About Harbor Large Cap Value Fund (HRLVX) — Dividend Analysis 2026
The fund invests primarily in equity securities, principally common and preferred stocks of large cap companies. Under normal market conditions, the fund invests at least 80% of its net assets, plus borrowings for investment purposes, in securities of large cap companies. The Subadviser focuses on those companies that the advisor believes are higher quality businesses that are undervalued by the market relative to what the Subadviser believes to be their fair value. The fund may invest up to 20% of its total assets in the securities of foreign issuers, including issuers located or doing business in emerging markets.
Is HRLVX a good dividend investment in 2026?
HRLVX offers a 22.38% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
HRLVX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HRLVX portfolio grows to $75.4K vs $32.4K without reinvestment. This is the compound interest effect in action.
HRLVX dividend growth history & forecast
HRLVX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 22.38%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 HRLVX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HRLVX.
Gross yield
22.38%
Tax rate
15.00%
After-tax yield
19.02%
Real yield (−CPI)
16.22%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
22.38%
19.58%
$2,238 / yr
🇺🇸 US Taxable (15%) ✓
15%
19.02%
16.22%
$1,902 / yr
🇺🇸 US Taxable (20%)
20%
17.90%
15.10%
$1,790 / yr
🇬🇧 UK ISA
0%
22.38%
19.58%
$2,238 / yr
🇬🇧 UK Taxable
8.75%
20.42%
17.62%
$2,042 / yr
🇨🇦 TFSA
0%
22.38%
19.58%
$2,238 / yr
🇨🇦 CA Taxable
25%
16.79%
13.98%
$1,679 / yr
🇦🇺 Super (pension)
15%
19.02%
16.22%
$1,902 / yr
🇦🇺 AU Taxable
30%
15.67%
12.87%
$1,567 / yr
🇩🇪 DE Taxable
26.375%
16.48%
13.68%
$1,648 / yr
🇫🇷 FR Taxable
30%
15.67%
12.87%
$1,567 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HRLVX Income Goal & Break-Even
Dividend Break-Even
6yr
Years for dividends to fully repay your HRLVX investment of $18.83/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$47.1K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$44.6K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in HRLVX for:
Shares needed
6,700
Capital required
$126,161
Monthly income
$2,000
Based on current dividend of $4.21/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HRLVX Dividend Payment Schedule
HRLVX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$8.96 / payment
$35.83 / year after tax
100 shares
$89.56 / payment
$358.25 / year after tax
1,000 shares
$895.63 / payment
$3582.54 / year after tax
📊 HRLVX vs Financial Services Benchmarks
How HRLVX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+19.48% vs sectorBetter
HRLVX
22.38%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
HRLVX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
HRLVX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HRLVX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HRLVX Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HRLVX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →