Home › Calculator › PFSB Dividend Calculator 2026
PFSB Dividend Calculator 2026
No dividendFinancial ServicesPFS Bancorp, Inc. · OTC
Price: $22.36 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
Calculator settings
PFSB is not a dividend-focused stock
PFSB pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
PFSB Dividend Yield
PFS Bancorp, Inc. (PFSB) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When PFSB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
About PFS Bancorp, Inc. (PFSB) — Dividend Analysis 2026
PFS Bancorp, Inc. functions as the holding company for Peru Federal Savings Bank, a federally chartered mutual savings institution. This entity delivers a broad array of banking and financial solutions to individual consumers and corporate clients across the United States. Its deposit products include various account types such as checking, savings, individual retirement accounts (IRAs), and certificates of deposit (CDs). Additionally, it offers non-interest-bearing demand accounts, NOW savings accounts, money market accounts, and time deposits. Regarding lending, the bank provides diverse credit facilities, encompassing one-to-four family residential mortgages, multi-family and commercial real estate loans, agricultural real estate financing, and construction and land development loans. It further extends commercial and consumer loans, along with home equity loans and lines of credit. Beyond these core services, the company facilitates electronic banking through mobile and online platforms, bill payment features, and electronic funds transfers via Zelle. The institution also allocates capital to securities investments. PFS Bancorp, Inc. was established in 1887 and its main operations are based in Peru, Illinois.
PFSB Dividend & DRIP — Frequently Asked Questions
Does PFSB pay a dividend?
No. PFS Bancorp, Inc. (PFSB) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
How can I get dividend income instead of PFSB?
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
Does PFSB have a DRIP (dividend reinvestment plan)?
A DRIP reinvests dividends into new shares. PFSB has no regular dividend in our data, so there is nothing to reinvest.
Stocks similar to PFSB
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
Get Your Full PFSB DRIP Report by Email
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open PFSB position with:
🌍 PFSB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PFSB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PFSB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PFSB Dividend Payment Schedule
PFSB pays quarterly — 4 times per year. Ex-div: —.
📊 PFSB vs Financial Services Benchmarks
How PFSB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PFSB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PFSB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2025-06-16 | 8,625 | $11.10 | $95.7K | ||
| A-Award | 2025-06-16 | 3,450 | — | — | ||
| A-Award | 2025-06-16 | 8,625 | $11.10 | $95.7K | ||
| A-Award | 2025-06-16 | 3,450 | — | — | ||
| A-Award | 2025-06-16 | 17,250 | $11.10 | $191.5K | ||
| A-Award | 2025-06-16 | 6,900 | — | — | ||
| A-Award | 2025-05-23 | 8,625 | $10.99 | $94.8K | ||
| A-Award | 2025-05-23 | 3,450 | — | — | ||
| A-Award | 2025-05-23 | 8,625 | $10.99 | $94.8K | ||
| A-Award | 2025-05-23 | 3,450 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare PFSB with peers: PFSB vs APLO · PFSB vs CBHC · PFSB vs CNAF
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PFSB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
PFS Bancorp, Inc. (PFSB) is currently trading at $22.36, trading near its 52-week high. It does not currently pay a regular dividend.
Does PFSB Pay a Dividend? PFS Bancorp, Inc. Dividend Status
PFS Bancorp, Inc. (PFSB) is a financial services stock trading at $22.36. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
- Without a dividend, returns depend entirely on the share price.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest PFSB News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.
Projected your PFSB DRIP returns?
If DividendFlow helped you see your future dividend income clearly, other investors deserve the same clarity. Your review takes 30 seconds and makes a real difference.