About Select Interior Concepts, Inc. (SIC) — Dividend Analysis 2026
Select Interior Concepts, Inc. is a holding company, which engages in interior selections, merchandising, and complex supply chain management with a focus on the residential construction market. The company is headquartered in Anaheim, California and currently employs 1,360 full-time employees. Through its Residential Design Services (RDS) segment, the Company serves national and regional homebuilders by providing an integrated, outsourced solution for designing, consultation, sourcing, distribution and installation needs of their homebuyer customers. The firm has 35 design centers located across the United States. The firm also provides interior products and finishing services, including flooring, countertops, wall tile, window treatments, shower enclosures, and related interior items, primarily for newly constructed homes. Its Architectural Surface Group (ASG) segment imports and distributes natural and engineered stone slabs.
Is SIC a good dividend investment in 2026?
SIC offers a 13.80% forward yield with a 50% payout ratio. Strand Safety Score: 45/100 (Moderate Risk). The 5-year dividend CAGR of -50% is modest — investors should weigh current income against growth alternatives.
SIC DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your SIC portfolio grows to $10.72M vs $10.24M without reinvestment. This is the compound interest effect in action.
SIC dividend growth history & forecast
SIC has grown its dividend by 0% over the last year and -50% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 13.80%.
FCF ($17M) is below dividends paid ($52M) — risk of cut (FCF: $17M · Dividends est.: $52M)
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum-0.0B → +0.0B → -0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
45
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 SIC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold SIC.
Gross yield
13.80%
Tax rate
15.00%
After-tax yield
11.73%
Real yield (−CPI)
8.93%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
13.80%
11.00%
$1,380 / yr
🇺🇸 US Taxable (15%) ✓
15%
11.73%
8.93%
$1,173 / yr
🇺🇸 US Taxable (20%)
20%
11.04%
8.24%
$1,104 / yr
🇬🇧 UK ISA
0%
13.80%
11.00%
$1,380 / yr
🇬🇧 UK Taxable
8.75%
12.59%
9.79%
$1,259 / yr
🇨🇦 TFSA
0%
13.80%
11.00%
$1,380 / yr
🇨🇦 CA Taxable
25%
10.35%
7.55%
$1,035 / yr
🇦🇺 Super (pension)
15%
11.73%
8.93%
$1,173 / yr
🇦🇺 AU Taxable
30%
9.66%
6.86%
$966 / yr
🇩🇪 DE Taxable
26.375%
10.16%
7.36%
$1,016 / yr
🇫🇷 FR Taxable
30%
9.66%
6.86%
$966 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 SIC Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your SIC investment of $14.49/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.2K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1280.52
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in SIC for:
Shares needed
14,118
Capital required
$204,570
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 SIC Dividend Payment Schedule
SIC pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 SIC vs S&P 500 Average Benchmarks
How SIC compares to typical S&P 500 Average averages. (Sector "Consumer Cyclical" not matched — using S&P 500 average)
Benchmark: S&P 500 Average
Dividend Yield▲+10.80% vs sectorBetter
SIC
13.80%
avg
3.00%
5Y Dividend CAGR▼-55.50% vs sectorBelow avg
SIC
-50.00%
avg
5.50%
Payout Ratio▲-8.00% vs sectorBetter
SIC
50.00%
avg
58.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SIC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ SIC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Varner Leo William Jr.
officer: Chief Executive Officer
D-Return
2021-10-21
500,000
—
—
Varner Leo William Jr.
officer: Chief Executive Officer
D-Return
2021-10-21
499,552
$14.50
$7.24M
Vansant Robert Scott
director
D-Return
2021-10-21
31,173
$14.50
$452.0K
MCALEENAN DONALD F
director
D-Return
2021-10-21
21,219
$14.50
$307.7K
Moiz Nadeem
officer: See Remarks
D-Return
2021-10-21
175,000
—
—
Moiz Nadeem
officer: See Remarks
D-Return
2021-10-21
275,987
$14.50
$4.00M
Baldwin Shawn K.
officer: See Remarks
D-Return
2021-10-21
204,512
$14.50
$2.97M
Baldwin Shawn K.
officer: See Remarks
D-Return
2021-10-21
125,000
—
—
Coster S. Tracy
director
D-Return
2021-10-21
17,841
$14.50
$258.7K
Solace Capital Partners, L.P.
10 percent owner, other: See Remarks
D-Return
2021-10-21
16,054
$14.50
$232.8K
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🔬
Financial Health Scores
Altman Z-Score
7.03
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SIC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →