HomeCompareSIC vs SCHD

SIC vs SCHD: Dividend Comparison 2026

SIC yields 13.80% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.9K in total portfolio value· pulled ahead in Year 2
10 years
SIC
SIC
● Live price
13.80%
Share price
$14.49
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.1K
Annual income
$1.52
Full SIC calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — SIC vs SCHD

📍 SCHD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSICSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SIC + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SIC pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SIC
Annual income on $10K today (after 15% tax)
$1,173.22/yr
After 10yr DRIP, annual income (after tax)
$1.29/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $360.77/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SIC + SCHD for your $10,000?

SIC: 50%SCHD: 50%
100% SCHD50/50100% SIC
Portfolio after 10yr
$25.6K
Annual income
$213.73/yr
Blended yield
0.84%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SIC buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSICSCHD
Forward yield13.80%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$22.1K$29.0K
Annual income after 10y$1.52$425.95
Total dividends collected$1.4K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SIC vs SCHD ($10,000, DRIP)

YearSIC PortfolioSIC Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,390$690.13$11,226$346.36+$164.00SIC
2← crossover$12,555$367.32$12,572$357.38$17.00SCHD
3$13,623$189.20$14,046$367.84$423.00SCHD
4$14,672$95.93$15,660$377.73$988.00SCHD
5$15,748$48.28$17,425$387.07$1.7KSCHD
6$16,874$24.21$19,354$395.86$2.5KSCHD
7$18,068$12.12$21,461$404.13$3.4KSCHD
8$19,338$6.07$23,762$411.89$4.4KSCHD
9$20,695$3.03$26,272$419.15$5.6KSCHD
10$22,145$1.52$29,010$425.95$6.9KSCHD

SIC vs SCHD: Complete Analysis 2026

SICStock

Select Interior Concepts, Inc. is a holding company, which engages in interior selections, merchandising, and complex supply chain management with a focus on the residential construction market. The company is headquartered in Anaheim, California and currently employs 1,360 full-time employees. Through its Residential Design Services (RDS) segment, the Company serves national and regional homebuilders by providing an integrated, outsourced solution for designing, consultation, sourcing, distribution and installation needs of their homebuyer customers. The firm has 35 design centers located across the United States. The firm also provides interior products and finishing services, including flooring, countertops, wall tile, window treatments, shower enclosures, and related interior items, primarily for newly constructed homes. Its Architectural Surface Group (ASG) segment imports and distributes natural and engineered stone slabs.

Full SIC Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.