Home › Calculator › NBTB Dividend Calculator 2026
NBTB DRIP Calculator & Dividend Yield 2026
2.86% YieldFinancial ServicesNBT Bancorp Inc. · NASDAQ
Price: $52.87 · Annual div: $1.51/share · Frequency: quarterly · Payout ratio: 45% · Ex-div: 2026-09-01
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When NBTB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
NBTB Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-01Latest | 2026-09-15 | $0.4000 | 3.00% | $50.31 |
| 2026-06-01 | 2026-06-15 | $0.3700 | 4.00% | $45.51 |
| 2026-03-02 | 2026-03-16 | $0.3700 | 4.18% | $42.78 |
| 2025-12-01 | 2025-12-15 | $0.3700 | 4.24% | $41.54 |
| 2025-08-29 | 2025-09-15 | $0.3700 | 4.27% | $40.56 |
| 2025-06-02 | 2025-06-16 | $0.3400 | 4.10% | $41.01 |
| 2025-03-03 | 2025-03-17 | $0.3400 | 2.83% | $47.31 |
| 2024-12-02 | 2024-12-16 | $0.3400 | 2.65% | $49.86 |
| 2024-08-30 | 2024-09-13 | $0.3400 | 2.77% | $46.87 |
| 2024-06-03 | 2024-06-17 | $0.3200 | 3.55% | $36.09 |
| 2024-02-29 | 2024-03-15 | $0.3200 | 3.62% | $34.84 |
| 2023-11-30 | 2023-12-15 | $0.3200 | 3.69% | $33.59 |
| 2023-08-31 | 2023-09-15 | $0.3200 | 3.25% | $37.50 |
| 2023-05-31 | 2023-06-15 | $0.3000 | 3.76% | $31.88 |
| 2023-02-28 | 2023-03-15 | $0.3000 | 2.96% | $39.86 |
| 2022-11-30 | 2022-12-15 | $0.3000 | 2.43% | $47.71 |
| 2022-08-31 | 2022-09-15 | $0.3000 | 2.79% | $40.92 |
| 2022-05-31 | 2022-06-15 | $0.2800 | 3.15% | $35.56 |
| 2022-02-28 | 2022-03-15 | $0.2800 | 2.88% | $38.53 |
| 2021-11-30 | 2021-12-15 | $0.2800 | 2.91% | $37.84 |
| 2021-08-31 | 2021-09-15 | $0.2800 | 3.11% | $35.09 |
| 2021-05-28 | 2021-06-15 | $0.2700 | 3.48% | $38.78 |
| 2021-02-26 | 2021-03-15 | $0.2700 | 3.25% | $33.21 |
| 2020-11-30 | 2020-12-15 | $0.2700 | — | — |
| 2020-08-31 | 2020-09-15 | $0.2700 | — | — |
| 2020-05-29 | 2020-06-15 | $0.2700 | — | — |
| 2020-02-27 | 2020-03-13 | $0.2700 | — | — |
| 2019-11-27 | 2019-12-13 | $0.2700 | — | — |
| 2019-08-29 | 2019-09-13 | $0.2600 | — | — |
| 2019-05-30 | 2019-06-14 | $0.2600 | — | — |
| 2019-02-28 | 2019-03-15 | $0.2600 | — | — |
| 2018-11-29 | 2018-12-14 | $0.2600 | — | — |
| 2018-08-30 | 2018-09-14 | $0.2500 | — | — |
| 2018-05-31 | 2018-06-15 | $0.2500 | — | — |
| 2018-02-28 | 2018-03-15 | $0.2300 | — | — |
| 2017-11-30 | 2017-12-15 | $0.2300 | — | — |
| 2017-08-30 | 2017-09-15 | $0.2300 | — | — |
| 2017-05-30 | 2017-06-15 | $0.2300 | — | — |
| 2017-02-27 | 2017-03-15 | $0.2300 | — | — |
| 2016-11-29 | 2016-12-15 | $0.2300 | — | — |
| 2016-08-30 | 2016-09-15 | $0.2300 | — | — |
| 2016-05-27 | 2016-06-15 | $0.2200 | — | — |
| 2016-02-26 | 2016-03-15 | $0.2200 | — | — |
| 2015-11-27 | 2015-12-15 | $0.2200 | — | — |
| 2015-08-28 | 2015-09-15 | $0.2200 | — | — |
| 2015-05-27 | 2015-06-15 | $0.2200 | — | — |
| 2015-02-25 | 2015-03-13 | $0.2100 | — | — |
| 2014-11-26 | 2014-12-15 | $0.2100 | — | — |
| 2014-08-27 | 2014-09-15 | $0.2100 | — | — |
| 2014-05-28 | 2014-06-13 | $0.2100 | — | — |
| 2014-02-26 | 2014-03-14 | $0.2100 | — | — |
| 2013-11-26 | 2013-12-15 | $0.2100 | — | — |
| 2013-08-28 | 2013-09-15 | $0.2000 | — | — |
| 2013-05-29 | 2013-06-15 | $0.2000 | — | — |
| 2013-02-27 | 2013-03-15 | $0.2000 | — | — |
| 2012-11-28 | 2012-12-15 | $0.2000 | — | — |
| 2012-08-29 | 2012-09-15 | $0.2000 | — | — |
| 2012-05-30 | 2012-06-15 | $0.2000 | — | — |
| 2012-02-28 | 2012-03-15 | $0.2000 | — | — |
| 2011-11-29 | 2011-12-15 | $0.2000 | — | — |
| 2011-08-30 | 2011-09-15 | $0.2000 | — | — |
| 2011-05-27 | 2011-06-15 | $0.2000 | — | — |
| 2011-02-25 | 2011-03-15 | $0.2000 | — | — |
| 2010-11-29 | 2010-12-15 | $0.2000 | — | — |
| 2010-08-30 | 2010-09-15 | $0.2000 | — | — |
| 2010-05-27 | 2010-06-15 | $0.2000 | — | — |
| 2010-02-25 | 2010-03-15 | $0.2000 | — | — |
| 2009-11-27 | 2009-12-15 | $0.2000 | — | — |
| 2009-08-28 | 2009-09-15 | $0.2000 | — | — |
| 2009-05-28 | 2009-06-15 | $0.2000 | — | — |
| 2009-02-25 | 2009-03-15 | $0.2000 | — | — |
| 2008-11-26 | 2008-12-15 | $0.2000 | — | — |
| 2008-08-27 | 2008-09-15 | $0.2000 | — | — |
| 2008-05-28 | 2008-06-15 | $0.2000 | — | — |
| 2008-02-27 | 2008-03-15 | $0.2000 | — | — |
| 2007-11-28 | 2007-12-15 | $0.2000 | — | — |
| 2007-08-29 | 2007-09-15 | $0.2000 | — | — |
| 2007-05-30 | 2007-06-15 | $0.2000 | — | — |
| 2007-02-27 | 2007-03-15 | $0.1900 | — | — |
| 2006-11-29 | 2006-12-15 | $0.1900 | — | — |
About NBT Bancorp Inc. (NBTB) — Dividend Analysis 2026
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Similar dividend stocks to NBTB
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
Get Your Full NBTB DRIP Report by Email
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open NBTB position with:
🌍 NBTB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold NBTB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.86% | 0.06% | $286 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.43% | -0.37% | $243 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.29% | -0.51% | $229 / yr |
| 🇬🇧 UK ISA | 0% | 2.86% | 0.06% | $286 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.61% | -0.19% | $261 / yr |
| 🇨🇦 TFSA | 0% | 2.86% | 0.06% | $286 / yr |
| 🇨🇦 CA Taxable | 25% | 2.15% | -0.65% | $215 / yr |
| 🇦🇺 Super (pension) | 15% | 2.43% | -0.37% | $243 / yr |
| 🇦🇺 AU Taxable | 30% | 2.00% | -0.80% | $200 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.11% | -0.69% | $211 / yr |
| 🇫🇷 FR Taxable | 30% | 2.00% | -0.80% | $200 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 NBTB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.51/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 NBTB Dividend Payment Schedule
NBTB pays quarterly — 4 times per year. Ex-div: 2026-09-01.
📊 NBTB vs Financial Services Benchmarks
How NBTB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for NBTB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ NBTB Insider Activity
No recent SEC filings reported in the last 90 days.Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare NBTB with peers: NBTB vs BANR · NBTB vs BUSE · NBTB vs CUBI
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the NBTB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
NBT Bancorp Inc. (NBTB) is currently trading at $52.87, trading near its 52-week high. The current dividend yield is 2.86% based on an annual payout of $1.51 per share.
NBTB (NBT Bancorp Inc.) — 2.86% Dividend Yield Analysis
NBT Bancorp Inc. (NBTB) is a financial services stock currently trading at $52.87 with a dividend yield of 2.86%. It pays an annual dividend of $1.51 per share. The payout ratio of 45% suggests the dividend is well-covered by earnings. Over the past 5 years, NBTB has grown its dividend at a compound annual rate of 7.4%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest NBTB News
LiveHow investors use the NBTB dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.