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Sterling Bancorp · NYSE
Price: $26.29 · Annual div: $5.14/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in STL → $570.9K in 10 years · $246.68/month
Sterling Bancorp operates as the bank holding company for Sterling National Bank that provides various banking products and services to commercial, consumer, and municipal clients in the United States. The company accepts deposit products, including interest and non-interest checking, savings, money market, time, and demand deposits, as well as certificates of deposit. Its loan products include commercial and industrial, asset-based, payroll finance, warehouse, factored receivables, equipment finance, public sector finance, and commercial real estate, such as multi-family loans; residential and commercial mortgage loans; consumer loans, such as homeowner loans, home equity lines of credit, new and used automobile loans, and personal unsecured loans; and acquisition, development, and construction loans. The company also engages in the third-party provider to sell mutual funds and annuities; and provision of annuity and wealth management products. As of December 31, 2020, it operated 76 full-service retail and commercial financial centers in the New York Metro Market and the New York Suburban Market. Sterling Bancorp was founded in 1888 and is headquartered in Pearl River, New York.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold STL.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 19.57% | 16.77% | $1,957 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 16.63% | 13.83% | $1,663 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 15.66% | 12.86% | $1,566 / yr |
| 🇬🇧 UK ISA | 0% | 19.57% | 16.77% | $1,957 / yr |
| 🇬🇧 UK Taxable | 8.75% | 17.86% | 15.06% | $1,786 / yr |
| 🇨🇦 TFSA | 0% | 19.57% | 16.77% | $1,957 / yr |
| 🇨🇦 CA Taxable | 25% | 14.68% | 11.88% | $1,468 / yr |
| 🇦🇺 Super (pension) | 15% | 16.63% | 13.83% | $1,663 / yr |
| 🇦🇺 AU Taxable | 30% | 13.70% | 10.90% | $1,370 / yr |
| 🇩🇪 DE Taxable | 26.375% | 14.41% | 11.61% | $1,441 / yr |
| 🇫🇷 FR Taxable | 30% | 13.70% | 10.90% | $1,370 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $5.14/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
STL pays quarterly — 4 times per year. Next ex-div: TBD.
How STL compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for STL sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2022-01-31 | 150,048 | $26.29 | $3.94M | ||
| D-Return | 2022-01-31 | 115,752.68 | $26.29 | $3.04M | ||
| A-Award | 2022-01-31 | 76,115 | $26.29 | $2.00M | ||
| D-Return | 2022-01-31 | 87,849 | $26.29 | $2.31M | ||
| D-Return | 2022-01-31 | 3,920 | — | — | ||
| D-Return | 2022-01-31 | 4,461 | — | — | ||
| D-Return | 2022-01-31 | 868,839.53 | $26.29 | $22.84M | ||
| D-Return | 2022-01-31 | 11,186.65 | $26.29 | $294.1K | ||
| D-Return | 2022-01-31 | 218,703 | $26.29 | $5.75M | ||
| D-Return | 2022-01-31 | 148,571 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the STL dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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