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Peoples Financial Services Corp. · NASDAQ
Price: $59.41 · Annual div: $2.49/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PFIS → $6.31M in 10 years · $9,747.13/month
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PFIS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.19% | 1.39% | $419 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.56% | 0.76% | $356 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.35% | 0.55% | $335 / yr |
| 🇬🇧 UK ISA | 0% | 4.19% | 1.39% | $419 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.82% | 1.02% | $382 / yr |
| 🇨🇦 TFSA | 0% | 4.19% | 1.39% | $419 / yr |
| 🇨🇦 CA Taxable | 25% | 3.14% | 0.34% | $314 / yr |
| 🇦🇺 Super (pension) | 15% | 3.56% | 0.76% | $356 / yr |
| 🇦🇺 AU Taxable | 30% | 2.93% | 0.13% | $293 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.08% | 0.28% | $308 / yr |
| 🇫🇷 FR Taxable | 30% | 2.93% | 0.13% | $293 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.49/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PFIS pays quarterly — 4 times per year. Next ex-div: TBD.
How PFIS compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PFIS sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2026-05-15 | 47 | $56.35 | $2.6K | ||
| F-InKind | 2026-05-15 | 60 | $56.35 | $3.4K | ||
| A-Award | 2026-02-27 | 1,432 | — | — | ||
| F-InKind | 2026-02-27 | 395 | $53.60 | $21.2K | ||
| A-Award | 2026-02-27 | 1,373 | — | — | ||
| F-InKind | 2026-02-27 | 379 | $53.60 | $20.3K | ||
| A-Award | 2026-02-27 | 1,659 | — | — | ||
| F-InKind | 2026-02-27 | 558 | $53.60 | $29.9K | ||
| A-Award | 2026-02-27 | 471 | — | — | ||
| F-InKind | 2026-02-27 | 152 | $53.60 | $8.1K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PFIS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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