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MCBS Dividend DRIP Calculator 2026
2.87% YieldFinancial ServicesMetroCity Bankshares, Inc. · NASDAQ
Price: $36.26 · Annual div: $1.04/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When MCBS pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your MCBS snowball 📈
$10,000 in MCBS → $13.59M in 10 years · $31,573.92/month
About MetroCity Bankshares, Inc. (MCBS) — Dividend Analysis 2026
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 MCBS Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold MCBS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.87% | 0.07% | $287 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.44% | -0.36% | $244 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.30% | -0.50% | $230 / yr |
| 🇬🇧 UK ISA | 0% | 2.87% | 0.07% | $287 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.62% | -0.18% | $262 / yr |
| 🇨🇦 TFSA | 0% | 2.87% | 0.07% | $287 / yr |
| 🇨🇦 CA Taxable | 25% | 2.15% | -0.65% | $215 / yr |
| 🇦🇺 Super (pension) | 15% | 2.44% | -0.36% | $244 / yr |
| 🇦🇺 AU Taxable | 30% | 2.01% | -0.79% | $201 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.11% | -0.69% | $211 / yr |
| 🇫🇷 FR Taxable | 30% | 2.01% | -0.79% | $201 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 MCBS Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.04/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 MCBS Dividend Payment Schedule
MCBS pays quarterly — 4 times per year. Next ex-div: TBD.
📊 MCBS vs Financial Services Benchmarks
How MCBS compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MCBS sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ MCBS Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-06-01 | 21,840 | $32.66 | $713.3K | ||
| A-Award | 2026-06-01 | 31,107 | $32.66 | $1.02M | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 31,107 | $32.66 | $1.02M | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K | ||
| A-Award | 2026-06-01 | 735 | $32.66 | $24.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MCBS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
MetroCity Bankshares, Inc. (MCBS) is currently trading at $36.26, trading near its 52-week high. The current dividend yield is 2.87% based on an annual payout of $1.04 per share.
MCBS (MetroCity Bankshares, Inc.) — 2.87% Dividend Yield Analysis
MetroCity Bankshares, Inc. (MCBS) is a financial services stock currently trading at $36.26 with a dividend yield of 2.87%. The company pays an annual dividend of $1.04 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, MCBS has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest MCBS News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.