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Lument Finance Trust, Inc. ยท NYSE
Price: $0.70 ยท Annual div: $0.16/share ยท Frequency: quarterly ยท Payout ratio: 50% ยท Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in LFT โ $15.41M in 10 years ยท $12,230.63/month
Lument Finance Trust, Inc. functions as a real estate investment trust (REIT) with a core business centered on acquiring, financing, and managing a diverse portfolio of commercial real estate (CRE) debt investments throughout the United States. The company's primary focus lies in transitional floating-rate commercial mortgage loans, particularly those secured by middle-market multi-family assets. Beyond these, it also strategically invests in a variety of other CRE-related debt products, including mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), fixed-rate loans, and construction financing. As a formally qualified REIT under the Internal Revenue Code of 1986, Lument Finance Trust, Inc. benefits from a significant tax advantage: it is exempt from federal income taxes provided it distributes at least 90% of its taxable earnings to its shareholders. The firm underwent a name change in December 2020, having previously been known as Hunt Companies Finance Trust, Inc. Incorporated in 2012, its corporate headquarters are situated in New York, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold LFT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| ๐บ๐ธ Roth IRA / 401k | 0% | 22.86% | 20.06% | $2,286 / yr |
| ๐บ๐ธ US Taxable (15%) โ | 15% | 19.43% | 16.63% | $1,943 / yr |
| ๐บ๐ธ US Taxable (20%) | 20% | 18.29% | 15.49% | $1,829 / yr |
| ๐ฌ๐ง UK ISA | 0% | 22.86% | 20.06% | $2,286 / yr |
| ๐ฌ๐ง UK Taxable | 8.75% | 20.86% | 18.06% | $2,086 / yr |
| ๐จ๐ฆ TFSA | 0% | 22.86% | 20.06% | $2,286 / yr |
| ๐จ๐ฆ CA Taxable | 25% | 17.14% | 14.34% | $1,715 / yr |
| ๐ฆ๐บ Super (pension) | 15% | 19.43% | 16.63% | $1,943 / yr |
| ๐ฆ๐บ AU Taxable | 30% | 16.00% | 13.20% | $1,600 / yr |
| ๐ฉ๐ช DE Taxable | 26.375% | 16.83% | 14.03% | $1,683 / yr |
| ๐ซ๐ท FR Taxable | 30% | 16.00% | 13.20% | $1,600 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.16/share/yr ยท ๐บ๐ธ US Taxable (15%) ยท static projection (no growth assumed).
LFT pays quarterly โ 4 times per year. Next ex-div: TBD.
How LFT compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024โ2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LFT sourced from FMP /financial-growth endpoint โ real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-08-24 | 20,411 | $0.67 | $13.8K | ||
| A-Award | 2026-08-24 | 37,111 | $0.67 | $25.0K | ||
| Buy | 2026-08-24 | 20,000 | $0.69 | $13.8K | ||
| A-Award | 2026-08-24 | 20,411 | $0.67 | $13.8K | ||
| Buy | 2026-08-24 | 10,000 | $0.68 | $6.8K | ||
| Buy | 2026-08-21 | 20,000 | $0.68 | $13.6K | ||
| Buy | 2026-08-20 | 20,000 | $0.63 | $12.6K | ||
| Buy | 2026-08-20 | 20,000 | $0.62 | $12.4K | ||
| Buy | 2026-08-19 | 24,000 | $0.61 | $14.6K | ||
| Buy | 2026-08-18 | 20,000 | $0.61 | $12.1K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores โ lower dividend cut risk. Data via FMP financial statements.
Insiders are net buyers โ historically a positive signal for dividend sustainability. Last purchase: 2026-08-24
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LFT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer โ
Lument Finance Trust, Inc. (LFT) is currently trading at $0.70, trading near its 52-week low. The current dividend yield is 22.86% based on an annual payout of $0.16 per share.
Lument Finance Trust, Inc. (LFT) is a real estate stock currently trading at $0.70 with a dividend yield of 22.86%. The company pays an annual dividend of $0.16 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, LFT has grown its dividend at a compound annual rate of 43.5%.
Auto-generated from live market data. For educational purposes only โ not financial advice.
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