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IPB DRIP Calculator & Dividend Yield 2026
6.05% YieldFinancial ServicesMerrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1 · NYSE
Price: $25.00 · Annual div: $1.51/share · Frequency: semi-annual · Payout ratio: N/A · Ex-div: 2026-12-18
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
IPB Dividend Yield
IPB (Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1) has a dividend yield of 6.05%, based on an annual dividend of $1.51 per share and a price of $25.00. Over the last 12 months it paid $1.51 per share — a trailing yield of 6.05%. Dividends are paid semi-annual.
Yield history: over the last 11 payments, IPB's 12-month yield ranged from 5.76% to 8.87%. Full IPB dividend history ↓
IPB DRIP Rate: How Many Shares Your Dividends Buy
With dividends reinvested, a IPB position grows its share count by about 6.05% in the first year at today's price and yield. If the yield stays near 6.05%, DRIP doubles your number of shares in about 12 years without adding new money.
💡 What-if scenarios
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🎯 When IPB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
IPB Dividend History — Last 46 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-12-18Latest | 2026-12-21 | $0.7565 | — | — |
| 2026-06-18 | 2026-06-22 | $0.7565 | 5.86% | $25.83 |
| 2025-12-19 | 2025-12-22 | $0.7565 | 5.76% | $26.25 |
| 2025-06-18 | 2025-06-20 | $0.7565 | 5.96% | $25.39 |
| 2024-12-19 | 2024-12-20 | $0.7565 | 5.81% | $26.05 |
| 2024-06-18 | 2024-06-20 | $0.7565 | 5.98% | $25.32 |
| 2023-12-18 | 2023-12-20 | $0.7565 | 6.02% | $25.15 |
| 2023-06-15 | 2023-06-20 | $0.7565 | 8.87% | $25.60 |
| 2022-12-16 | 2022-12-20 | $0.7565 | 6.00% | $25.21 |
| 2022-06-16 | 2022-06-20 | $0.7565 | 8.41% | $27.00 |
| 2021-12-16 | 2021-12-20 | $0.7565 | 7.43% | $30.56 |
| 2021-06-17 | 2021-06-21 | $0.7565 | 7.50% | $30.27 |
| 2020-12-17 | 2020-12-21 | $0.7565 | — | — |
| 2020-06-18 | 2020-06-22 | $0.7565 | — | — |
| 2019-12-18 | 2019-12-20 | $0.7565 | — | — |
| 2019-06-18 | 2019-06-20 | $0.7565 | — | — |
| 2018-12-18 | 2018-12-20 | $0.7565 | — | — |
| 2018-06-18 | 2018-06-20 | $0.7565 | — | — |
| 2017-12-20 | 2017-12-20 | $0.7565 | — | — |
| 2017-06-15 | 2017-06-20 | $0.7565 | — | — |
| 2016-12-15 | 2016-12-20 | $0.7560 | — | — |
| 2016-06-15 | 2016-06-20 | $0.7560 | — | — |
| 2015-12-16 | 2015-12-21 | $0.7560 | — | — |
| 2015-06-17 | 2015-06-22 | $0.7560 | — | — |
| 2014-12-17 | 2014-12-22 | $0.7560 | — | — |
| 2014-06-17 | 2014-06-20 | $0.7560 | — | — |
| 2013-12-17 | 2013-12-20 | $0.7560 | — | — |
| 2013-06-17 | 2013-06-20 | $0.7560 | — | — |
| 2012-12-17 | 2012-12-20 | $0.7560 | — | — |
| 2012-06-15 | 2012-06-20 | $0.3030 | — | — |
| 2011-12-15 | 2011-12-20 | $0.7560 | — | — |
| 2011-06-15 | 2011-06-20 | $0.7560 | — | — |
| 2010-12-15 | 2010-12-20 | $0.7560 | — | — |
| 2010-06-23 | — | $0.7560 | — | — |
| 2009-12-16 | 2009-12-21 | $0.7560 | — | — |
| 2009-06-17 | 2009-06-22 | $0.7560 | — | — |
| 2008-12-17 | 2008-12-22 | $0.7560 | — | — |
| 2008-06-17 | 2008-06-20 | $0.7560 | — | — |
| 2007-12-17 | 2007-12-20 | $0.7560 | — | — |
| 2007-06-15 | 2007-06-20 | $0.7560 | — | — |
| 2006-12-15 | 2006-12-20 | $0.7570 | — | — |
| 2006-06-15 | 2006-06-20 | $0.7560 | — | — |
| 2005-12-15 | 2005-12-20 | $0.7560 | — | — |
| 2005-06-15 | 2005-06-20 | $0.7560 | — | — |
| 2004-12-15 | 2004-12-20 | $0.7560 | — | — |
| 2004-06-16 | 2004-06-21 | $0.7560 | — | — |
About Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1 (IPB) — Dividend Analysis 2026
Bank of America Corporation (BAC) functions as a prominent financial holding company, delivering a wide spectrum of banking and non-banking financial services. Its operations are organized into five primary segments: Consumer Banking, Global Wealth and Investment Management (GWIM), Global Banking, Global Markets, and an "All Other" category. The Consumer Banking division serves individual consumers and small businesses by providing various credit, banking, and investment offerings. GWIM is dedicated to furnishing clients with holistic solutions, which include investment management, brokerage services, banking products, and retirement planning options. Global Banking offers clients lending products, integrated working capital and treasury management systems, alongside underwriting and advisory services. The Global Markets segment provides institutional clients with sales, trading, and research expertise across diverse asset classes such as fixed income, credit, currencies, commodities, and equities. The "All Other" segment encompasses activities like asset and liability management, equity investments, non-core mortgage loans and their servicing, the financial impact of periodic adjustments to the mortgage servicing rights valuation model (for both core and non-core MSRs), other businesses in the process of liquidation, and residual expense allocations. Founded in 1904 by Amadeo Peter Giannini, the company's corporate headquarters are located in Charlotte, North Carolina.
IPB Dividend & DRIP — Frequently Asked Questions
What is IPB's dividend yield?
IPB (Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1) has a dividend yield of 6.05%, based on an annual dividend of $1.51 per share and a price of $25.00. Over the last 12 months it paid $1.51 per share — a trailing yield of 6.05%. Dividends are paid semi-annual.
How much does $10,000 in IPB pay in dividends?
$10,000 in IPB at a 6.05% yield pays about $605 a year ($50 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
What is the DRIP rate for IPB?
With dividends reinvested, a IPB position grows its share count by about 6.05% in the first year at today's price and yield. If the yield stays near 6.05%, DRIP doubles your number of shares in about 12 years without adding new money.
How do I calculate IPB dividend reinvestment (DRIP) returns?
Enter your starting amount, monthly contribution and time horizon in the IPB DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
When is IPB's next ex-dividend date?
IPB's next ex-dividend date is 2026-12-18. IPB pays dividends semi-annual. Buy before the ex-dividend date to receive the next payment.
What is IPB's dividend growth rate?
IPB's dividend changed 0.0% over the last year and 0.0% a year on average over five years.
Similar dividend stocks to IPB
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 IPB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold IPB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.05% | 3.25% | $605 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.14% | 2.34% | $514 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 4.84% | 2.04% | $484 / yr |
| 🇬🇧 UK ISA | 0% | 6.05% | 3.25% | $605 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.52% | 2.72% | $552 / yr |
| 🇨🇦 TFSA | 0% | 6.05% | 3.25% | $605 / yr |
| 🇨🇦 CA Taxable | 25% | 4.54% | 1.74% | $454 / yr |
| 🇦🇺 Super (pension) | 15% | 5.14% | 2.34% | $514 / yr |
| 🇦🇺 AU Taxable | 30% | 4.23% | 1.43% | $423 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.45% | 1.65% | $445 / yr |
| 🇫🇷 FR Taxable | 30% | 4.23% | 1.43% | $423 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 IPB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.51/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 IPB Dividend Payment Schedule
IPB pays quarterly — 4 times per year. Ex-div: 2026-12-18.
📊 IPB vs Financial Services Benchmarks
How IPB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for IPB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ IPB Insider Activity
No recent SEC filings reported in the last 90 days.Peer Group
Similar companies in the same sectorCompare IPB with peers: IPB vs GJH · IPB vs JBK · IPB vs KTH
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the IPB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1 (IPB) is currently trading at $25.00, trading near its 52-week low. The current dividend yield is 6.05% based on an annual payout of $1.51 per share.
IPB (Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1) — 6.05% Dividend Yield Analysis
Merrill Lynch Depositor Inc. 6.0518% Index Plus Trust Series 2003-1 (IPB) is a financial services stock currently trading at $25.00 with a dividend yield of 6.05%. It pays an annual dividend of $1.51 per share.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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LiveHow investors use the IPB dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.