What is SCA's current dividend yield?

SCA (Stellus Capital Investment Corporation 5.75% NT 2022) yields 7.89% based on an annual dividend of $2.00 per share at a stock price of $25.34. Dividends are paid quarterly.

How much does $10,000 in SCA generate in dividends?

$10,000 invested in SCA at 7.89% yield generates approximately $789.27 per year, or $65.77 per month in dividend income. With DRIP reinvestment, this compounds significantly over time.

How much does $50,000 in SCA pay in dividends?

$50,000 in SCA generates approximately $3946.33 per year at the current 7.89% yield.

Is SCA a good dividend stock in 2026?

SCA pays quarterly dividends with a 7.89% yield and 50% payout ratio. The 5-year dividend CAGR is 5%. The 50% payout ratio is considered sustainable. This is not financial advice.

Home › Calculator › SCA Dividend Calculator 2026

SCA Dividend DRIP Calculator 2026

7.89% YieldFinancial Services

Stellus Capital Investment Corporation 5.75% NT 2022 · NYSE

Price: $25.34 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD

Annual dividend

$2.00

per share

Forward yield

7.89%

at current price

1Y div growth

+0%

CAGR

5Y div growth

+0%

CAGR

Payout ratio

50%

Sustainable

Calculator settings

ACCOUNT TYPE

INITIAL INVESTMENT

MONTHLY CONTRIBUTION$0/mo

$0$500$1k$2k

INVESTMENT HORIZON10 years

1y10y20y30y

PRICE GROWTH / YEAR0%

DIVIDEND GROWTH / YEAR0%

DRIP Reinvestment

Auto-reinvest all dividends

Monthly passive income

$130.31

after 10 years · DRIP ✓

Yield on cost: 15.64%

Annual dividend income

$1,563.69

after 10 years

Total dividends: $11.4K

Real Yield · Inflation Adjusted

+5.09%= 7.89% yield − 2.8% CPI

iCalculated by subtracting the current 12-month CPI (2.8%) from the forward yield. Yield exceeds inflation — purchasing power is growing.

Portfolio (DRIP)

$21.4K

Portfolio (no DRIP)

$17.9K

DRIP bonus

+$3.5K

Total return

+113.8%

📊 See how SCA actually performed since 2021 →

Real historical prices · DRIP simulation · DCA backtest

Last 5 Years →

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA

Year	Shares	Annual income	Monthly income	Portfolio value	Yield on cost	Cumul. dividends
1	425.78	$789.27	$65.77	$10,789	7.89%	$789
2	459.39	$851.56	$70.96	$11,641	8.52%	$1,641
3	495.64	$918.77	$76.56	$12,560	9.19%	$2,560
4	534.76	$991.29	$82.61	$13,551	9.91%	$3,551
5	576.97	$1,069.53	$89.13	$14,620	10.7%	$4,620
6	622.51	$1,153.94	$96.16	$15,774	11.54%	$5,774
7	671.64	$1,245.02	$103.75	$17,019	12.45%	$7,019
8	724.65	$1,343.28	$111.94	$18,363	13.43%	$8,363
9	781.84	$1,449.30	$120.77	$19,812	14.49%	$9,812
10	843.55	$1,563.69	$130.31	$21,376	15.64%	$11,376

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

☕

Daily coffee money

+$150/mo for 15 years

$83.5K

$509.30/month income

DCA bonus vs no DCA: +$52.3K

📱

Skip one gadget/mo

+$100/mo for 20 years

$104.2K

$635.46/month income

DCA bonus vs no DCA: +$58.5K

🚀

Serious wealth mode

+$500/mo for 25 years

$532.7K

$3,247.40/month income

DCA bonus vs no DCA: +$465.9K

🎯 When SCA pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺

Netflix

$18/month

✓ Year 1

🎵

Spotify

$11/month

✓ Year 1

📱

Phone bill

$60/month

✓ Year 1

🛒

Gas & groceries

$300/month

Increase investment or time

🚗

Car payment

$500/month

Increase investment or time

🏠

Rent (avg US)

$1,500/month

Increase investment or time

🏝️

Financial freedom

$5,000/month

Increase investment or time

Share your SCA snowball 📈

$10,000 in SCA → $21.4K in 10 years · $130.31/month

Post on X

About Stellus Capital Investment Corporation 5.75% NT 2022 (SCA) — Dividend Analysis 2026

SCA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SCA shares.

Is SCA a good dividend investment in 2026?

SCA offers a 7.89% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.

SCA DRIP calculator — what's the difference?

With DRIP on a $10,000 investment over 10 years, your SCA portfolio grows to $21.4K vs $17.9K without reinvestment. This is the compound interest effect in action.

SCA dividend growth history & forecast

SCA has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 7.89%.

Compare SCA with similar stocks

⚖️ Compare SCA vs SCHD →

Expert Reviewed byVictor StrandVERIFIED

This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.

📬

Get Your Full SCA DRIP Report by Email

We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.

Free forever. No spam. Unsubscribe anytime.

Ready to invest? Open SCA position with:

🛡️ Dividend Safety Analysis

Strand Safety Score™ — SCA

Proprietary model · FCF Coverage (40) · Debt Leverage (30) · Earnings Momentum (30)

N/A

No financial data

ℹ️

Strand Safety Score is not applicable for ETFs

ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.

🌍 SCA Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold SCA.

Gross yield

7.89%

Tax rate

15.00%

After-tax yield

6.71%

Real yield (−CPI)

3.91%

Account/Country	Tax Rate	After-tax Yield	Real Yield	$10K Annual Income
🇺🇸 Roth IRA / 401k	0%	7.89%	5.09%	$789 / yr
🇺🇸 US Taxable (15%) ✓	15%	6.71%	3.91%	$671 / yr
🇺🇸 US Taxable (20%)	20%	6.31%	3.51%	$631 / yr
🇬🇧 UK ISA	0%	7.89%	5.09%	$789 / yr
🇬🇧 UK Taxable	8.75%	7.20%	4.40%	$720 / yr
🇨🇦 TFSA	0%	7.89%	5.09%	$789 / yr
🇨🇦 CA Taxable	25%	5.92%	3.12%	$592 / yr
🇦🇺 Super (pension)	15%	6.71%	3.91%	$671 / yr
🇦🇺 AU Taxable	30%	5.52%	2.72%	$552 / yr
🇩🇪 DE Taxable	26.375%	5.81%	3.01%	$581 / yr
🇫🇷 FR Taxable	30%	5.52%	2.72%	$552 / yr

Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 SCA Income Goal & Break-Even

Dividend Break-Even

15yr

Years for dividends to fully repay your SCA investment of $25.34/share (🇺🇸 US Taxable (15%) · 15.00% tax)

$10K invested · 10 Years

Dividends earned (DRIP)

$9.1K

Lost to inflation (2.8% CPI)

−$2.5K

Real purchasing power gain

$6.7K

12-month CPI (US BLS via FMP economic-indicators).

How much do I need to invest in SCA for:

Shares needed

14,118

Capital required

$357,750

Monthly income

$2,000

Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 SCA Dividend Payment Schedule

SCA pays quarterly — 4 times per year. Next ex-div: TBD.

Jan

Feb

Mar

💰

Apr

May

Jun

💰

Jul

Aug

Sep

💰

Oct

Nov

Dec

💰

10 shares

$4.25 / payment

$17.00 / year after tax

100 shares

$42.50 / payment

$170.00 / year after tax

1,000 shares

$425.00 / payment

$1700.00 / year after tax

📊 SCA vs Financial Services Benchmarks

How SCA compares to typical Financial Services averages.

Benchmark: Financial Services

Dividend Yield▲+4.99% vs sectorBetter

SCA

7.89%

avg

2.90%

5Y Dividend CAGR▼-7.10% vs sectorBelow avg

SCA

0.00%

avg

7.10%

Payout Ratio▼+12.00% vs sectorBelow avg

SCA

50.00%

avg

38.00%

Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SCA sourced from FMP /financial-growth endpoint — real data, not estimates.

🏛️ SCA Insider Activity

▼ 2 Sales

When executives buy their own stock, it's a signal they believe in the dividend's sustainability.

Insider	Title	Type	Date	Shares	Price	Total Value
HENNES DUNCAN P	director	A-Award	2008-12-03	11,650	—	—
WHITE ROBERT JOEL	director	A-Award	2008-12-03	11,650	—	—
NORSWORTHY THOMAS S	director	A-Award	2008-12-03	11,650	—	—
Currie Thomas	officer: SVP	Sale	2008-09-03	34,000	$2.22	$75.4K
XL Insurance (Bermuda) Ltd	10 percent owner	Sale	2008-08-05	30,069,049	—	—
HELLMERS PAUL E	director	A-Award	2008-05-06	32,967	—	—
CORRADO FRED	director	A-Award	2008-05-06	32,967	—	—
ROSS COLEMAN D	director	A-Award	2008-05-06	32,967	—	—
Gibbons E Grant	director	A-Award	2008-05-06	32,967	—	—
ESPOSITO MICHAEL P JR	director	A-Award	2008-05-06	32,967	—	—

Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.

📊 About This Data

Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.

🔄 Updated daily🔒 SEC EDGAR source✍️ Reviewed by Victor Strand

📊 Data via FMP🔒 SEC EDGAR🔄 Updated daily✍️ Reviewed by Victor Strand 📬 Report data error

Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SCA dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →