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LOB DRIP Calculator & Dividend Yield 2026
0.34% YieldFinancial ServicesLive Oak Bancshares, Inc. · NYSE
Price: $35.15 · Annual div: $0.1200/share · Frequency: quarterly · Payout ratio: 5% · Ex-div: 2026-09-01
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When LOB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
LOB Dividend History — Last 45 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-01Latest | 2026-09-15 | $0.0300 | 0.39% | $38.65 |
| 2026-06-02 | 2026-06-15 | $0.0300 | 0.40% | $37.36 |
| 2026-03-05 | 2026-03-15 | $0.0300 | 0.33% | $36.60 |
| 2025-12-02 | 2025-12-15 | $0.0300 | 0.37% | $32.52 |
| 2025-09-02 | 2025-09-15 | $0.0300 | 0.40% | $37.58 |
| 2025-06-03 | 2025-06-17 | $0.0300 | 0.55% | $27.27 |
| 2025-02-25 | 2025-03-11 | $0.0300 | 0.35% | $34.36 |
| 2024-12-02 | 2024-12-16 | $0.0300 | 0.25% | $47.07 |
| 2024-09-03 | 2024-09-17 | $0.0300 | 0.28% | $42.53 |
| 2024-06-04 | 2024-06-18 | $0.0300 | 0.44% | $33.96 |
| 2024-02-26 | 2024-03-12 | $0.0300 | 0.41% | $36.15 |
| 2023-11-27 | 2023-12-12 | $0.0300 | 0.52% | $28.83 |
| 2023-09-01 | 2023-09-19 | $0.0300 | 0.46% | $32.32 |
| 2023-06-06 | 2023-06-21 | $0.0300 | 0.53% | $22.74 |
| 2023-02-27 | 2023-03-14 | $0.0300 | 0.43% | $34.71 |
| 2022-11-28 | 2022-12-13 | $0.0300 | 0.38% | $31.91 |
| 2022-09-02 | 2022-09-20 | $0.0300 | 0.44% | $34.19 |
| 2022-05-27 | 2022-06-14 | $0.0300 | 0.28% | $43.33 |
| 2022-02-28 | 2022-03-15 | $0.0300 | 0.26% | $58.76 |
| 2021-11-26 | 2021-12-13 | $0.0300 | 0.16% | $91.26 |
| 2021-09-03 | 2021-09-21 | $0.0300 | 0.25% | $61.03 |
| 2021-05-24 | 2021-06-08 | $0.0300 | 0.18% | $66.04 |
| 2021-03-08 | 2021-03-23 | $0.0300 | 0.21% | $58.24 |
| 2020-11-30 | 2020-12-15 | $0.0300 | — | — |
| 2020-09-04 | 2020-09-22 | $0.0300 | — | — |
| 2020-05-22 | 2020-06-09 | $0.0300 | — | — |
| 2020-02-24 | 2020-03-10 | $0.0300 | — | — |
| 2019-12-02 | 2019-12-17 | $0.0300 | — | — |
| 2019-09-09 | 2019-09-24 | $0.0300 | — | — |
| 2019-05-24 | 2019-06-11 | $0.0300 | — | — |
| 2019-02-25 | 2019-03-12 | $0.0300 | — | — |
| 2018-11-30 | 2018-12-17 | $0.0300 | — | — |
| 2018-09-10 | 2018-09-25 | $0.0300 | — | — |
| 2018-05-25 | 2018-06-12 | $0.0300 | — | — |
| 2018-02-23 | 2018-03-12 | $0.0300 | — | — |
| 2017-11-10 | 2017-11-27 | $0.0300 | — | — |
| 2017-08-17 | 2017-09-05 | $0.0300 | — | — |
| 2017-05-19 | 2017-06-06 | $0.0200 | — | — |
| 2017-03-08 | 2017-03-24 | $0.0200 | — | — |
| 2016-12-12 | 2016-12-22 | $0.0200 | — | — |
| 2016-08-30 | 2016-09-16 | $0.0200 | — | — |
| 2016-06-03 | 2016-06-21 | $0.0100 | — | — |
| 2016-02-26 | 2016-03-15 | $0.0200 | — | — |
| 2015-12-28 | 2016-01-15 | $0.0100 | — | — |
| 2015-09-23 | 2015-10-09 | $0.0100 | — | — |
About Live Oak Bancshares, Inc. (LOB) — Dividend Analysis 2026
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 LOB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold LOB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.34% | -2.46% | $34 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.29% | -2.51% | $29 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.27% | -2.53% | $27 / yr |
| 🇬🇧 UK ISA | 0% | 0.34% | -2.46% | $34 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.31% | -2.49% | $31 / yr |
| 🇨🇦 TFSA | 0% | 0.34% | -2.46% | $34 / yr |
| 🇨🇦 CA Taxable | 25% | 0.26% | -2.54% | $26 / yr |
| 🇦🇺 Super (pension) | 15% | 0.29% | -2.51% | $29 / yr |
| 🇦🇺 AU Taxable | 30% | 0.24% | -2.56% | $24 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.25% | -2.55% | $25 / yr |
| 🇫🇷 FR Taxable | 30% | 0.24% | -2.56% | $24 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 LOB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.12/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 LOB Dividend Payment Schedule
LOB pays quarterly — 4 times per year. Ex-div: 2026-09-01.
📊 LOB vs Financial Services Benchmarks
How LOB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LOB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ LOB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-09-09 | 10,000 | $38.63 | $386.3K | ||
| Sale | 2026-09-10 | 10,000 | $38.75 | $387.5K | ||
| Sale | 2026-09-03 | 6,590 | $40.09 | $264.2K | ||
| Sale | 2026-09-03 | 10,000 | $39.75 | $397.5K | ||
| Sale | 2026-09-03 | 1,600 | $39.89 | $63.8K | ||
| Sale | 2026-09-02 | 1,810 | $40.00 | $72.4K | ||
| Sale | 2026-09-02 | 9,742 | $39.53 | $385.1K | ||
| Sale | 2026-09-02 | 258 | $39.88 | $10.3K | ||
| Sale | 2026-08-26 | 10,000 | $39.99 | $399.9K | ||
| Sale | 2026-08-27 | 10,000 | $39.66 | $396.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare LOB with peers: LOB vs FRME · LOB vs GABC · LOB vs HOPE
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LOB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Live Oak Bancshares, Inc. (LOB) is currently trading at $35.15, 21% below its 52-week high. The current dividend yield is 0.34% based on an annual payout of $0.1200 per share.
LOB (Live Oak Bancshares, Inc.) — 0.34% Dividend Yield Analysis
Live Oak Bancshares, Inc. (LOB) is a financial services stock currently trading at $35.15 with a dividend yield of 0.34%. It pays an annual dividend of $0.1200 per share. The payout ratio of 5% suggests the dividend is well-covered by earnings. Over the past 5 years, LOB has grown its dividend at a compound annual rate of 9.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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