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Macatawa Bank Corporation · NASDAQ
Price: $14.82 · Annual div: $0.35/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MCBC → $2.15M in 10 years · $332.33/month
Macatawa Bank Corporation functions as the parent company for Macatawa Bank, delivering a comprehensive suite of commercial, consumer, and trust banking solutions. Its deposit offerings encompass a wide array of options, including checking, savings, money market, and demand accounts, alongside various time deposits and certificates of deposit. The institution also provides diverse loan products. These include commercial and industrial loans, designed to fund business operations and equipment purchases. Additionally, it offers commercial real estate financing for projects ranging from construction and development to multi-family dwellings and other non-residential properties. Residential mortgage loans are available, alongside a variety of consumer lending options such as automobile loans, home equity lines of credit (HELOCs), installment loans, home improvement financing, deposit-secured loans, and other personal or household-related credit. Beyond lending and deposits, Macatawa Bank delivers services like ATM and debit card processing, comprehensive cash management, trust administration, and brokerage facilities. Furthermore, it assists clients with fraud protection, collection services, disbursement solutions, fund management, and various investment and retirement planning options. Its extensive client base encompasses individuals, businesses, various associations, religious organizations, nonprofit entities, other financial institutions, and governmental bodies. As of year-end 2021, the company maintained a physical presence through 26 full-service branches distributed across Kent, Ottawa, and northern Allegan counties in Michigan. Macatawa Bank Corporation was established in 1997 and is headquartered in Holland, Michigan.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold MCBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.36% | -0.44% | $236 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.01% | -0.79% | $201 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.89% | -0.91% | $189 / yr |
| 🇬🇧 UK ISA | 0% | 2.36% | -0.44% | $236 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.15% | -0.65% | $215 / yr |
| 🇨🇦 TFSA | 0% | 2.36% | -0.44% | $236 / yr |
| 🇨🇦 CA Taxable | 25% | 1.77% | -1.03% | $177 / yr |
| 🇦🇺 Super (pension) | 15% | 2.01% | -0.79% | $201 / yr |
| 🇦🇺 AU Taxable | 30% | 1.65% | -1.15% | $165 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.74% | -1.06% | $174 / yr |
| 🇫🇷 FR Taxable | 30% | 1.65% | -1.15% | $165 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.35/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MCBC pays quarterly — 4 times per year. Next ex-div: TBD.
How MCBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MCBC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2024-08-01 | 87,970 | — | — | ||
| D-Return | 2024-08-01 | 75,702 | — | — | ||
| D-Return | 2024-08-01 | 314,088 | — | — | ||
| D-Return | 2024-08-01 | 10,281.33 | — | — | ||
| D-Return | 2024-08-01 | 1,000 | — | — | ||
| D-Return | 2024-08-01 | 1,559,639 | — | — | ||
| D-Return | 2024-08-01 | 81,742 | — | — | ||
| D-Return | 2024-08-01 | 1,000 | — | — | ||
| D-Return | 2024-08-01 | 122,724 | — | — | ||
| D-Return | 2024-08-01 | 150,507 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MCBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Macatawa Bank Corporation (MCBC) is currently trading at $14.82, trading near its 52-week high. The current dividend yield is 2.36% based on an annual payout of $0.35 per share.
Macatawa Bank Corporation (MCBC) is a financial services stock currently trading at $14.82 with a dividend yield of 2.36%. The company pays an annual dividend of $0.35 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, MCBC has grown its dividend at a compound annual rate of 31.7%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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