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Prospect Capital Corporation · NASDAQ
Price: $2.32 · Annual div: $0.50/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PSEC → $2442599685.45M in 10 years · $203,337,478,225,909.03/month
Prospect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PSEC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 21.55% | 18.75% | $2,155 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 18.32% | 15.52% | $1,832 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 17.24% | 14.44% | $1,724 / yr |
| 🇬🇧 UK ISA | 0% | 21.55% | 18.75% | $2,155 / yr |
| 🇬🇧 UK Taxable | 8.75% | 19.66% | 16.86% | $1,966 / yr |
| 🇨🇦 TFSA | 0% | 21.55% | 18.75% | $2,155 / yr |
| 🇨🇦 CA Taxable | 25% | 16.16% | 13.36% | $1,616 / yr |
| 🇦🇺 Super (pension) | 15% | 18.32% | 15.52% | $1,832 / yr |
| 🇦🇺 AU Taxable | 30% | 15.08% | 12.29% | $1,508 / yr |
| 🇩🇪 DE Taxable | 26.375% | 15.87% | 13.07% | $1,587 / yr |
| 🇫🇷 FR Taxable | 30% | 15.08% | 12.29% | $1,508 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.50/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PSEC pays quarterly — 4 times per year. Next ex-div: TBD.
How PSEC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSEC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-05-26 | 3,000 | $2.33 | $7.0K | ||
| Buy | 2026-05-26 | 430,000 | $2.32 | $999.7K | ||
| Buy | 2026-05-22 | 32,000 | $2.29 | $73.3K | ||
| Buy | 2026-05-22 | 100,000 | $2.32 | $231.8K | ||
| Buy | 2026-05-22 | 100,000 | $2.33 | $233.4K | ||
| Buy | 2026-05-21 | 100,000 | $2.24 | $224.1K | ||
| Buy | 2026-05-21 | 100,000 | $2.28 | $227.7K | ||
| Buy | 2026-02-11 | 942,800 | $2.92 | $2.75M | ||
| Buy | 2025-09-25 | 370,000 | $2.71 | $1.00M | ||
| Buy | 2025-09-25 | 925,000 | $2.72 | $2.52M |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Insiders are net buyers — historically a positive signal for dividend sustainability. Last purchase: 2026-05-26
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSEC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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