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Huron Valley Bancorp, Inc. · OTC
Price: $36.25 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in HVLM → $10.43M in 10 years · $0.05/month
Huron Valley Bancorp, Inc. serves as the parent entity for Huron Valley State Bank, delivering a comprehensive array of banking products and services. Its offerings span various deposit accounts, including checking, savings, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and money market accounts. The institution's lending portfolio is extensive, covering residential mortgages, home equity loans, and various consumer financing options such as auto, personal, and recreational vehicle loans. For businesses, it provides commercial loans, lines of credit, term and long-term working capital financing, equipment loans, commercial real estate loans, and Small Business Administration (SBA) loans. Additionally, Huron Valley Bancorp furnishes a suite of convenient services, from debit, ATM, and credit cards to digital solutions like online bill payment, mobile deposit, and eStatements. Customers can also access safe deposit boxes, overdraft services, check ordering, and cash management solutions, all supported by robust online, telephone, and mobile banking platforms. Established in 2005, Huron Valley Bancorp, Inc. is headquartered in Milford, Michigan.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold HVLM.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 5.52% | 2.72% | $552 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 4.69% | 1.89% | $469 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 4.42% | 1.62% | $442 / yr |
| 🇬🇧 UK ISA | 0% | 5.52% | 2.72% | $552 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.04% | 2.24% | $504 / yr |
| 🇨🇦 TFSA | 0% | 5.52% | 2.72% | $552 / yr |
| 🇨🇦 CA Taxable | 25% | 4.14% | 1.34% | $414 / yr |
| 🇦🇺 Super (pension) | 15% | 4.69% | 1.89% | $469 / yr |
| 🇦🇺 AU Taxable | 30% | 3.86% | 1.06% | $386 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.06% | 1.26% | $406 / yr |
| 🇫🇷 FR Taxable | 30% | 3.86% | 1.06% | $386 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HVLM pays quarterly — 4 times per year. Next ex-div: TBD.
How HVLM compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HVLM sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HVLM dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Huron Valley Bancorp, Inc. (HVLM) is currently trading at $36.25, trading near its 52-week high. The current dividend yield is 5.52% based on an annual payout of $2.00 per share.
Huron Valley Bancorp, Inc. (HVLM) is a financial services stock currently trading at $36.25 with a dividend yield of 5.52%. The company pays an annual dividend of $2.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HVLM has grown its dividend at a compound annual rate of 50.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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