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MTB Dividend DRIP Calculator 2026
2.44% YieldFinancial ServicesM&T Bank Corporation · NYSE
Price: $245.97 · Annual div: $6.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When MTB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your MTB snowball 📈
$10,000 in MTB → $854.4K in 10 years · $295.66/month
About M&T Bank Corporation (MTB) — Dividend Analysis 2026
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 MTB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold MTB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.44% | -0.36% | $244 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.07% | -0.73% | $207 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.95% | -0.85% | $195 / yr |
| 🇬🇧 UK ISA | 0% | 2.44% | -0.36% | $244 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.23% | -0.57% | $223 / yr |
| 🇨🇦 TFSA | 0% | 2.44% | -0.36% | $244 / yr |
| 🇨🇦 CA Taxable | 25% | 1.83% | -0.97% | $183 / yr |
| 🇦🇺 Super (pension) | 15% | 2.07% | -0.73% | $207 / yr |
| 🇦🇺 AU Taxable | 30% | 1.71% | -1.09% | $171 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.80% | -1.00% | $180 / yr |
| 🇫🇷 FR Taxable | 30% | 1.71% | -1.09% | $171 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 MTB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $6.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 MTB Dividend Payment Schedule
MTB pays quarterly — 4 times per year. Next ex-div: TBD.
📊 MTB vs Financial Services Benchmarks
How MTB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MTB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ MTB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-07-15 | 2,000 | $242.00 | $484.0K | ||
| M-Exempt | 2026-07-01 | 505 | $164.54 | $83.1K | ||
| M-Exempt | 2026-07-01 | 376 | $190.78 | $71.7K | ||
| Sale | 2026-07-01 | 881 | $242.00 | $213.2K | ||
| M-Exempt | 2026-07-01 | 376 | $190.78 | $71.7K | ||
| M-Exempt | 2026-07-01 | 505 | $164.54 | $83.1K | ||
| M-Exempt | 2026-06-15 | 269 | $190.78 | $51.3K | ||
| Sale | 2026-06-15 | 1,098 | $233.23 | $256.1K | ||
| M-Exempt | 2026-06-15 | 269 | $190.78 | $51.3K | ||
| M-Exempt | 2026-06-09 | 13,296 | $164.54 | $2.19M |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where MTB earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MTB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
M&T Bank Corporation (MTB) is currently trading at $245.97, trading near its 52-week high. The current dividend yield is 2.44% based on an annual payout of $6.00 per share.
MTB (M&T Bank Corporation) — 2.44% Dividend Yield Analysis
M&T Bank Corporation (MTB) is a financial services stock currently trading at $245.97 with a dividend yield of 2.44%. The company pays an annual dividend of $6.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, MTB has grown its dividend at a compound annual rate of 29.4%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.