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MFA Financial, Inc. · NYSE
Price: $9.16 · Annual div: $1.44/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MFA → $10.78M in 10 years · $0.14/month
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is headquartered in New York, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold MFA.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 15.73% | 12.93% | $1,573 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 13.37% | 10.57% | $1,337 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 12.58% | 9.78% | $1,258 / yr |
| 🇬🇧 UK ISA | 0% | 15.73% | 12.93% | $1,573 / yr |
| 🇬🇧 UK Taxable | 8.75% | 14.35% | 11.55% | $1,435 / yr |
| 🇨🇦 TFSA | 0% | 15.73% | 12.93% | $1,573 / yr |
| 🇨🇦 CA Taxable | 25% | 11.80% | 9.00% | $1,180 / yr |
| 🇦🇺 Super (pension) | 15% | 13.37% | 10.57% | $1,337 / yr |
| 🇦🇺 AU Taxable | 30% | 11.01% | 8.21% | $1,101 / yr |
| 🇩🇪 DE Taxable | 26.375% | 11.58% | 8.78% | $1,158 / yr |
| 🇫🇷 FR Taxable | 30% | 11.01% | 8.21% | $1,101 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.44/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MFA pays quarterly — 4 times per year. Next ex-div: TBD.
How MFA compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MFA sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-01-15 | 3,473 | — | — | ||
| M-Exempt | 2026-01-15 | 3,473 | — | — | ||
| M-Exempt | 2026-01-15 | 3,473 | — | — | ||
| M-Exempt | 2026-01-15 | 3,473 | — | — | ||
| M-Exempt | 2026-01-08 | 67,914 | — | — | ||
| M-Exempt | 2026-01-08 | 130,187 | — | — | ||
| M-Exempt | 2026-01-08 | 232,090 | — | — | ||
| F-InKind | 2026-01-08 | 35,432 | $9.57 | $339.1K | ||
| F-InKind | 2026-01-08 | 13,339 | $9.57 | $127.7K | ||
| M-Exempt | 2026-01-08 | 67,914 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MFA dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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