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SJW Group · NASDAQ
Price: $54.86 · Annual div: $1.64/share · Frequency: quarterly · Payout ratio: 56% · Ex-div: 2026-05-11
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SJW → $18.8K in 10 years · $57.38/month
Operating across the United States, SJW Group, through its various subsidiaries, delivers essential water and wastewater utility services. Its operations encompass the full spectrum of water management, from sourcing and acquiring water supplies to their storage, purification, and subsequent distribution, including both wholesale and retail provision, alongside wastewater management services. Beyond its core utility offerings, SJW Group provides a range of non-regulated services. These include managing water system operations, undertaking maintenance contracts, and leasing antenna sites. It also offers specialized contracted services and manages sewer operations for other water utilities. Additionally, the company offers a unique "Linebacker protection plan" to its drinking water customers in Connecticut and Maine. The company utilizes a diverse portfolio of water sources. These include groundwater extracted from wells, surface water derived from watershed runoff and diversions, treated reclaimed water, and imported water acquired from the Santa Clara Valley Water District. SJW Group's extensive customer base spans multiple states. In California, the company serves approximately one million individuals through roughly 231,000 active connections. This extensive service area encompasses parts of San Jose and Cupertino, along with the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos, plus surrounding unincorporated areas within Santa Clara County. Its operations further extend to Connecticut and Maine, where it supplies water to about 456,000 residents via 140,000 connections. This service covers 81 distinct municipalities across an area of approximately 269 square miles. Additionally, in the Texas corridor situated between San Antonio and Austin, SJW Group supports around 70,000 people through approximately 24,000 connections, covering about 266 square miles. Finally, its wastewater services cater to roughly 3,000 connections in Southbury, Connecticut. The company also holds significant real estate assets, including undeveloped land in both California and Tennessee, and manages commercial buildings and warehouse facilities within Tennessee. Established in 1985, the organization initially operated under the name SJW Corp. before rebranding as SJW Group in November 2016. Its corporate headquarters are located in San Jose, California.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold SJW.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.99% | 0.19% | $299 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.54% | -0.26% | $254 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.39% | -0.41% | $239 / yr |
| 🇬🇧 UK ISA | 0% | 2.99% | 0.19% | $299 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.73% | -0.07% | $273 / yr |
| 🇨🇦 TFSA | 0% | 2.99% | 0.19% | $299 / yr |
| 🇨🇦 CA Taxable | 25% | 2.24% | -0.56% | $224 / yr |
| 🇦🇺 Super (pension) | 15% | 2.54% | -0.26% | $254 / yr |
| 🇦🇺 AU Taxable | 30% | 2.09% | -0.71% | $209 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.20% | -0.60% | $220 / yr |
| 🇫🇷 FR Taxable | 30% | 2.09% | -0.71% | $209 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.64/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SJW pays quarterly — 4 times per year. Ex-div: 2026-05-11.
How SJW compares to typical Utilities averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SJW sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2025-04-30 | 1,118 | $56.74 | $63.4K | ||
| F-InKind | 2025-03-25 | 271 | $51.18 | $13.9K | ||
| A-Award | 2025-03-03 | 134 | — | — | ||
| A-Award | 2025-02-28 | 1,587 | — | — | ||
| F-InKind | 2025-02-28 | 506 | $52.67 | $26.7K | ||
| A-Award | 2025-02-28 | 165 | — | — | ||
| F-InKind | 2025-02-28 | 53 | $52.67 | $2.8K | ||
| A-Award | 2025-03-03 | 30 | — | — | ||
| A-Award | 2025-02-28 | 1,597 | — | — | ||
| F-InKind | 2025-02-28 | 389 | $52.67 | $20.5K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Compare SJW with peers: SJW vs AMPS · SJW vs ARIS · SJW vs AY
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SJW dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
SJW Group (SJW) is currently trading at $54.86, 12% below its 52-week high. The current dividend yield is 2.99% based on an annual payout of $1.64 per share.
SJW Group presents a reliable profile for income-focused investors, trading at $54.86 with a respectable 2.99% dividend yield backed by a manageable 56% payout ratio. This conservative payout leaves ample earnings to support ongoing operations and capital expenditures, underscoring the near-term safety of the $1.64 annual payout. Looking at growth, the company boasts a solid 5-year dividend CAGR of 5.5%, aligning well with its utility sector peers. Supported by an 18.8 P/E ratio and a $1.9 billion market cap, SJW's steady trajectory suggests the current yield is sustainable, though overall returns will likely rely on consistent, incremental rate base expansions rather than aggressive capital appreciation.
Generated by AI using live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
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