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NLY Dividend DRIP Calculator 2026
15.87% YieldReal EstateAnnaly Capital Management, Inc. · NYSE
Price: $18.27 · Annual div: $2.90/share · Frequency: quarterly · Payout ratio: 99% · Ex-div: 2026-09-30
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🎯 When NLY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your NLY snowball 📈
$10,000 in NLY → $11.14M in 10 years · $4.37/month
About Annaly Capital Management, Inc. (NLY) — Dividend Analysis 2026
Annaly Capital Management, Inc. (NLY) operates as a multifaceted financial firm, specializing in managing capital across various sectors. Its core business encompasses mortgage-related investments and lending to middle-market corporations. NLY strategically deploys capital across a diverse range of assets, including government-sponsored (Agency) and privately-issued (non-Agency) mortgage-backed securities, residential and commercial mortgage loans, mortgage servicing rights, credit risk transfer instruments, corporate debt, and other commercial real estate investments. Operating as a Real Estate Investment Trust (REIT), Annaly benefits from a particular tax structure. This designation exempts it from federal corporate income tax, provided it distributes the majority of its taxable earnings to its investors. Established in 1996, the firm's corporate headquarters are located in New York City.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 NLY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold NLY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 15.87% | 13.07% | $1,587 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 13.49% | 10.69% | $1,349 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 12.70% | 9.90% | $1,270 / yr |
| 🇬🇧 UK ISA | 0% | 15.87% | 13.07% | $1,587 / yr |
| 🇬🇧 UK Taxable | 8.75% | 14.48% | 11.68% | $1,448 / yr |
| 🇨🇦 TFSA | 0% | 15.87% | 13.07% | $1,587 / yr |
| 🇨🇦 CA Taxable | 25% | 11.90% | 9.10% | $1,190 / yr |
| 🇦🇺 Super (pension) | 15% | 13.49% | 10.69% | $1,349 / yr |
| 🇦🇺 AU Taxable | 30% | 11.11% | 8.31% | $1,111 / yr |
| 🇩🇪 DE Taxable | 26.375% | 11.68% | 8.88% | $1,168 / yr |
| 🇫🇷 FR Taxable | 30% | 11.11% | 8.31% | $1,111 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 NLY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.90/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 NLY Dividend Payment Schedule
NLY pays quarterly — 4 times per year. Ex-div: 2026-09-30.
📊 NLY vs Real Estate Benchmarks
How NLY compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for NLY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ NLY Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-08-03 | 50,000 | $22.89 | $1.14M | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| A-Award | 2026-06-10 | 8,641 | — | — | ||
| M-Exempt | 2026-05-14 | 7,628 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare NLY with peers: NLY vs ABR · NLY vs ACRE · NLY vs AGNC
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the NLY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Annaly Capital Management, Inc. (NLY) is currently trading at $18.27, trading near its 52-week low. The current dividend yield is 15.87% based on an annual payout of $2.90 per share.
NLY (Annaly Capital Management, Inc.) — 15.87% Dividend Yield Analysis
Annaly Capital Management, Inc. (NLY) is a real estate stock currently trading at $18.27 with a dividend yield of 15.87%. The company pays an annual dividend of $2.90 per share. The payout ratio of 99% indicates investors should monitor dividend sustainability. Over the past 5 years, NLY has grown its dividend at a compound annual rate of 29.5%.
- High payout ratio (99%) — dividend cuts are possible if earnings decline.
- Above-average yield (15.87%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
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