⏳ Fetching live dividend data...
Home › Calculator › SCZC Dividend Calculator 2026
Santa Cruz County Bank · OTC
Price: $41.44 · Annual div: $0.39/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SCZC → $11.25M in 10 years · $8,738.32/month
Santa Cruz County Bank delivers a full spectrum of financial services catering to both individual clients and corporate entities. Its extensive range of deposit offerings includes standard checking and savings accounts, along with specialized options such as term certificates, money market accounts, health savings accounts, and various Individual Retirement Accounts (IRAs) and Certificates of Deposit (CDs). The bank also provides a diverse portfolio of lending solutions, encompassing commercial loans, multi-family property financing, agricultural loans, construction financing, and specific support for the wine industry. Further lending products include venture banking, small business loans (often supported by the Small Business Administration), general business and industry loans, Farm Services Agency-backed loans, municipal and government-guaranteed loans, and installment loans. Real estate financing covers both single-family residential and commercial properties, complemented by flexible lines of credit. Beyond these core services, Santa Cruz County Bank offers a suite of supplementary financial tools, including debit and credit cards, merchant processing services, digital banking platforms (online and mobile), remote electronic deposit capabilities, bill payment services, and sophisticated treasury and cash management solutions. Founded in 2003 and headquartered in Santa Cruz, California, the bank serves its customers through seven full-service branches situated in Aptos, Capitola, Cupertino, Monterey, Santa Cruz, Scotts Valley, and Watsonville. This network is further supported by two ATMs and night depository kiosks.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open SCZC position with:
Real after-tax yield depends on where you live and how you hold SCZC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.94% | -1.86% | $94 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.80% | -2.00% | $80 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.75% | -2.05% | $75 / yr |
| 🇬🇧 UK ISA | 0% | 0.94% | -1.86% | $94 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.86% | -1.94% | $86 / yr |
| 🇨🇦 TFSA | 0% | 0.94% | -1.86% | $94 / yr |
| 🇨🇦 CA Taxable | 25% | 0.70% | -2.09% | $71 / yr |
| 🇦🇺 Super (pension) | 15% | 0.80% | -2.00% | $80 / yr |
| 🇦🇺 AU Taxable | 30% | 0.66% | -2.14% | $66 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.69% | -2.11% | $69 / yr |
| 🇫🇷 FR Taxable | 30% | 0.66% | -2.14% | $66 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.39/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SCZC pays quarterly — 4 times per year. Next ex-div: TBD.
How SCZC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SCZC sourced from FMP /financial-growth endpoint — real data, not estimates.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SCZC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Santa Cruz County Bank (SCZC) is currently trading at $41.44, trading near its 52-week high. The current dividend yield is 0.94% based on an annual payout of $0.39 per share.
Santa Cruz County Bank (SCZC) is a financial services stock currently trading at $41.44 with a dividend yield of 0.94%. The company pays an annual dividend of $0.39 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, SCZC has grown its dividend at a compound annual rate of 100.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Real users. No sign-up required to leave a review.
“Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.”
“I've been trying to figure out how much dividend income I'd need to retire. This tool showed me exactly — $400K in JEPI at 7% yield gives me $2,333/month. No calculator did that this clearly before.”
“Really solid passive income calculator. Covers everything: DRIP compounding, Roth IRA tax savings, DCA contributions. The year-by-year breakdown is what I was missing from other tools.”
“As someone planning retirement in 5 years, this dividend yield calculator showed me I need about 12% more in dividend stocks to hit my income target. Incredibly useful and completely free.”
“The Congress trades tracker is genius. Saw that several senators were buying O (Realty Income) and immediately ran it through the DRIP calculator. Bought 50 shares the next day.”
Reviews reflect users' personal experiences. Not financial advice.
Leave a review →