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Jefferson Capital, Inc. Common Stock ยท NASDAQ
Price: $20.41 ยท Annual div: $0.9600/share ยท Frequency: quarterly ยท Payout ratio: 15% ยท Ex-div: 2026-08-24
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-08-24Latest | 2026-09-03 | $0.2400 | 5.81% | $20.64 |
| 2026-05-26 | 2026-06-04 | $0.2400 | 4.60% | $20.87 |
| 2026-03-24 | 2026-04-02 | $0.2400 | 3.47% | $20.72 |
| 2025-11-25 | 2025-12-04 | $0.2400 | 2.50% | $19.19 |
| 2025-08-25 | 2025-09-04 | $0.2400 | 1.48% | $16.27 |
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Forward dividend yield from the latest data ยท open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold JCAP.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| ๐บ๐ธ Roth IRA / 401k | 0% | 4.70% | 1.90% | $470 / yr |
| ๐บ๐ธ US Taxable (15%) โ | 15% | 4.00% | 1.20% | $400 / yr |
| ๐บ๐ธ US Taxable (20%) | 20% | 3.76% | 0.96% | $376 / yr |
| ๐ฌ๐ง UK ISA | 0% | 4.70% | 1.90% | $470 / yr |
| ๐ฌ๐ง UK Taxable | 8.75% | 4.29% | 1.49% | $429 / yr |
| ๐จ๐ฆ TFSA | 0% | 4.70% | 1.90% | $470 / yr |
| ๐จ๐ฆ CA Taxable | 25% | 3.53% | 0.73% | $353 / yr |
| ๐ฆ๐บ Super (pension) | 15% | 4.00% | 1.20% | $400 / yr |
| ๐ฆ๐บ AU Taxable | 30% | 3.29% | 0.49% | $329 / yr |
| ๐ฉ๐ช DE Taxable | 26.375% | 3.46% | 0.66% | $346 / yr |
| ๐ซ๐ท FR Taxable | 30% | 3.29% | 0.49% | $329 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.96/share/yr ยท ๐บ๐ธ US Taxable (15%) ยท static projection (no growth assumed).
JCAP pays quarterly โ 4 times per year. Ex-div: 2026-08-24.
How JCAP compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024โ2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for JCAP sourced from FMP /financial-growth endpoint โ real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-08-25 | 246 | $22.04 | $5.4K | ||
| Sale | 2026-08-17 | 56,000 | $23.75 | $1.33M | ||
| G-Gift | 2026-08-17 | 6,250 | โ | โ | ||
| A-Award | 2026-03-18 | 12,500 | โ | โ | ||
| Other | 2026-03-18 | 25,000 | $20.13 | $503.3K | ||
| Other | 2026-03-18 | 25,000 | $34.13 | $853.3K | ||
| Other | 2026-03-18 | 25,000 | $20.13 | $503.3K | ||
| Other | 2026-03-18 | 25,000 | $34.13 | $853.3K | ||
| A-Award | 2026-03-11 | 25,000 | โ | โ | ||
| Sale | 2026-01-09 | 385,000 | $20.50 | $7.89M |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Compare JCAP with peers: JCAP vs CPSS ยท JCAP vs ECPG ยท JCAP vs OPRT
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores โ lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the JCAP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer โ
Jefferson Capital, Inc. Common Stock (JCAP) is currently trading at $20.41, 16% below its 52-week high. The current dividend yield is 4.70% based on an annual payout of $0.9600 per share.
Jefferson Capital, Inc. Common Stock (JCAP) is a financial services stock currently trading at $20.41 with a dividend yield of 4.70%. It pays an annual dividend of $0.9600 per share. The payout ratio of 15% suggests the dividend is well-covered by earnings. Over the past 5 years, JCAP has grown its dividend at a compound annual rate of 32.1%.
Auto-generated from live market data. For educational purposes only โ not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team โ not customer reviews.
JCAP (Jefferson Capital, Inc. Common Stock) has a dividend yield of 4.70%, based on an annual dividend of $0.9600 per share and a price of $20.41. Over the last 12 months it paid $0.9600 per share โ a trailing yield of 4.70%. Dividends are paid quarterly.
Full JCAP dividend history โ
Yield on cost: if JCAP's dividend keeps growing 15.0% a year, a purchase at today's price would yield 9.46% after 5 years, 19.03% after 10 years and 76.98% after 20 years on the original investment.
With dividends reinvested, a JCAP position grows its share count by about 4.70% in the first year at today's price and yield. If the dividend grows 15.0% a year and the price 15.0%, DRIP doubles your number of shares in about 16 years without adding new money.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 23.05 | 513.00 | $541 | $12,041 | 5.41% |
| 3 | 25.26 | 562.40 | $784 | $17,457 | 7.84% |
| 5 | 27.70 | 616.54 | $1,137 | $25,310 | 11.37% |
| 10 | 34.85 | 775.84 | $2,878 | $64,061 | 28.78% |
| 20 | 55.19 | 1228.53 | $18,435 | $410,381 | 184.35% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work โ
JCAP (Jefferson Capital, Inc. Common Stock) has a dividend yield of 4.70%, based on an annual dividend of $0.9600 per share and a price of $20.41. Over the last 12 months it paid $0.9600 per share โ a trailing yield of 4.70%. Dividends are paid quarterly.
$10,000 in JCAP at a 4.70% yield pays about $470 a year ($39 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a JCAP position grows its share count by about 4.70% in the first year at today's price and yield. If the dividend grows 15.0% a year and the price 15.0%, DRIP doubles your number of shares in about 16 years without adding new money.
Enter your starting amount, monthly contribution and time horizon in the JCAP DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
JCAP's next ex-dividend date has not been announced yet; the most recent one was 2026-08-24. JCAP pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
JCAP has less than a year of dividend history in our data, so there is no dividend growth rate yet.
JCAP pays out 15% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
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