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Pacific State Bancorp · OTC
Price: $0.00 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
PSBC is not a dividend-focused stock
PSBC pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Pacific State Bancorp (PSBC) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
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Year your monthly dividend income covers each expense (based on current settings)
Pacific State Bancorp serves as the holding company for Pacific State Bank, which delivers a full spectrum of commercial banking services to individuals and small-to-middle-market businesses throughout California. The bank offers diverse deposit products, including checking and savings accounts, individual retirement accounts, and various time deposits like certificates of deposit. Its lending portfolio features commercial, construction, agricultural, and real estate loans, alongside personal credit lines. In addition to these core services, the company provides numerous specialized offerings. These encompass U.S. Savings bond services, domestic and foreign drafts, scheduled banking appointments, automatic fund transfers, and business courier services. They also facilitate domestic letters of credit, function as a depository for MasterCard and Visa transactions, and offer federal depository services. Clients can utilize cash management assistance, wire and telephone transfers, and courier services for non-cash deposits. The bank further extends Visa and MasterCard credit cards, offers revolving lines of credit secured by residential deeds of trust, provides unsecured overdraft protection linked to checking accounts, and issues ATM and MasterMoney debit cards. Founded in 2002, the company's base of operations and administrative office are located in Stockton, California. It also maintains branch offices in Angels Camp, Arnold, Groveland, Lodi, Modesto, Stockton, Tracy, and Hayward, all within California.
No. Pacific State Bancorp (PSBC) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
A DRIP reinvests dividends into new shares. PSBC has no regular dividend in our data, so there is nothing to reinvest.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PSBC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PSBC pays quarterly — 4 times per year. Ex-div: —.
How PSBC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSBC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2007-11-15 | 1,000 | $13.70 | $13.7K | ||
| M-Exempt | 2004-03-15 | 1,848 | $2.00 | $3.7K | ||
| M-Exempt | 2004-03-15 | 5,000 | $2.50 | $12.5K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Compare PSBC with peers: PSBC vs BHBCQ · PSBC vs BKESF · PSBC vs BTNY
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSBC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Pacific State Bancorp (PSBC) is currently trading at $0.00, 100% below its 52-week high. It does not currently pay a regular dividend.
Pacific State Bancorp (PSBC) is a financial services stock trading at $0.00. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
Auto-generated from live market data. For educational purposes only — not financial advice.
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