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ISBA Dividend DRIP Calculator 2026
2.88% YieldFinancial ServicesIsabella Bank Corporation · NASDAQ
Price: $38.92 · Annual div: $1.12/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
💡 What-if scenarios
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🎯 When ISBA pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your ISBA snowball 📈
$10,000 in ISBA → $1.12M in 10 years · $31.66/month
About Isabella Bank Corporation (ISBA) — Dividend Analysis 2026
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate planning assistance, and safe deposit box rentals. The corporation also extends its services to include group life, health, accident, and disability insurance products, as well as various other employee benefit programs. As of December 31, 2021, the company maintained 30 branch locations situated in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. With a heritage dating back to its founding in 1903, Isabella Bank Corporation is headquartered in Mount Pleasant, Michigan.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 ISBA Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ISBA.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.88% | 0.08% | $288 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.45% | -0.35% | $245 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.30% | -0.50% | $230 / yr |
| 🇬🇧 UK ISA | 0% | 2.88% | 0.08% | $288 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.63% | -0.17% | $263 / yr |
| 🇨🇦 TFSA | 0% | 2.88% | 0.08% | $288 / yr |
| 🇨🇦 CA Taxable | 25% | 2.16% | -0.64% | $216 / yr |
| 🇦🇺 Super (pension) | 15% | 2.45% | -0.35% | $245 / yr |
| 🇦🇺 AU Taxable | 30% | 2.02% | -0.78% | $202 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.12% | -0.68% | $212 / yr |
| 🇫🇷 FR Taxable | 30% | 2.02% | -0.78% | $202 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ISBA Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.12/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ISBA Dividend Payment Schedule
ISBA pays quarterly — 4 times per year. Next ex-div: TBD.
📊 ISBA vs Financial Services Benchmarks
How ISBA compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ISBA sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ISBA Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-09-01 | 242 | $38.55 | $9.3K | ||
| A-Award | 2026-09-01 | 10 | $38.55 | $386.00 | ||
| A-Award | 2026-09-01 | 31 | $38.55 | $1.2K | ||
| A-Award | 2026-09-01 | 46 | $38.55 | $1.8K | ||
| A-Award | 2026-09-01 | 33 | $38.55 | $1.3K | ||
| A-Award | 2026-09-01 | 24 | $38.55 | $925.00 | ||
| A-Award | 2026-09-01 | 123 | $38.55 | $4.7K | ||
| A-Award | 2026-09-01 | 8 | $38.55 | $308.00 | ||
| A-Award | 2026-09-01 | 3 | $38.55 | $116.00 | ||
| Buy | 2026-08-17 | 7.213 | $41.59 | $300.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ISBA dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Isabella Bank Corporation (ISBA) is currently trading at $38.92, 23% below its 52-week high. The current dividend yield is 2.88% based on an annual payout of $1.12 per share.
ISBA (Isabella Bank Corporation) — 2.88% Dividend Yield Analysis
Isabella Bank Corporation (ISBA) is a financial services stock currently trading at $38.91 with a dividend yield of 2.88%. The company pays an annual dividend of $1.12 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, ISBA has grown its dividend at a compound annual rate of 2.3%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.