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M&T Bank Corporation · NYSE
Price: $26.78 · Annual div: $1.88/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MTB-PJ → $1.58M in 10 years · $1,556.86/month
M&T Bank Corporation serves as the parent organization for two key financial institutions: Manufacturers and Traders Trust Company and Wilmington Trust, National Association. This entity provides an extensive array of retail and commercial banking products and services throughout the United States. Its operations are structured across three main divisions: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. The company's offerings for middle-market and large commercial clients include a diverse portfolio of credit instruments and banking solutions. These comprise commercial lending and leasing, letters of credit, commercial real estate loans, and credit facilities frequently backed by various commercial properties. Customers can also access a broad range of deposit vehicles, such as checking, savings, and time accounts, alongside other financial services. For individual consumers, M&T offers vehicle and leisure financing, home equity loans and credit lines, credit cards, and residential mortgages. Small businesses benefit from specialized services like business loans, cash management, payroll processing, and direct deposit, all accessible via its widespread branch network, telephone banking, online platforms, and automated teller machines. Furthermore, M&T provides sophisticated institutional services and wealth management. This encompasses trustee and agency functions, investment management, securities brokerage, and administrative support. Tailored wealth solutions are also available for individuals and families, including personal trusts, financial planning, fiduciary services, asset management, and family office support. The bank also markets investment products, such as mutual funds and annuities, to a diverse clientele including corporations, institutions, investment banking professionals, and senior corporate executives in finance, tax, and legal departments. M&T Bank Corporation was founded in 1856 and maintains its principal offices in Buffalo, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold MTB-PJ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.00% | 4.20% | $700 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.95% | 3.15% | $595 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.60% | 2.80% | $560 / yr |
| 🇬🇧 UK ISA | 0% | 7.00% | 4.20% | $700 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.39% | 3.59% | $639 / yr |
| 🇨🇦 TFSA | 0% | 7.00% | 4.20% | $700 / yr |
| 🇨🇦 CA Taxable | 25% | 5.25% | 2.45% | $525 / yr |
| 🇦🇺 Super (pension) | 15% | 5.95% | 3.15% | $595 / yr |
| 🇦🇺 AU Taxable | 30% | 4.90% | 2.10% | $490 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.15% | 2.35% | $515 / yr |
| 🇫🇷 FR Taxable | 30% | 4.90% | 2.10% | $490 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MTB-PJ pays quarterly — 4 times per year. Next ex-div: TBD.
How MTB-PJ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MTB-PJ sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-08-21 | 623 | $241.04 | $150.2K | ||
| Sale | 2026-08-17 | 1,217 | $253.84 | $308.9K | ||
| Sale | 2026-08-05 | 9.366 | $253.77 | $2.4K | ||
| A-Award | 2026-07-31 | 589 | — | — | ||
| F-InKind | 2026-07-31 | 3,043 | $246.29 | $749.5K | ||
| Sale | 2026-08-03 | 855 | $248.16 | $212.2K | ||
| Sale | 2026-07-15 | 2,000 | $242.00 | $484.0K | ||
| M-Exempt | 2026-07-01 | 505 | $164.54 | $83.1K | ||
| M-Exempt | 2026-07-01 | 376 | $190.78 | $71.7K | ||
| Sale | 2026-07-01 | 881 | $242.00 | $213.2K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MTB-PJ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
M&T Bank Corporation (MTB-PJ) is currently trading at $26.78, trading near its 52-week high. The current dividend yield is 7.00% based on an annual payout of $1.88 per share.
M&T Bank Corporation (MTB-PJ) is a financial services stock currently trading at $26.78 with a dividend yield of 7.00%. The company pays an annual dividend of $1.88 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, MTB-PJ has grown its dividend at a compound annual rate of 35.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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