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SAJ DRIP Calculator & Dividend Yield 2026
7.90% YieldFinancial ServicesSaratoga Investment Corp 8.00% · NYSE
Price: $25.31 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 87% · Ex-div: 2026-11-13
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When SAJ pays your bills
Year your monthly dividend income covers each expense (based on current settings)
SAJ Dividend History — Last 16 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-11-13Latest | 2026-11-30 | $0.5000 | — | — |
| 2026-08-14 | 2026-08-31 | $0.5000 | 9.74% | $25.66 |
| 2026-05-15 | 2026-06-01 | $0.5000 | 7.82% | $25.56 |
| 2026-02-13 | 2026-03-02 | $0.5000 | 9.68% | $25.82 |
| 2025-11-14 | 2025-12-01 | $0.5000 | 9.82% | $25.45 |
| 2025-08-15 | 2025-09-02 | $0.5000 | 7.70% | $25.99 |
| 2025-05-15 | 2025-06-02 | $0.5000 | 7.82% | $25.57 |
| 2025-02-14 | 2025-02-28 | $0.5000 | 7.88% | $25.37 |
| 2024-11-15 | 2024-12-02 | $0.5000 | 7.89% | $25.35 |
| 2024-08-15 | 2024-09-03 | $0.5000 | 7.89% | $25.36 |
| 2024-05-14 | 2024-05-31 | $0.5000 | 7.92% | $25.25 |
| 2024-02-14 | 2024-02-28 | $0.5000 | 7.89% | $25.34 |
| 2023-11-14 | 2023-11-30 | $0.5000 | 8.80% | $24.88 |
| 2023-08-14 | 2023-08-31 | $0.5000 | 6.75% | $25.03 |
| 2023-05-12 | 2023-05-31 | $0.5000 | 4.76% | $24.98 |
| 2023-02-14 | 2023-02-28 | $0.6889 | 2.71% | $25.41 |
About Saratoga Investment Corp 8.00% (SAJ) — Dividend Analysis 2026
Saratoga Investment Corp. operates as a specialized financial institution, primarily allocating capital to U.S. mid-sized companies. Its core investment strategy involves providing financing through leveraged loans and mezzanine debt, a process undertaken either directly or by joining loan syndications. The company has opted for classification as a Business Development Company (BDC), adhering to the regulations set forth by the Investment Company Act of 1940. Its shares are publicly listed on the New York Stock Exchange, where they trade under the ticker symbol 'SAR'. Furthermore, Saratoga Investment Corp. possesses a subsidiary holding an SBIC license.
Similar dividend stocks to SAJ
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 SAJ Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold SAJ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.90% | 5.10% | $790 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.71% | 3.92% | $672 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 6.32% | 3.52% | $632 / yr |
| 🇬🇧 UK ISA | 0% | 7.90% | 5.10% | $790 / yr |
| 🇬🇧 UK Taxable | 8.75% | 7.21% | 4.41% | $721 / yr |
| 🇨🇦 TFSA | 0% | 7.90% | 5.10% | $790 / yr |
| 🇨🇦 CA Taxable | 25% | 5.93% | 3.13% | $593 / yr |
| 🇦🇺 Super (pension) | 15% | 6.71% | 3.92% | $672 / yr |
| 🇦🇺 AU Taxable | 30% | 5.53% | 2.73% | $553 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.82% | 3.02% | $582 / yr |
| 🇫🇷 FR Taxable | 30% | 5.53% | 2.73% | $553 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 SAJ Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 SAJ Dividend Payment Schedule
SAJ pays quarterly — 4 times per year. Ex-div: 2026-11-13.
📊 SAJ vs Financial Services Benchmarks
How SAJ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SAJ sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ SAJ Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-10-09 | 15,000 | $14.83 | $222.4K | ||
| Buy | 2026-10-08 | 15,000 | $14.89 | $223.3K | ||
| J-Other | 2026-09-09 | 290 | — | — | ||
| J-Other | 2026-08-18 | 280 | — | — | ||
| J-Other | 2026-07-22 | 2,560 | — | — | ||
| G-Gift | 2026-01-29 | 1,000 | — | — | ||
| G-Gift | 2025-12-19 | 1,000 | — | — | ||
| G-Gift | 2025-12-11 | 5,200 | — | — | ||
| G-Gift | 2025-12-11 | 7,800 | — | — | ||
| G-Gift | 2025-12-11 | 7,800 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare SAJ with peers: SAJ vs GBLI · SAJ vs GIG · SAJ vs KFII
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Insiders are net buyers — historically a positive signal for dividend sustainability. Last purchase: 2026-10-09
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SAJ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Saratoga Investment Corp 8.00% (SAJ) is currently trading at $25.31, trading near its 52-week low. The current dividend yield is 7.90% based on an annual payout of $2.00 per share.
SAJ (Saratoga Investment Corp 8.00%) — 7.90% Dividend Yield Analysis
Saratoga Investment Corp 8.00% (SAJ) is a financial services stock currently trading at $25.31 with a dividend yield of 7.90%. It pays an annual dividend of $2.00 per share. The payout ratio of 87% indicates investors should monitor dividend sustainability. Over the past 5 years, SAJ has grown its dividend at a compound annual rate of 26.8%.
- High payout ratio (87%) — dividend cuts are possible if earnings decline.
- Above-average yield (7.90%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest SAJ News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.
How investors use the SAJ dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.