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OCFC DRIP Calculator & Dividend Yield 2026
4.85% YieldFinancial ServicesOceanFirst Financial Corp. · NASDAQ
Price: $16.48 · Annual div: $0.8000/share · Frequency: quarterly · Payout ratio: 68% · Ex-div: 2026-08-10
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
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🎯 When OCFC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
OCFC Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-08-10Latest | 2026-08-21 | $0.2000 | 4.07% | $19.66 |
| 2026-04-27 | 2026-05-08 | $0.2000 | 5.54% | $18.04 |
| 2026-02-02 | 2026-02-13 | $0.2000 | 5.26% | $19.01 |
| 2025-11-03 | 2025-11-14 | $0.2000 | 5.54% | $18.05 |
| 2025-08-04 | 2025-08-15 | $0.2000 | 6.11% | $16.36 |
| 2025-05-05 | 2025-05-16 | $0.2000 | 4.80% | $16.67 |
| 2025-02-03 | 2025-02-14 | $0.2000 | 4.62% | $17.33 |
| 2024-11-04 | 2024-11-15 | $0.2000 | 4.40% | $18.20 |
| 2024-08-05 | 2024-08-16 | $0.2000 | 4.63% | $17.28 |
| 2024-05-03 | 2024-05-17 | $0.2000 | 6.62% | $15.10 |
| 2024-02-02 | 2024-02-16 | $0.2000 | 5.98% | $16.72 |
| 2023-11-03 | 2023-11-17 | $0.2000 | 7.85% | $12.74 |
| 2023-08-04 | 2023-08-18 | $0.2000 | 5.46% | $18.33 |
| 2023-05-05 | 2023-05-19 | $0.2000 | 6.35% | $15.27 |
| 2023-02-03 | 2023-02-17 | $0.2000 | 3.88% | $24.22 |
| 2022-11-04 | 2022-11-18 | $0.2000 | 4.02% | $22.64 |
| 2022-08-05 | 2022-08-19 | $0.2000 | 4.18% | $21.05 |
| 2022-05-06 | 2022-05-20 | $0.1700 | 4.50% | $18.87 |
| 2022-02-04 | 2022-02-18 | $0.1700 | 3.73% | $22.77 |
| 2021-11-05 | 2021-11-19 | $0.1700 | 3.70% | $22.99 |
| 2021-08-06 | 2021-08-16 | $0.1700 | 3.56% | $19.12 |
| 2021-05-07 | 2021-05-21 | $0.1700 | 2.96% | $23.00 |
| 2021-02-05 | 2021-02-19 | $0.1700 | 3.68% | $18.50 |
| 2020-11-06 | 2020-11-20 | $0.1700 | — | — |
| 2020-07-31 | 2020-08-14 | $0.1700 | — | — |
| 2020-05-01 | 2020-05-15 | $0.1700 | — | — |
| 2020-02-04 | 2020-02-19 | $0.1700 | — | — |
| 2019-11-01 | 2019-11-15 | $0.1700 | — | — |
| 2019-08-02 | 2019-08-16 | $0.1700 | — | — |
| 2019-05-03 | 2019-05-17 | $0.1700 | — | — |
| 2019-02-01 | 2019-02-15 | $0.1700 | — | — |
| 2018-11-02 | 2018-11-16 | $0.1700 | — | — |
| 2018-08-03 | 2018-08-17 | $0.1500 | — | — |
| 2018-05-04 | 2018-05-18 | $0.1500 | — | — |
| 2018-02-02 | 2018-02-16 | $0.1500 | — | — |
| 2017-11-03 | 2017-11-17 | $0.1500 | — | — |
| 2017-08-03 | 2017-08-18 | $0.1500 | — | — |
| 2017-05-04 | 2017-05-19 | $0.1500 | — | — |
| 2017-02-02 | 2017-02-17 | $0.1500 | — | — |
| 2016-11-03 | 2016-11-18 | $0.1500 | — | — |
| 2016-08-04 | 2016-08-19 | $0.1300 | — | — |
| 2016-05-05 | 2016-05-20 | $0.1300 | — | — |
| 2016-01-28 | 2016-02-12 | $0.1300 | — | — |
| 2015-10-29 | 2015-11-13 | $0.1300 | — | — |
| 2015-07-30 | 2015-08-14 | $0.1300 | — | — |
| 2015-04-30 | 2015-05-15 | $0.1300 | — | — |
| 2015-01-29 | 2015-02-13 | $0.1300 | — | — |
| 2014-10-30 | 2014-11-14 | $0.1300 | — | — |
| 2014-07-31 | 2014-08-15 | $0.1200 | — | — |
| 2014-05-01 | 2014-05-16 | $0.1200 | — | — |
| 2014-01-30 | 2014-02-14 | $0.1200 | — | — |
| 2013-10-24 | 2013-11-08 | $0.1200 | — | — |
| 2013-07-25 | 2013-08-09 | $0.1200 | — | — |
| 2013-04-25 | 2013-05-10 | $0.1200 | — | — |
| 2013-01-31 | 2013-02-15 | $0.1200 | — | — |
| 2012-10-25 | 2012-11-09 | $0.1200 | — | — |
| 2012-07-26 | 2012-08-10 | $0.1200 | — | — |
| 2012-04-26 | 2012-05-11 | $0.1200 | — | — |
| 2012-01-26 | 2012-02-10 | $0.1200 | — | — |
| 2011-10-27 | 2011-11-10 | $0.1200 | — | — |
| 2011-07-28 | 2011-08-12 | $0.1200 | — | — |
| 2011-04-28 | 2011-05-13 | $0.1200 | — | — |
| 2011-01-27 | 2011-02-11 | $0.1200 | — | — |
| 2010-10-28 | 2010-11-12 | $0.1200 | — | — |
| 2010-07-29 | 2010-08-13 | $0.1200 | — | — |
| 2010-04-29 | 2010-05-14 | $0.1200 | — | — |
| 2010-01-28 | 2010-02-12 | $0.1200 | — | — |
| 2009-10-29 | 2009-11-13 | $0.2000 | — | — |
| 2009-07-30 | 2009-08-14 | $0.2000 | — | — |
| 2009-04-29 | 2009-05-15 | $0.2000 | — | — |
| 2009-01-28 | 2009-02-13 | $0.2000 | — | — |
| 2008-10-29 | 2008-11-14 | $0.2000 | — | — |
| 2008-07-30 | 2008-08-15 | $0.2000 | — | — |
| 2008-04-30 | 2008-05-16 | $0.2000 | — | — |
| 2008-01-30 | 2008-02-15 | $0.2000 | — | — |
| 2007-10-31 | 2007-11-16 | $0.2000 | — | — |
| 2007-08-01 | 2007-08-17 | $0.2000 | — | — |
| 2007-04-25 | 2007-05-11 | $0.2000 | — | — |
| 2007-01-24 | 2007-02-09 | $0.2000 | — | — |
| 2006-10-25 | 2006-11-10 | $0.2000 | — | — |
About OceanFirst Financial Corp. (OCFC) — Dividend Analysis 2026
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Similar dividend stocks to OCFC
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 OCFC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OCFC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.85% | 2.05% | $485 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 4.12% | 1.32% | $412 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.88% | 1.08% | $388 / yr |
| 🇬🇧 UK ISA | 0% | 4.85% | 2.05% | $485 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.43% | 1.63% | $443 / yr |
| 🇨🇦 TFSA | 0% | 4.85% | 2.05% | $485 / yr |
| 🇨🇦 CA Taxable | 25% | 3.64% | 0.84% | $364 / yr |
| 🇦🇺 Super (pension) | 15% | 4.12% | 1.32% | $412 / yr |
| 🇦🇺 AU Taxable | 30% | 3.39% | 0.59% | $339 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.57% | 0.77% | $357 / yr |
| 🇫🇷 FR Taxable | 30% | 3.39% | 0.59% | $339 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OCFC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.80/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OCFC Dividend Payment Schedule
OCFC pays quarterly — 4 times per year. Ex-div: 2026-08-10.
📊 OCFC vs Financial Services Benchmarks
How OCFC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OCFC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OCFC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-08-07 | 113,630 | $19.40 | $2.20M | ||
| F-InKind | 2026-06-03 | 35,037 | $18.25 | $639.4K | ||
| Sale | 2026-08-31 | 5,500 | $18.91 | $104.0K | ||
| Sale | 2026-08-07 | 113,630 | $19.40 | $2.20M | ||
| Sale | 2026-08-07 | 113,463 | $19.40 | $2.20M | ||
| Other | 2026-06-01 | 11,386.64 | — | — | ||
| A-Award | 2026-06-01 | 52,262 | — | — | ||
| A-Award | 2026-06-01 | 65,323 | — | — | ||
| A-Award | 2026-06-01 | 104,737 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare OCFC with peers: OCFC vs BANF · OCFC vs CCB · OCFC vs FBIZ
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OCFC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
OceanFirst Financial Corp. (OCFC) is currently trading at $16.48, 20% below its 52-week high. The current dividend yield is 4.85% based on an annual payout of $0.8000 per share.
OCFC (OceanFirst Financial Corp.) — 4.85% Dividend Yield Analysis
OceanFirst Financial Corp. (OCFC) is a financial services stock currently trading at $16.48 with a dividend yield of 4.85%. It pays an annual dividend of $0.8000 per share. The payout ratio of 68% indicates investors should monitor dividend sustainability. Over the past 5 years, OCFC has grown its dividend at a compound annual rate of 3.2%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.