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Ponce Financial Group, Inc. Β· NASDAQ
Price: $19.75 Β· Annual div: $2.00/share Β· Frequency: quarterly Β· Payout ratio: 50% Β· Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PDLB β $11.31M in 10 years Β· $93.21/month
Ponce Financial Group, Inc. serves as the parent organization for Ponce Bank, delivering a broad spectrum of financial offerings and services. The company actively gathers various types of deposits, including checking accounts (such as demand and NOW/IOLA accounts), money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. Furthermore, it offers a diverse portfolio of lending solutions. These encompass residential mortgages for one-to-four family units (both investor-owned and owner-occupied), multifamily properties, nonresidential real estate, construction and land development, as well as commercial and industrial financing, general business loans, and consumer loans. Ponce Financial Group also provides lines of credit and previously participated in the Paycheck Protection Program. Beyond lending and deposits, the group makes strategic investments. Its investment holdings include securities from the U.S. Government and federal agencies, instruments issued by government-sponsored or government-owned enterprises, mortgage-backed securities, corporate bonds and other obligations, and Federal Home Loan Bank stock. With a substantial footprint in the New York metropolitan area and New Jersey, Ponce Financial Group operates a network of banking offices: four in the Bronx, two in Manhattan, three in Queens, and three in Brooklyn, New York. It also maintains one banking office in Union City, New Jersey. Additionally, the company has several mortgage loan offices: two in Queens and one in Brooklyn, New York, along with two in New Jerseyβone in Englewood Cliffs and another in Bergenfield. Founded in 1960, Ponce Financial Group, Inc. is headquartered in the Bronx, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PDLB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 10.13% | 7.33% | $1,013 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 8.61% | 5.81% | $861 / yr |
| πΊπΈ US Taxable (20%) | 20% | 8.10% | 5.30% | $810 / yr |
| π¬π§ UK ISA | 0% | 10.13% | 7.33% | $1,013 / yr |
| π¬π§ UK Taxable | 8.75% | 9.24% | 6.44% | $924 / yr |
| π¨π¦ TFSA | 0% | 10.13% | 7.33% | $1,013 / yr |
| π¨π¦ CA Taxable | 25% | 7.60% | 4.80% | $760 / yr |
| π¦πΊ Super (pension) | 15% | 8.61% | 5.81% | $861 / yr |
| π¦πΊ AU Taxable | 30% | 7.09% | 4.29% | $709 / yr |
| π©πͺ DE Taxable | 26.375% | 7.46% | 4.66% | $746 / yr |
| π«π· FR Taxable | 30% | 7.09% | 4.29% | $709 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
PDLB pays quarterly β 4 times per year. Next ex-div: TBD.
How PDLB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PDLB sourced from FMP /financial-growth endpoint β real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Other | 2026-10-23 | 15,000 | $14.39 | $215.8K | ||
| Other | 2026-10-23 | 3,000 | $15.83 | $47.5K | ||
| Other | 2027-10-23 | 3,000 | $16.12 | $48.4K | ||
| Other | 2028-10-23 | 3,000 | $16.40 | $49.2K | ||
| Other | 2029-10-23 | 3,000 | $16.69 | $50.1K | ||
| Other | 2030-10-23 | 3,000 | $16.98 | $50.9K | ||
| M-Exempt | 2026-02-11 | 2,000 | $10.52 | $21.0K | ||
| M-Exempt | 2026-02-11 | 2,000 | $10.33 | $20.7K | ||
| M-Exempt | 2026-02-11 | 4,000 | $13.31 | $53.2K | ||
| M-Exempt | 2026-02-11 | 2,929 | $10.44 | $30.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PDLB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Ponce Financial Group, Inc. (PDLB) is currently trading at $19.75, trading near its 52-week high. The current dividend yield is 10.13% based on an annual payout of $2.00 per share.
Ponce Financial Group, Inc. (PDLB) is a financial services stock currently trading at $19.75 with a dividend yield of 10.13%. The company pays an annual dividend of $2.00 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only β not financial advice.
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