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HRTG Dividend DRIP Calculator 2026
0.91% YieldFinancial ServicesHeritage Insurance Holdings, Inc. · NYSE
Price: $26.28 · Annual div: $0.24/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When HRTG pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in HRTG → $131.4K in 10 years · $0.01/month
About Heritage Insurance Holdings, Inc. (HRTG) — Dividend Analysis 2026
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 HRTG Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HRTG.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.91% | -1.89% | $91 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.77% | -2.03% | $77 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.73% | -2.07% | $73 / yr |
| 🇬🇧 UK ISA | 0% | 0.91% | -1.89% | $91 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.83% | -1.97% | $83 / yr |
| 🇨🇦 TFSA | 0% | 0.91% | -1.89% | $91 / yr |
| 🇨🇦 CA Taxable | 25% | 0.68% | -2.12% | $68 / yr |
| 🇦🇺 Super (pension) | 15% | 0.77% | -2.03% | $77 / yr |
| 🇦🇺 AU Taxable | 30% | 0.64% | -2.16% | $64 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.67% | -2.13% | $67 / yr |
| 🇫🇷 FR Taxable | 30% | 0.64% | -2.16% | $64 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HRTG Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.24/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HRTG Dividend Payment Schedule
HRTG pays quarterly — 4 times per year. Next ex-div: TBD.
📊 HRTG vs Financial Services Benchmarks
How HRTG compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HRTG sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HRTG Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-07-01 | 9,200 | $26.58 | $244.5K | ||
| Sale | 2026-06-22 | 9,200 | $24.36 | $224.1K | ||
| A-Award | 2026-06-10 | 2,703 | — | — | ||
| A-Award | 2026-06-10 | 2,703 | — | — | ||
| G-Gift | 2026-06-11 | 9,662 | — | — | ||
| A-Award | 2026-06-10 | 2,703 | — | — | ||
| A-Award | 2026-06-10 | 2,703 | — | — | ||
| A-Award | 2026-06-10 | 2,703 | — | — | ||
| Buy | 2026-05-19 | 1,000 | $24.45 | $24.4K | ||
| Buy | 2026-05-19 | 15,000 | $23.50 | $352.5K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HRTG dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Heritage Insurance Holdings, Inc. (HRTG) is currently trading at $26.28, 9% below its 52-week high. The current dividend yield is 0.91% based on an annual payout of $0.24 per share.
HRTG (Heritage Insurance Holdings, Inc.) — 0.91% Dividend Yield Analysis
Heritage Insurance Holdings, Inc. (HRTG) is a financial services stock currently trading at $26.28 with a dividend yield of 0.91%. The company pays an annual dividend of $0.24 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HRTG has grown its dividend at a compound annual rate of 50.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.