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UBAB DRIP Calculator & Dividend Yield 2026
2.35% YieldFinancial ServicesUnited Bancorporation of Alabama, Inc. · OTC
Price: $60.00 · Annual div: $1.41/share · Frequency: semi-annual · Payout ratio: 27% · Ex-div: 2026-06-30
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When UBAB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
UBAB Dividend History — Last 27 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-06-30Latest | 2026-07-15 | $0.7100 | 2.60% | $54.30 |
| 2025-12-31 | 2026-01-15 | $0.7000 | 2.66% | $52.66 |
| 2025-06-30 | 2025-07-15 | $0.7000 | 2.57% | $50.62 |
| 2024-12-31 | 2025-01-16 | $0.6000 | 1.91% | $57.60 |
| 2024-06-28 | 2024-07-16 | $0.5000 | 1.78% | $47.80 |
| 2023-12-28 | 2024-01-22 | $0.3500 | 2.13% | $38.50 |
| 2023-06-29 | 2023-07-17 | $0.2500 | 1.34% | $34.99 |
| 2022-12-29 | 2023-01-17 | $0.2200 | 1.60% | $35.10 |
| 2022-06-29 | 2022-07-19 | $0.1800 | 1.18% | $28.90 |
| 2021-12-30 | 2022-01-14 | $0.1600 | 0.94% | $29.80 |
| 2021-06-29 | 2021-07-12 | $0.1200 | 0.97% | $27.75 |
| 2020-12-30 | 2021-01-15 | $0.1500 | — | — |
| 2020-06-29 | 2020-07-15 | $0.1000 | — | — |
| 2019-12-30 | 2020-01-15 | $0.1300 | — | — |
| 2019-06-27 | 2019-07-15 | $0.0800 | — | — |
| 2018-12-28 | 2019-01-15 | $0.0750 | — | — |
| 2018-06-28 | 2018-07-17 | $0.0750 | — | — |
| 2017-12-28 | 2018-01-16 | $0.0700 | — | — |
| 2017-06-28 | 2017-07-17 | $0.0650 | — | — |
| 2016-12-28 | — | $0.0650 | — | — |
| 2016-06-28 | — | $0.0650 | — | — |
| 2015-12-29 | — | $0.0700 | — | — |
| 2015-06-26 | — | $0.0650 | — | — |
| 2014-12-29 | — | $0.0650 | — | — |
| 2014-06-26 | — | $0.0650 | — | — |
| 2013-12-27 | 2014-01-17 | $0.0600 | — | — |
| 2013-03-13 | — | $0.0500 | — | — |
About United Bancorporation of Alabama, Inc. (UBAB) — Dividend Analysis 2026
United Bancorporation of Alabama, Inc. operates as the parent entity for United Bank, delivering a full spectrum of commercial banking solutions. The company provides a diverse range of deposit products, including checking, savings, certificates of deposit, and individual retirement accounts. For businesses, it offers specialized programs, comprehensive business solutions, merchant services, and efficient cash management tools. Its lending portfolio encompasses personal loans, various business loans, lines of credit, and equipment financing. Additionally, the firm supports the agricultural community with real estate and agribusiness loans, alongside working lines of credit and overdraft services. Clients can also access conveniences such as debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further offerings include check cashing, check reordering, remote and mobile deposit options, secure personal storage compartments, web payment functionalities, and a suite of insurance, investment, and brokerage products, all complemented by robust online and mobile banking platforms. Founded in 1904, United Bancorporation of Alabama, Inc. is headquartered in Atmore, Alabama.
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🌍 UBAB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UBAB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.35% | -0.45% | $235 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.00% | -0.80% | $200 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.88% | -0.92% | $188 / yr |
| 🇬🇧 UK ISA | 0% | 2.35% | -0.45% | $235 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.14% | -0.66% | $214 / yr |
| 🇨🇦 TFSA | 0% | 2.35% | -0.45% | $235 / yr |
| 🇨🇦 CA Taxable | 25% | 1.76% | -1.04% | $176 / yr |
| 🇦🇺 Super (pension) | 15% | 2.00% | -0.80% | $200 / yr |
| 🇦🇺 AU Taxable | 30% | 1.65% | -1.15% | $165 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.73% | -1.07% | $173 / yr |
| 🇫🇷 FR Taxable | 30% | 1.65% | -1.15% | $165 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UBAB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.41/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UBAB Dividend Payment Schedule
UBAB pays quarterly — 4 times per year. Ex-div: 2026-06-30.
📊 UBAB vs Financial Services Benchmarks
How UBAB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UBAB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UBAB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2011-07-18 | 9.632 | — | — | ||
| J-Other | 2011-07-18 | 1 | — | — | ||
| J-Other | 2011-07-18 | 38 | — | — | ||
| G-Gift | 2011-05-13 | 866 | — | — | ||
| J-Other | 2011-07-18 | 431 | — | — | ||
| A-Award | 2009-06-09 | 400 | $14.85 | $5.9K | ||
| Buy | 2012-01-11 | 890 | $3.50 | $3.1K | ||
| Buy | 2011-12-30 | 18 | $1.75 | $32.00 | ||
| Buy | 2011-12-21 | 1,500 | $1.75 | $2.6K | ||
| Buy | 2011-02-21 | 1,500 | $1.75 | $2.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare UBAB with peers: UBAB vs CBTN · UBAB vs CCFN · UBAB vs FFMH
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UBAB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
United Bancorporation of Alabama, Inc. (UBAB) is currently trading at $60.00, 9% below its 52-week high. The current dividend yield is 2.35% based on an annual payout of $1.41 per share.
UBAB (United Bancorporation of Alabama, Inc.) — 2.35% Dividend Yield Analysis
United Bancorporation of Alabama, Inc. (UBAB) is a financial services stock currently trading at $60.00 with a dividend yield of 2.35%. It pays an annual dividend of $1.41 per share. The payout ratio of 27% suggests the dividend is well-covered by earnings. Over the past 5 years, UBAB has grown its dividend at a compound annual rate of 49.2%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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