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PEBK Dividend DRIP Calculator 2026
2.36% YieldFinancial ServicesPeoples Bancorp of North Carolina, Inc. · NASDAQ
Price: $41.99 · Annual div: $0.99/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When PEBK pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in PEBK → $690.3K in 10 years · $25.85/month
About Peoples Bancorp of North Carolina, Inc. (PEBK) — Dividend Analysis 2026
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 PEBK Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PEBK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.36% | -0.44% | $236 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.01% | -0.79% | $201 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.89% | -0.91% | $189 / yr |
| 🇬🇧 UK ISA | 0% | 2.36% | -0.44% | $236 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.15% | -0.65% | $215 / yr |
| 🇨🇦 TFSA | 0% | 2.36% | -0.44% | $236 / yr |
| 🇨🇦 CA Taxable | 25% | 1.77% | -1.03% | $177 / yr |
| 🇦🇺 Super (pension) | 15% | 2.01% | -0.79% | $201 / yr |
| 🇦🇺 AU Taxable | 30% | 1.65% | -1.15% | $165 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.74% | -1.06% | $174 / yr |
| 🇫🇷 FR Taxable | 30% | 1.65% | -1.15% | $165 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PEBK Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.99/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PEBK Dividend Payment Schedule
PEBK pays quarterly — 4 times per year. Next ex-div: TBD.
📊 PEBK vs Financial Services Benchmarks
How PEBK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PEBK sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PEBK Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-07-23 | 1,200 | $41.75 | $50.1K | ||
| Sale | 2026-07-23 | 5,000 | $42.14 | $210.7K | ||
| Sale | 2026-06-01 | 500 | $42.10 | $21.1K | ||
| Sale | 2026-06-01 | 1,200 | $41.61 | $49.9K | ||
| Sale | 2026-05-26 | 950 | $42.26 | $40.1K | ||
| Sale | 2026-05-14 | 600 | $40.20 | $24.1K | ||
| Sale | 2026-04-30 | 600 | $39.35 | $23.6K | ||
| Sale | 2026-04-24 | 600 | $39.50 | $23.7K | ||
| Sale | 2026-04-23 | 600 | $40.06 | $24.0K | ||
| Sale | 2026-03-03 | 477 | $37.60 | $17.9K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PEBK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Peoples Bancorp of North Carolina, Inc. (PEBK) is currently trading at $41.99, trading near its 52-week high. The current dividend yield is 2.36% based on an annual payout of $0.99 per share.
PEBK (Peoples Bancorp of North Carolina, Inc.) — 2.36% Dividend Yield Analysis
Peoples Bancorp of North Carolina, Inc. (PEBK) is a financial services stock currently trading at $41.99 with a dividend yield of 2.36%. The company pays an annual dividend of $0.99 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, PEBK has grown its dividend at a compound annual rate of 2.3%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest PEBK News
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