What is MCVT's current dividend yield?

MCVT (Mill City Ventures III, Ltd.) yields 32.73% based on an annual dividend of $2.00 per share at a stock price of $6.11. Dividends are paid quarterly.

How much does $10,000 in MCVT generate in dividends?

$10,000 invested in MCVT at 32.73% yield generates approximately $3273.32 per year, or $272.78 per month in dividend income. With DRIP reinvestment, this compounds significantly over time.

How much does $50,000 in MCVT pay in dividends?

$50,000 in MCVT generates approximately $16366.61 per year at the current 32.73% yield.

Is MCVT a good dividend stock in 2026?

MCVT pays quarterly dividends with a 32.73% yield and 50% payout ratio. The 5-year dividend CAGR is 5%. The 50% payout ratio is considered sustainable. This is not financial advice.

Home › Calculator › MCVT Dividend Calculator 2026

MCVT Dividend DRIP Calculator 2026

32.73% YieldFinancial Services

Mill City Ventures III, Ltd. · NASDAQ

Price: $6.11 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD

Annual dividend

$2.00

per share

Forward yield

32.73%

at current price

1Y div growth

+0%

CAGR

5Y div growth

+100%

CAGR

Payout ratio

50%

Sustainable

Calculator settings

ACCOUNT TYPE

INITIAL INVESTMENT

MONTHLY CONTRIBUTION$0/mo

$0$500$1k$2k

INVESTMENT HORIZON10 years

1y10y20y30y

PRICE GROWTH / YEAR100%

DIVIDEND GROWTH / YEAR100%

DRIP Reinvestment

Auto-reinvest all dividends

Monthly passive income

$3,572,105.62

after 10 years · DRIP ✓

Yield on cost: 428652.67%

Annual dividend income

$42,865,267.45

after 10 years

Total dividends: $68.77M

Real Yield · Inflation Adjusted

+29.93%= 32.73% yield − 2.8% CPI

iCalculated by subtracting the current 12-month CPI (2.8%) from the forward yield. Yield exceeds inflation — purchasing power is growing.

Portfolio (DRIP)

$173.82M

Portfolio (no DRIP)

$16.94M

DRIP bonus

+$156.88M

Total return

+1738086.6%

📊 See how MCVT actually performed since 2021 →

Real historical prices · DRIP simulation · DCA backtest

Last 5 Years →

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA

Year	Shares	Annual income	Monthly income	Portfolio value	Yield on cost	Cumul. dividends
1	2,172.39	$6,546.64	$545.55	$26,547	65.47%	$6,547
2	2,883.49	$17,379.15	$1,448.26	$70,472	173.79%	$23,926
3	3,827.35	$46,135.80	$3,844.65	$187,081	461.36%	$70,062
4	5,080.16	$122,475.07	$10,206.26	$496,636	1224.75%	$192,537
5	6,743.06	$325,130.22	$27,094.18	$1,318,403	3251.3%	$517,667
6	8,950.28	$863,111.65	$71,925.97	$3,499,918	8631.12%	$1,380,779
7	11,880.00	$2,291,271.85	$190,939.32	$9,291,107	22912.72%	$3,672,050
8	15,768.70	$6,082,558.00	$506,879.83	$24,664,773	60825.58%	$9,754,608
9	20,930.31	$16,147,150.69	$1,345,595.89	$65,476,696	161471.51%	$25,901,759
10	27,781.47	$42,865,267.45	$3,572,105.62	$173,818,660	428652.67%	$68,767,027

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

☕

Daily coffee money

+$150/mo for 15 years

$26225.23M

$538,948,369.07/month income

DCA bonus vs no DCA: +$3308.92M

📱

Skip one gadget/mo

+$100/mo for 20 years

$3312125.67M

$68,066,701,084.61/month income

DCA bonus vs no DCA: +$290833.04M

🚀

Serious wealth mode

+$500/mo for 25 years

$590045722.90M

$12,125,888,263,444.46/month income

DCA bonus vs no DCA: +$191717580.63M

🎯 When MCVT pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺

Netflix

$18/month

✓ Year 1

🎵

Spotify

$11/month

✓ Year 1

📱

Phone bill

$60/month

✓ Year 1

🛒

Gas & groceries

$300/month

✓ Year 1

🚗

Car payment

$500/month

✓ Year 1

🏠

Rent (avg US)

$1,500/month

✓ Year 3

🏝️

Financial freedom

$5,000/month

✓ Year 4

Share your MCVT snowball 📈

$10,000 in MCVT → $173.82M in 10 years · $3,572,105.62/month

Post on X

About Mill City Ventures III, Ltd. (MCVT) — Dividend Analysis 2026

Mill City Ventures III, Ltd. is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. It primarily focuses on investing in, lending to, and making managerial assistance available to privately held and publicly traded companies. The firm also advises its portfolio companies with regard to finance and operations. It was formerly known as Poker Magic, Inc. Mill City Ventures III, Ltd. was founded in January, 2006 and is based in Wayzata, Minnesota.

Is MCVT a good dividend investment in 2026?

MCVT offers a 32.73% forward yield with a 50% payout ratio. Strand Safety Score: 15/100 (Critical Risk). The 5-year dividend CAGR of 100% demonstrates strong, consistent growth that outpaces inflation.

MCVT DRIP calculator — what's the difference?

With DRIP on a $10,000 investment over 10 years, your MCVT portfolio grows to $173.82M vs $16.94M without reinvestment. This is the compound interest effect in action.

MCVT dividend growth history & forecast

MCVT has grown its dividend by 0% over the last year and 100% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 32.73%.

Compare MCVT with similar stocks

⚖️ Compare MCVT vs SCHD →

Expert Reviewed byVictor StrandVERIFIED

This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.

📬

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Ready to invest? Open MCVT position with:

🛡️ Dividend Safety Analysis

Strand Safety Score™ — MCVT

Proprietary model · FCF Coverage (40) · Debt Leverage (30) · Earnings Momentum (30)

/100

Critical Risk

Cash Flow Coverage-50147.1× coverage

0 / 40 pts

0/40

Company generates negative FCF ($-8235.2B) — borrowing to pay dividends

Debt Leverage0.0× Debt/EBITDA

0 / 30 pts

0/30

Company not generating EBITDA — debt servicing risk is elevated

Earnings Momentum-0.3B → +0.0B → -0.0B

15 / 30 pts

15/30

Net income grew in the latest year — positive but trend is unconfirmed

OVERALL ASSESSMENT

High risk of dividend cut — weak fundamentals across multiple factors.

STRAND SCORE

/100

Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.

🌍 MCVT Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold MCVT.

Gross yield

32.73%

Tax rate

15.00%

After-tax yield

27.82%

Real yield (−CPI)

25.02%

Account/Country	Tax Rate	After-tax Yield	Real Yield	$10K Annual Income
🇺🇸 Roth IRA / 401k	0%	32.73%	29.93%	$3,273 / yr
🇺🇸 US Taxable (15%) ✓	15%	27.82%	25.02%	$2,782 / yr
🇺🇸 US Taxable (20%)	20%	26.18%	23.38%	$2,618 / yr
🇬🇧 UK ISA	0%	32.73%	29.93%	$3,273 / yr
🇬🇧 UK Taxable	8.75%	29.87%	27.07%	$2,987 / yr
🇨🇦 TFSA	0%	32.73%	29.93%	$3,273 / yr
🇨🇦 CA Taxable	25%	24.55%	21.75%	$2,455 / yr
🇦🇺 Super (pension)	15%	27.82%	25.02%	$2,782 / yr
🇦🇺 AU Taxable	30%	22.91%	20.11%	$2,291 / yr
🇩🇪 DE Taxable	26.375%	24.10%	21.30%	$2,410 / yr
🇫🇷 FR Taxable	30%	22.91%	20.11%	$2,291 / yr

Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 MCVT Income Goal & Break-Even

Dividend Break-Even

3yr

Years for dividends to fully repay your MCVT investment of $6.11/share (🇺🇸 US Taxable (15%) · 15.00% tax)

$10K invested · 10 Years

Dividends earned (DRIP)

$42.62M

Lost to inflation (2.8% CPI)

−$2.5K

Real purchasing power gain

$42.62M

12-month CPI (US BLS via FMP economic-indicators).

How much do I need to invest in MCVT for:

Shares needed

14,118

Capital required

$86,261

Monthly income

$2,000

Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 MCVT Dividend Payment Schedule

MCVT pays quarterly — 4 times per year. Next ex-div: TBD.

Jan

Feb

Mar

💰

Apr

May

Jun

💰

Jul

Aug

Sep

💰

Oct

Nov

Dec

💰

10 shares

$4.25 / payment

$17.00 / year after tax

100 shares

$42.50 / payment

$170.00 / year after tax

1,000 shares

$425.00 / payment

$1700.00 / year after tax

📊 MCVT vs Financial Services Benchmarks

How MCVT compares to typical Financial Services averages.

Benchmark: Financial Services

Dividend Yield▲+29.83% vs sectorBetter

MCVT

32.73%

avg

2.90%

5Y Dividend CAGR▲+92.90% vs sectorBetter

MCVT

100.00%

avg

7.10%

Payout Ratio▼+12.00% vs sectorBelow avg

MCVT

50.00%

avg

38.00%

Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MCVT sourced from FMP /financial-growth endpoint — real data, not estimates.

🏛️ MCVT Insider Activity

▲ 2 Buys

When executives buy their own stock, it's a signal they believe in the dividend's sustainability.

Insider	Title	Type	Date	Shares	Price	Total Value
GERACI JOSEPH ANTHONY II	director, officer: Chief Financial Officer	A-Award	2025-07-31	311,347	$5.42	$1.69M
GERACI JOSEPH ANTHONY II	director, officer: Chief Financial Officer	A-Award	2025-07-31	207,565	$6.50	$1.35M
GERACI JOSEPH ANTHONY II	director, officer: Chief Financial Officer	A-Award	2025-07-31	103,782	$7.05	$731.2K
POLINSKY DOUGLAS MICHAEL	director, officer: Chief Executive Officer	A-Award	2025-07-31	311,347	$5.42	$1.69M
POLINSKY DOUGLAS MICHAEL	director, officer: Chief Executive Officer	A-Award	2025-07-31	207,565	$6.50	$1.35M
POLINSKY DOUGLAS MICHAEL	director, officer: Chief Executive Officer	A-Award	2025-07-31	103,782	$7.05	$731.2K
GERACI JOSEPH ANTHONY II	director, officer: Chief Financial Officer	J-Other	2025-06-30	115,469	—	—
GERACI JOSEPH ANTHONY II	director, officer: Chief Financial Officer	J-Other	2025-06-24	125,000	$2.12	$265.0K
ZIPKIN LAURENCE S	director	Buy	2025-05-20	2,455	$1.82	$4.5K
ZIPKIN LAURENCE S	director	Buy	2025-03-13	1,784	$1.96	$3.5K

Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.

🔬

Financial Health Scores

Altman Z-Score

-2002644.12

🔴 Distress Zone — elevated dividend cut risk

Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81

Piotroski F-Score

1/9

🔴 Weak fundamentals — dividend safety concern

Strong: 7–9 · Moderate: 4–6 · Weak: 0–3

Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.

📊 About This Data

Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.

🔄 Updated daily🔒 SEC EDGAR source✍️ Reviewed by Victor Strand

📊 Data via FMP🔒 SEC EDGAR🔄 Updated daily✍️ Reviewed by Victor Strand 📬 Report data error

Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MCVT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →