OneConnect Financial Technology Co., Ltd. provides cloud-platform-based Fintech solutions, and online information and operating support services for financial institutions in the People's Republic of China. It offers digital retail banking, digital commercial banking, digital auto insurance and life insurance, and artificial intelligence customer services, as well as sales management, risk management, and operation support services. The company also operates gamma core banking system, a customer centric solution; digitalized management platform that offers digital infrastructure for financial institutions to manage various aspects of their business, including data, smart operation, comprehensive risk, and asset and liability management, as well as accounting, personnel, and office management; Gamma FinCloud, an open PaaS and IaaS platform for ready-to-integrate financial technology components; and Blockchain network-as-a-service. In addition, it operates Regtech, an end-to-end regulatory solution to help regulatory authorities automate and digitalize their operations; and offers asset management and consulting services. The company serves customers in the financial services industry, including banking, insurance, and other financial institutions. It has a strategic agreement with the Hainan Local Financial Supervision Administration to develop smart financial and smart supervision services in the island province of Hainan, as well as the financial sector in Hainan free trade port. OneConnect Financial Technology Co., Ltd. was founded in 2015 and is headquartered in Shenzhen, the People's Republic of China.
Is OCFT a good dividend investment in 2026?
OCFT offers a 25.35% forward yield with a 50% payout ratio. Strand Safety Score: 15/100 (Critical Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
OCFT DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your OCFT portfolio grows to $438.8K vs $26.9K without reinvestment. This is the compound interest effect in action.
OCFT dividend growth history & forecast
OCFT has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 25.35%.
Company generates negative FCF ($-304M) — borrowing to pay dividends
Debt Leverage0.0× Debt/EBITDA
0 / 30 pts
0/30
Company not generating EBITDA — debt servicing risk is elevated
Earnings Momentum-0.5B → -0.4B → -0.9B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
High risk of dividend cut — weak fundamentals across multiple factors.
STRAND SCORE
15
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 OCFT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OCFT.
Gross yield
25.35%
Tax rate
15.00%
After-tax yield
21.55%
Real yield (−CPI)
18.75%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
25.35%
22.55%
$2,535 / yr
🇺🇸 US Taxable (15%) ✓
15%
21.55%
18.75%
$2,155 / yr
🇺🇸 US Taxable (20%)
20%
20.28%
17.48%
$2,028 / yr
🇬🇧 UK ISA
0%
25.35%
22.55%
$2,535 / yr
🇬🇧 UK Taxable
8.75%
23.13%
20.33%
$2,313 / yr
🇨🇦 TFSA
0%
25.35%
22.55%
$2,535 / yr
🇨🇦 CA Taxable
25%
19.01%
16.21%
$1,901 / yr
🇦🇺 Super (pension)
15%
21.55%
18.75%
$2,155 / yr
🇦🇺 AU Taxable
30%
17.75%
14.95%
$1,775 / yr
🇩🇪 DE Taxable
26.375%
18.66%
15.86%
$1,866 / yr
🇫🇷 FR Taxable
30%
17.75%
14.95%
$1,775 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OCFT Income Goal & Break-Even
Dividend Break-Even
5yr
Years for dividends to fully repay your OCFT investment of $7.89/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$275.8K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$273.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in OCFT for:
Shares needed
14,118
Capital required
$111,391
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OCFT Dividend Payment Schedule
OCFT pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 OCFT vs Technology Benchmarks
How OCFT compares to typical Technology averages.
Benchmark: Technology
Dividend Yield▲+23.95% vs sectorBetter
OCFT
25.35%
avg
1.40%
5Y Dividend CAGR▼-9.40% vs sectorBelow avg
OCFT
0.00%
avg
9.40%
Payout Ratio▼+22.00% vs sectorBelow avg
OCFT
50.00%
avg
28.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OCFT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OCFT Insider Activity
No recent SEC filings reported in the last 90 days.
🎯
Analyst Price Target
Wall Street consensus
Current Price
$7.89
Analyst Target
$0.12
Upside / Downside
-98.5%
Range
$0.12 – $0.12
💡 If OCFT reaches the analyst target of $0.12, investors buying today at $7.89 would see an effective yield of 1666.67% on shares purchased at target price — vs 25.35% at current price.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
🔬
Financial Health Scores
Altman Z-Score
24.66
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
3/9
🔴 Weak fundamentals — dividend safety concern
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OCFT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →