About Paltalk, Inc. (PALT) — Dividend Analysis 2026
Paltalk, Inc., together with its subsidiaries, develops communications software and multimedia social applications worldwide. The company offers consumer applications, which include Paltalk, Camfrog, and Tinychat for live video chat; and Vumber, a telecommunications application that enables users to have multiple phone numbers in any area code through which calls can be forwarded to a user's existing cell phone or landline telephone number. In addition, the company provides product payment options, where users can pay by credit card, PayPal, western union, check, local e-wallet providers, or complete an in-app purchase through the Apple App Store or Google Play Store for Android users. It also provides technology services and professional services, such as development, integration, engineering, licensing, other services. The company was formerly known as PeerStream, Inc. and changed its name to Paltalk, Inc. in May 2020. Paltalk, Inc. is based in Jericho, New York.
Is PALT a good dividend investment in 2026?
PALT offers a 98.52% forward yield with a 50% payout ratio. Strand Safety Score: 15/100 (Critical Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
PALT DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your PALT portfolio grows to $24.12M vs $10.34M without reinvestment. This is the compound interest effect in action.
PALT dividend growth history & forecast
PALT has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 98.52%.
FCF ($796,575) is below dividends paid ($18M) — risk of cut (FCF: $796,575 · Dividends est.: $18M)
Debt Leverage0.0× Debt/EBITDA
0 / 30 pts
0/30
Company not generating EBITDA — debt servicing risk is elevated
Earnings Momentum-0.0B → -0.0B → -0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
High risk of dividend cut — weak fundamentals across multiple factors.
STRAND SCORE
15
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 PALT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PALT.
Gross yield
98.52%
Tax rate
15.00%
After-tax yield
83.74%
Real yield (−CPI)
80.94%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
98.52%
95.72%
$9,852 / yr
🇺🇸 US Taxable (15%) ✓
15%
83.74%
80.94%
$8,374 / yr
🇺🇸 US Taxable (20%)
20%
78.82%
76.02%
$7,882 / yr
🇬🇧 UK ISA
0%
98.52%
95.72%
$9,852 / yr
🇬🇧 UK Taxable
8.75%
89.90%
87.10%
$8,990 / yr
🇨🇦 TFSA
0%
98.52%
95.72%
$9,852 / yr
🇨🇦 CA Taxable
25%
73.89%
71.09%
$7,389 / yr
🇦🇺 Super (pension)
15%
83.74%
80.94%
$8,374 / yr
🇦🇺 AU Taxable
30%
68.96%
66.16%
$6,896 / yr
🇩🇪 DE Taxable
26.375%
72.54%
69.74%
$7,254 / yr
🇫🇷 FR Taxable
30%
68.96%
66.16%
$6,896 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PALT Income Goal & Break-Even
Dividend Break-Even
2yr
Years for dividends to fully repay your PALT investment of $2.03/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$154.3K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$151.8K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in PALT for:
Shares needed
14,118
Capital required
$28,660
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PALT Dividend Payment Schedule
PALT pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 PALT vs Technology Benchmarks
How PALT compares to typical Technology averages.
Benchmark: Technology
Dividend Yield▲+97.12% vs sectorBetter
PALT
98.52%
avg
1.40%
5Y Dividend CAGR▼-9.40% vs sectorBelow avg
PALT
0.00%
avg
9.40%
Payout Ratio▼+22.00% vs sectorBelow avg
PALT
50.00%
avg
28.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PALT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PALT Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
0.70
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PALT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →