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PSEC Dividend DRIP Calculator 2026
21.70% YieldFinancial ServicesProspect Capital Corporation · NASDAQ
Price: $2.35 · Annual div: $0.51/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When PSEC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in PSEC → $14996393692736.00M in 10 years · $1,249,454,535,804,560,000.00/month
About Prospect Capital Corporation (PSEC) — Dividend Analysis 2026
Prospect Capital Corporation operates as a Business Development Company (BDC), providing diverse financing solutions predominantly to the middle market. The firm engages in a broad spectrum of investment activities, including growth capital, leveraged buyouts, acquisitions, recapitalizations, refinancing, and turnaround situations for mature, emerging, and later-stage companies. Its specialized offerings encompass mezzanine financing, subordinated debt tranches of collateralized loan obligations (CLOs), cash flow term loans, marketplace lending, and bridge transactions. Beyond corporate finance, Prospect Capital also allocates capital to real estate, with a specific focus on multi-family residential assets. The company deploys a variety of investment instruments, such as secured debt (including senior, unitranche, first-lien, and second-lien), private debt, mezzanine debt, and direct equity, primarily targeting private and microcap public businesses. Its investment strategy involves both primary originations and the acquisition of secondary loan portfolios, supporting situations like private equity-backed financings, corporate expansion, dividend recapitalizations, and real estate ventures. The firm intentionally concentrates on small and medium-sized private companies, rather than large public corporations. Prospect Capital maintains a diversified investment portfolio spanning numerous industries, with notable expertise in the energy and industrial sectors. Its extensive reach covers areas from aerospace and financial services to healthcare, technology, and consumer goods. Geographically, its operations are concentrated within the United States and Canada. Typically, PSEC commits between $10 million and $500 million per transaction. It seeks out companies with an EBITDA between $5 million and $150 million, sales figures ranging from $25 million to $500 million, and an enterprise value between $5 million and $1000 million. The BDC is also open to co-investing in larger opportunities. Prospect Capital often aims for control acquisitions by participating across various levels of a company's capital structure and engages in sole, agented, club, or syndicated deal arrangements.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 PSEC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PSEC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 21.70% | 18.90% | $2,170 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 18.45% | 15.64% | $1,845 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 17.36% | 14.56% | $1,736 / yr |
| 🇬🇧 UK ISA | 0% | 21.70% | 18.90% | $2,170 / yr |
| 🇬🇧 UK Taxable | 8.75% | 19.80% | 17.00% | $1,980 / yr |
| 🇨🇦 TFSA | 0% | 21.70% | 18.90% | $2,170 / yr |
| 🇨🇦 CA Taxable | 25% | 16.27% | 13.47% | $1,627 / yr |
| 🇦🇺 Super (pension) | 15% | 18.45% | 15.64% | $1,845 / yr |
| 🇦🇺 AU Taxable | 30% | 15.19% | 12.39% | $1,519 / yr |
| 🇩🇪 DE Taxable | 26.375% | 15.98% | 13.18% | $1,598 / yr |
| 🇫🇷 FR Taxable | 30% | 15.19% | 12.39% | $1,519 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PSEC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.51/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PSEC Dividend Payment Schedule
PSEC pays quarterly — 4 times per year. Next ex-div: TBD.
📊 PSEC vs Financial Services Benchmarks
How PSEC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSEC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PSEC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-06-23 | 67,648 | $2.27 | $153.6K | ||
| Buy | 2026-06-23 | 1,000,000 | $2.27 | $2.27M | ||
| Buy | 2026-06-22 | 1,000,000 | $2.25 | $2.25M | ||
| Buy | 2026-05-26 | 3,000 | $2.33 | $7.0K | ||
| Buy | 2026-05-26 | 430,000 | $2.32 | $999.7K | ||
| Buy | 2026-05-22 | 32,000 | $2.29 | $73.3K | ||
| Buy | 2026-05-22 | 100,000 | $2.32 | $231.8K | ||
| Buy | 2026-05-22 | 100,000 | $2.33 | $233.4K | ||
| Buy | 2026-05-21 | 100,000 | $2.24 | $224.1K | ||
| Buy | 2026-05-21 | 100,000 | $2.28 | $227.7K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Insiders are net buyers — historically a positive signal for dividend sustainability. Last purchase: 2026-06-23
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSEC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Prospect Capital Corporation (PSEC) is currently trading at $2.35, 73% below its 52-week high. The current dividend yield is 21.70% based on an annual payout of $0.51 per share.
PSEC (Prospect Capital Corporation) — 21.70% Dividend Yield Analysis
Prospect Capital Corporation (PSEC) is a financial services stock currently trading at $2.35 with a dividend yield of 21.70%. The company pays an annual dividend of $0.51 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, PSEC has grown its dividend at a compound annual rate of 36.8%.
- Above-average yield (21.70%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.