About Paycor HCM, Inc. (PYCR) — Dividend Analysis 2026
Paycor HCM, Inc. provides software-as-a-service (SaaS) human capital management (HCM) solutions for small and medium-sized businesses (SMBs) primarily in the United States. It offers cloud-native platform to address the comprehensive people management needs of SMB leaders. The company's SaaS based people management products include Core HCM and Payroll, a calculation engine that enables real-time changes in payroll processing; Workforce Management, a solution with flexible time entry, overtime calculations, and scheduling capabilities with real-time payroll synchronization; Benefits Administration, a decision support solution to help leaders to streamline and optimize company's benefits administration; Talent Management, an integrated compensation and performance management solution; and Employee Engagement, a solution with interactive learning tools and AI-powered surveys. It serves manufacturing, healthcare, restaurant, retail, professional services, nonprofit, and education industries through its direct sales teams. The company was founded in 1990 and is headquartered in Cincinnati, Ohio.
Is PYCR a good dividend investment in 2026?
PYCR offers a 8.89% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
PYCR DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your PYCR portfolio grows to $11.18M vs $10.25M without reinvestment. This is the compound interest effect in action.
PYCR dividend growth history & forecast
PYCR has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 8.89%.
FCF ($78M) is below dividends paid ($364M) — risk of cut (FCF: $78M · Dividends est.: $364M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum-0.1B → -0.1B → -0.1B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 PYCR Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PYCR.
Gross yield
8.89%
Tax rate
15.00%
After-tax yield
7.56%
Real yield (−CPI)
4.76%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
8.89%
6.09%
$889 / yr
🇺🇸 US Taxable (15%) ✓
15%
7.56%
4.76%
$756 / yr
🇺🇸 US Taxable (20%)
20%
7.11%
4.31%
$711 / yr
🇬🇧 UK ISA
0%
8.89%
6.09%
$889 / yr
🇬🇧 UK Taxable
8.75%
8.11%
5.31%
$811 / yr
🇨🇦 TFSA
0%
8.89%
6.09%
$889 / yr
🇨🇦 CA Taxable
25%
6.67%
3.87%
$667 / yr
🇦🇺 Super (pension)
15%
7.56%
4.76%
$756 / yr
🇦🇺 AU Taxable
30%
6.22%
3.42%
$622 / yr
🇩🇪 DE Taxable
26.375%
6.55%
3.75%
$655 / yr
🇫🇷 FR Taxable
30%
6.22%
3.42%
$622 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PYCR Income Goal & Break-Even
Dividend Break-Even
14yr
Years for dividends to fully repay your PYCR investment of $22.49/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$8.0K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$5.6K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in PYCR for:
Shares needed
14,118
Capital required
$317,514
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PYCR Dividend Payment Schedule
PYCR pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 PYCR vs Technology Benchmarks
How PYCR compares to typical Technology averages.
Benchmark: Technology
Dividend Yield▲+7.49% vs sectorBetter
PYCR
8.89%
avg
1.40%
5Y Dividend CAGR▼-9.40% vs sectorBelow avg
PYCR
0.00%
avg
9.40%
Payout Ratio▼+22.00% vs sectorBelow avg
PYCR
50.00%
avg
28.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PYCR sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PYCR Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
A-Award
2025-04-14
61,664
—
—
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
D-Return
2025-04-14
61,664
—
—
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
D-Return
2025-04-14
133,547
$23.00
$3.07M
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
D-Return
2025-04-14
92,184
$22.83
$2.10M
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
D-Return
2025-04-14
426,751
$22.50
$9.60M
MUELLER CHARLES STEVEN
officer: Chief Revenue Officer
D-Return
2025-04-14
140,107
$29.56
$4.14M
Pride Aggregator, LP
10 percent owner
J-Other
2025-04-14
96,140,927
$22.50
$2163.17M
Geene Alice L
officer: See Remarks
A-Award
2025-04-14
44,046
—
—
Geene Alice L
officer: See Remarks
D-Return
2025-04-14
207,199
$22.50
$4.66M
Geene Alice L
officer: See Remarks
D-Return
2025-04-14
46,092
$22.83
$1.05M
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🎯
Analyst Price Target
Wall Street consensus
Current Price
$22.49
Analyst Target
$22.41
Upside / Downside
-0.4%
Range
$16.00 – $32.00
💡 If PYCR reaches the analyst target of $22.41, investors buying today at $22.49 would see an effective yield of 8.92% on shares purchased at target price — vs 8.89% at current price.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
🔬
Financial Health Scores
Altman Z-Score
1.64
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PYCR dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →