About JPMorgan SmartRetirement Blend Income Fund Class I (JIJSX) — Dividend Analysis 2026
The investment seeks current income and some capital appreciation. The fund is a "fund of funds" that invests in other mutual funds and exchange traded funds (ETFs) within the same group of investment companies and also invests in passive ETFs that are managed by unaffiliated investment advisers. It is generally intended for investors who are retired or about to retire soon. The fund is designed to provide exposure to a variety of asset classes through investments in underlying funds, securities and other financial instruments, with an emphasis on fixed income investments over equity investments and other investments.
Is JIJSX a good dividend investment in 2026?
JIJSX offers a 3.20% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
JIJSX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your JIJSX portfolio grows to $13.7K vs $13.2K without reinvestment. This is the compound interest effect in action.
JIJSX dividend growth history & forecast
JIJSX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.20%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 JIJSX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold JIJSX.
Gross yield
3.20%
Tax rate
15.00%
After-tax yield
2.72%
Real yield (−CPI)
-0.08%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.20%
0.40%
$320 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.72%
-0.08%
$272 / yr
🇺🇸 US Taxable (20%)
20%
2.56%
-0.24%
$256 / yr
🇬🇧 UK ISA
0%
3.20%
0.40%
$320 / yr
🇬🇧 UK Taxable
8.75%
2.92%
0.12%
$292 / yr
🇨🇦 TFSA
0%
3.20%
0.40%
$320 / yr
🇨🇦 CA Taxable
25%
2.40%
-0.40%
$240 / yr
🇦🇺 Super (pension)
15%
2.72%
-0.08%
$272 / yr
🇦🇺 AU Taxable
30%
2.24%
-0.56%
$224 / yr
🇩🇪 DE Taxable
26.375%
2.36%
-0.44%
$236 / yr
🇫🇷 FR Taxable
30%
2.24%
-0.56%
$224 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 JIJSX Income Goal & Break-Even
Dividend Break-Even
37yr
Years for dividends to fully repay your JIJSX investment of $19.56/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$3.1K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$602.48
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in JIJSX for:
Shares needed
45,156
Capital required
$883,251
Monthly income
$2,000
Based on current dividend of $0.63/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 JIJSX Dividend Payment Schedule
JIJSX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.33 / payment
$5.31 / year after tax
100 shares
$13.29 / payment
$53.15 / year after tax
1,000 shares
$132.87 / payment
$531.50 / year after tax
📊 JIJSX vs Financial Services Benchmarks
How JIJSX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+0.30% vs sectorBetter
JIJSX
3.20%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
JIJSX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
JIJSX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for JIJSX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ JIJSX Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the JIJSX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →