About RYB Education, Inc. (RYB) — Dividend Analysis 2026
RYB Education, Inc. provides early childhood education service in the People's Republic of China. The company offers play-and-learn centers services for the joint participation of 0-6-year-old children and their adult family members to promote children's development, foster bonding with family, and prepare them for their entry into kindergartens and primary schools; operates student care centers; and course content, training, support and guidance, and other services to franchisees and licensees. It also develops and sells educational products and services; distributes merchandise, such as teaching aids, educational toys, at-home educational products, and school uniforms through franchisees and other business partners, as well as directly to a market of families. In addition, the company operates Qingtian Youpin, an e-commerce platform for maternity and children's products. As of December 31, 2021, it operated 1,017 play-and-learn centers and 54 student care centers. The company was formerly known as Top Margin Limited and changed its name to RYB Education, Inc. in June 2017. RYB Education, Inc. was founded in 1998 and is based in Beijing, China.
Is RYB a good dividend investment in 2026?
RYB offers a 270.60% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
RYB DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your RYB portfolio grows to $28.10M vs $1.72M without reinvestment. This is the compound interest effect in action.
RYB dividend growth history & forecast
RYB has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 270.60%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 RYB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold RYB.
Gross yield
270.60%
Tax rate
15.00%
After-tax yield
230.01%
Real yield (−CPI)
227.21%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
270.60%
267.80%
$27,060 / yr
🇺🇸 US Taxable (15%) ✓
15%
230.01%
227.21%
$23,001 / yr
🇺🇸 US Taxable (20%)
20%
216.48%
213.68%
$21,648 / yr
🇬🇧 UK ISA
0%
270.60%
267.80%
$27,060 / yr
🇬🇧 UK Taxable
8.75%
246.92%
244.12%
$24,692 / yr
🇨🇦 TFSA
0%
270.60%
267.80%
$27,060 / yr
🇨🇦 CA Taxable
25%
202.95%
200.15%
$20,295 / yr
🇦🇺 Super (pension)
15%
230.01%
227.21%
$23,001 / yr
🇦🇺 AU Taxable
30%
189.42%
186.62%
$18,942 / yr
🇩🇪 DE Taxable
26.375%
199.23%
196.43%
$19,923 / yr
🇫🇷 FR Taxable
30%
189.42%
186.62%
$18,942 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 RYB Income Goal & Break-Even
Dividend Break-Even
1yr
Years for dividends to fully repay your RYB investment of $0.74/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.95M
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$1.95M
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in RYB for:
Shares needed
14,118
Capital required
$10,435
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 RYB Dividend Payment Schedule
RYB pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 RYB vs Consumer Defensive Benchmarks
How RYB compares to typical Consumer Defensive averages.
Benchmark: Consumer Defensive
Dividend Yield▲+267.50% vs sectorBetter
RYB
270.60%
avg
3.10%
5Y Dividend CAGR▼-5.40% vs sectorBelow avg
RYB
0.00%
avg
5.40%
Payout Ratio▲-12.00% vs sectorBetter
RYB
50.00%
avg
62.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for RYB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ RYB Insider Activity
No recent SEC filings reported in the last 90 days.
🌍
Geographic Revenue Breakdown
Where RYB earns its money
Others100%
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the RYB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →