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PSB Holding Corp. · OTC
Price: $25.50 · Annual div: $0.20/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PSBP → $10.8K in 10 years · $7.01/month
PSB Holding Corp. serves as the parent company for Provident State Bank, Inc., which delivers a comprehensive array of financial products and services. Its diverse clientele includes individual consumers, small businesses, various associations, and government organizations. The bank's offerings begin with fundamental checking and savings accounts. Its lending portfolio is extensive, featuring personal and residential credit solutions such as overdraft protection, home equity lines, general installment loans, and various mortgage types for residential properties, manufactured homes, and undeveloped land, alongside vehicle and boat financing. For its commercial customers, the bank extends construction loans, business lines of credit, commercial mortgages, equipment and vehicle financing, commercial letters of credit, and agricultural loans. Beyond traditional lending, Provident State Bank provides numerous supplementary services. These encompass sophisticated cash management solutions, personal and business check cards, credit and debit card facilities, secure wire transfers, night deposit services, notary public assistance, and cash advances. Customers also benefit from electronic statements, safe deposit box rentals, ATM access, and convenient bill payment options. The bank further streamlines financial management by facilitating direct deposit for payroll and social security, and automatic payment deductions from accounts. Modern banking convenience is ensured through its robust online, mobile, and telephonic banking platforms. The company's operational footprint primarily spans Caroline, Dorchester, Talbot, and Wicomico counties in Maryland, in addition to Sussex County in Delaware. Established in 1904, the corporation maintains its headquarters in Preston, Maryland.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PSBP.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.78% | -2.02% | $78 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.66% | -2.14% | $66 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.62% | -2.18% | $62 / yr |
| 🇬🇧 UK ISA | 0% | 0.78% | -2.02% | $78 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.71% | -2.09% | $71 / yr |
| 🇨🇦 TFSA | 0% | 0.78% | -2.02% | $78 / yr |
| 🇨🇦 CA Taxable | 25% | 0.58% | -2.21% | $58 / yr |
| 🇦🇺 Super (pension) | 15% | 0.66% | -2.14% | $66 / yr |
| 🇦🇺 AU Taxable | 30% | 0.55% | -2.25% | $55 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.57% | -2.23% | $57 / yr |
| 🇫🇷 FR Taxable | 30% | 0.55% | -2.25% | $55 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.20/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PSBP pays quarterly — 4 times per year. Next ex-div: TBD.
How PSBP compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSBP sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSBP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
PSB Holding Corp. (PSBP) is a financial services stock currently trading at $25.50 with a dividend yield of 0.78%. The company pays an annual dividend of $0.20 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only — not financial advice.
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