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Old Point Financial Corporation · NASDAQ
Price: $42.10 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
OPOF is not a dividend-focused stock
OPOF pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Old Point Financial Corporation (OPOF) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2025-06-09Latest | 2025-06-30 | $0.1400 | 1.42% | $39.38 |
| 2025-03-05 | 2025-03-28 | $0.1400 | 1.82% | $30.69 |
| 2024-12-04 | 2024-12-27 | $0.1400 | 2.47% | $22.66 |
| 2024-09-04 | 2024-09-27 | $0.1400 | 2.98% | $18.81 |
| 2024-06-05 | 2024-06-28 | $0.1400 | 3.66% | $15.29 |
| 2024-03-05 | 2024-03-29 | $0.1400 | 4.04% | $17.32 |
| 2023-12-05 | 2023-12-29 | $0.1400 | 4.09% | $16.85 |
| 2023-09-05 | 2023-09-29 | $0.1400 | 3.82% | $17.82 |
| 2023-06-06 | 2023-06-30 | $0.1400 | 3.46% | $15.61 |
| 2023-03-07 | 2023-03-31 | $0.1400 | 1.87% | $28.33 |
| 2022-12-06 | 2022-12-30 | $0.1300 | 2.42% | $21.52 |
| 2022-09-06 | 2022-09-30 | $0.1300 | 2.21% | $23.48 |
| 2022-05-31 | 2022-06-24 | $0.1300 | 2.47% | $25.90 |
| 2022-03-01 | 2022-03-25 | $0.1300 | 2.55% | $24.75 |
| 2021-11-30 | 2021-12-30 | $0.1300 | 2.87% | $21.57 |
| 2021-08-31 | 2021-09-24 | $0.1300 | 2.71% | $22.48 |
| 2021-06-01 | 2021-06-25 | $0.1200 | 2.58% | $23.25 |
| 2021-03-02 | 2021-03-26 | $0.1200 | 2.81% | $21.38 |
| 2020-12-01 | 2020-12-28 | $0.1200 | — | — |
| 2020-09-01 | 2020-09-25 | $0.1200 | — | — |
| 2020-06-02 | 2020-06-26 | $0.1200 | — | — |
| 2020-03-03 | 2020-03-27 | $0.1200 | — | — |
| 2019-12-02 | 2019-12-27 | $0.1200 | — | — |
| 2019-08-30 | 2019-09-27 | $0.1200 | — | — |
| 2019-06-03 | 2019-06-28 | $0.1200 | — | — |
| 2019-03-04 | 2019-03-29 | $0.1200 | — | — |
| 2018-12-03 | 2018-12-28 | $0.1100 | — | — |
| 2018-08-30 | 2018-09-28 | $0.1100 | — | — |
| 2018-05-30 | 2018-06-29 | $0.1100 | — | — |
| 2018-02-27 | 2018-03-30 | $0.1100 | — | — |
| 2017-11-29 | 2017-12-29 | $0.1100 | — | — |
| 2017-08-29 | 2017-09-29 | $0.1100 | — | — |
| 2017-05-26 | 2017-06-30 | $0.1100 | — | — |
| 2017-02-24 | 2017-03-31 | $0.1100 | — | — |
| 2016-11-28 | 2016-12-30 | $0.1000 | — | — |
| 2016-08-29 | 2016-09-30 | $0.1000 | — | — |
| 2016-05-26 | 2016-06-30 | $0.1000 | — | — |
| 2016-02-25 | 2016-03-31 | $0.1000 | — | — |
| 2015-11-25 | 2015-12-31 | $0.0900 | — | — |
| 2015-08-27 | 2015-09-30 | $0.0900 | — | — |
| 2015-05-27 | 2015-06-30 | $0.0800 | — | — |
| 2015-02-25 | 2015-03-31 | $0.0800 | — | — |
| 2014-11-25 | 2014-12-31 | $0.0700 | — | — |
| 2014-08-27 | 2014-09-30 | $0.0700 | — | — |
| 2014-05-28 | 2014-06-30 | $0.0600 | — | — |
| 2014-02-26 | 2014-03-31 | $0.0600 | — | — |
| 2013-11-26 | 2013-12-31 | $0.0600 | — | — |
| 2013-08-28 | 2013-09-30 | $0.0600 | — | — |
| 2013-05-29 | 2013-06-28 | $0.0500 | — | — |
| 2013-02-26 | 2013-03-29 | $0.0500 | — | — |
| 2012-11-28 | 2012-12-31 | $0.0500 | — | — |
| 2012-08-29 | 2012-09-28 | $0.0500 | — | — |
| 2012-05-29 | 2012-06-29 | $0.0500 | — | — |
| 2012-02-27 | 2012-03-30 | $0.0500 | — | — |
| 2011-11-28 | 2011-12-30 | $0.0500 | — | — |
| 2011-08-29 | 2011-09-30 | $0.0500 | — | — |
| 2011-05-26 | 2011-06-30 | $0.0500 | — | — |
| 2011-02-24 | 2011-03-31 | $0.0500 | — | — |
| 2010-11-26 | 2010-12-31 | $0.0500 | — | — |
| 2010-08-27 | 2010-09-30 | $0.0500 | — | — |
| 2010-05-26 | 2010-06-30 | $0.0500 | — | — |
| 2010-02-24 | 2010-03-31 | $0.1000 | — | — |
| 2009-11-24 | 2009-12-31 | $0.1000 | — | — |
| 2009-08-26 | 2009-09-30 | $0.1000 | — | — |
| 2009-05-28 | 2009-06-30 | $0.1000 | — | — |
| 2009-02-25 | 2009-03-31 | $0.1700 | — | — |
| 2008-11-25 | 2008-12-30 | $0.1700 | — | — |
| 2008-08-27 | 2008-09-26 | $0.1700 | — | — |
| 2008-05-28 | 2008-06-27 | $0.1600 | — | — |
| 2008-02-27 | 2008-03-28 | $0.1600 | — | — |
| 2007-11-28 | 2007-12-28 | $0.1600 | — | — |
| 2007-08-29 | 2007-09-28 | $0.1600 | — | — |
| 2007-05-29 | 2007-06-29 | $0.1440 | — | — |
| 2007-02-26 | 2007-03-29 | $0.1440 | — | — |
| 2006-11-28 | 2006-12-29 | $0.1440 | — | — |
| 2006-08-29 | 2006-09-29 | $0.1440 | — | — |
| 2006-05-26 | 2006-06-30 | $0.1360 | — | — |
| 2006-02-24 | 2006-03-29 | $0.1360 | — | — |
| 2005-11-28 | 2005-12-29 | $0.1360 | — | — |
| 2005-08-29 | 2005-09-29 | $0.1360 | — | — |
Old Point Financial Corporation (OPOF) functions as the holding company for The Old Point National Bank of Phoebus, delivering a comprehensive array of banking services to both individual and business clients across Virginia. Its product offerings encompass a variety of deposit accounts, including interest-bearing checking, money market accounts, savings accounts, certificates of deposit (time deposits), and standard demand deposits. The institution also provides diverse lending solutions, such as financing for real estate construction, commercial ventures, and various mortgage products. These mortgages range from residential 1-4 family properties and multi-family dwellings to second mortgages and home equity lines of credit. Additionally, other types of loans and cash management services are available. Beyond core banking, Old Point Financial offers extensive financial and wealth management expertise. This includes retirement and estate planning, general financial planning, administration of estates and trusts, retirement plan oversight, tax services, and investment management. Clients can also access insurance products through the company. The corporation maintains a physical presence through 14 branches situated in Virginia's Hampton Roads localities, specifically Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County. Further expanding its reach, it operates a loan production office in Richmond, Virginia, and a mortgage origination office in Charlotte, North Carolina. Established in 1922, Old Point Financial Corporation has its headquarters in Hampton, Virginia.
No. Old Point Financial Corporation (OPOF) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
A DRIP reinvests dividends into new shares. OPOF has no regular dividend in our data, so there is nothing to reinvest.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold OPOF.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
OPOF pays quarterly — 4 times per year. Ex-div: 2025-06-09.
How OPOF compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OPOF sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2025-09-01 | 101.351 | $42.10 | $4.3K | ||
| D-Return | 2025-09-01 | 2,000 | $42.10 | $84.2K | ||
| D-Return | 2025-09-01 | 222 | $42.10 | $9.3K | ||
| D-Return | 2025-09-01 | 14,679 | $42.10 | $618.0K | ||
| D-Return | 2025-09-01 | 76,888 | $42.10 | $3.24M | ||
| D-Return | 2025-09-01 | 302,401 | $42.10 | $12.73M | ||
| D-Return | 2025-09-01 | 8,907 | $42.10 | $375.0K | ||
| D-Return | 2025-09-01 | 16,584 | $42.10 | $698.2K | ||
| D-Return | 2025-09-01 | 11,543.831 | $42.10 | $486.0K | ||
| D-Return | 2025-09-01 | 5,186 | $42.10 | $218.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Compare OPOF with peers: OPOF vs CALB · OPOF vs CVCY · OPOF vs CVLY
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OPOF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Old Point Financial Corporation (OPOF) is currently trading at $42.10, trading near its 52-week high. It does not currently pay a regular dividend.
Old Point Financial Corporation (OPOF) is a financial services stock trading at $42.10. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
Auto-generated from live market data. For educational purposes only — not financial advice.
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