial-growth endpoint β real data, not estimates.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HRBK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Harbor Bankshares Corporation (HRBK) is currently trading at $26.19, 10% below its 52-week high. The current dividend yield is 1.91% based on an annual payout of $0.50 per share.
Harbor Bankshares Corporation (HRBK) is a financial services stock currently trading at $26.19 with a dividend yield of 1.91%. The company pays an annual dividend of $0.50 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only β not financial advice.
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