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M&T Bank Corporation · NYSE
Price: $26.25 · Annual div: $1.88/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MTB-PJ → $1.04M in 10 years · $1,045.71/month
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that engages in the provision of retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, commercial real estate loans, and credit facilities secured by various commercial real estate to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, and direct deposit services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, security brokerage, and administrative services; personal trust, planning, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. The company was founded in 1856 and is headquartered in Buffalo, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold MTB-PJ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.14% | 4.34% | $714 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.07% | 3.27% | $607 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.71% | 2.91% | $571 / yr |
| 🇬🇧 UK ISA | 0% | 7.14% | 4.34% | $714 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.52% | 3.72% | $652 / yr |
| 🇨🇦 TFSA | 0% | 7.14% | 4.34% | $714 / yr |
| 🇨🇦 CA Taxable | 25% | 5.35% | 2.55% | $535 / yr |
| 🇦🇺 Super (pension) | 15% | 6.07% | 3.27% | $607 / yr |
| 🇦🇺 AU Taxable | 30% | 5.00% | 2.20% | $500 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.26% | 2.46% | $526 / yr |
| 🇫🇷 FR Taxable | 30% | 5.00% | 2.20% | $500 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MTB-PJ pays quarterly — 4 times per year. Next ex-div: TBD.
How MTB-PJ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MTB-PJ sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-06-04 | 2,000 | $220.00 | $440.0K | ||
| Sale | 2026-05-07 | 3,105 | $216.50 | $672.2K | ||
| A-Award | 2026-04-30 | 687 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — | ||
| A-Award | 2026-04-30 | 664 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MTB-PJ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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