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Portman Ridge Finance Corporation Β· NASDAQ
Price: $12.27 Β· Annual div: $2.39/share Β· Frequency: quarterly Β· Payout ratio: 50% Β· Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PTMN β $57.89 in 10 years Β· $0.79/month
Portman Ridge Finance Corporation functions as a Business Development Company (BDC) primarily focused on delivering financial solutions to middle-market businesses. The firm's investment strategy involves a wide spectrum of capital, including various debt instruments and equity participation. Their debt portfolio includes unitranche loans (featuring "last out" tranches), first and second-lien loans, and subordinated debt. Beyond debt, Portman Ridge actively engages in co-investing in equity and directly acquiring middle-market companies. Additionally, they pursue strategic acquisitions of businesses that complement their existing operations. The company's investment scope spans a broad array of industries, such as healthcare, cargo transport, manufacturing, industrial and environmental services, logistics and distribution, media and telecommunications, real estate, education, automotive, agriculture, aerospace/defense, packaging, electronics, finance, non-durable consumer goods, general consumer products, business services, utilities, insurance, and food and beverage. Typically, Portman Ridge commits between $1 million and $20 million per portfolio company. Their specific offerings include senior secured term loans ranging from $2 million to $20 million, which mature in five to seven years. Second-lien term loans generally fall between $5 million and $15 million, with maturities of six to eight years, while senior unsecured loans are provided for $5 million to $23 million, also maturing in six to eight years. Mezzanine loans, typically $5 million to $15 million, carry longer terms of seven to ten years. Equity investments usually range from $1 million to $5 million. The firm generally targets companies with an EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) of $5 million to $25 million. However, for debt security investments specifically, they consider middle-market firms demonstrating an EBITDA between $10 million and $50 million, or those with total debt ranging from $25 million to $150 million. Portman Ridge often acquires minority, majority, or even controlling equity stakes, frequently in collaboration with private equity sponsor partners.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PTMN.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 19.48% | 16.68% | $1,948 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 16.56% | 13.76% | $1,656 / yr |
| πΊπΈ US Taxable (20%) | 20% | 15.58% | 12.78% | $1,558 / yr |
| π¬π§ UK ISA | 0% | 19.48% | 16.68% | $1,948 / yr |
| π¬π§ UK Taxable | 8.75% | 17.78% | 14.98% | $1,778 / yr |
| π¨π¦ TFSA | 0% | 19.48% | 16.68% | $1,948 / yr |
| π¨π¦ CA Taxable | 25% | 14.61% | 11.81% | $1,461 / yr |
| π¦πΊ Super (pension) | 15% | 16.56% | 13.76% | $1,656 / yr |
| π¦πΊ AU Taxable | 30% | 13.64% | 10.84% | $1,364 / yr |
| π©πͺ DE Taxable | 26.375% | 14.34% | 11.54% | $1,434 / yr |
| π«π· FR Taxable | 30% | 13.64% | 10.84% | $1,364 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.39/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
PTMN pays quarterly β 4 times per year. Next ex-div: TBD.
How PTMN compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PTMN sourced from FMP /financial-growth endpoint β real data, not estimates.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PTMN dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Portman Ridge Finance Corporation (PTMN) is currently trading at $12.27, trading near its 52-week low. The current dividend yield is 19.48% based on an annual payout of $2.39 per share.
Portman Ridge Finance Corporation (PTMN) is a financial services stock currently trading at $12.27 with a dividend yield of 19.48%. The company pays an annual dividend of $2.39 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, PTMN has grown its dividend at a compound annual rate of 50.0%.
Auto-generated from live market data. For educational purposes only β not financial advice.
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