About Urstadt Biddle Properties Inc. (UBP) — Dividend Analysis 2026
Urstadt Biddle Properties Inc. is a self-administered equity real estate investment trust which owns or has equity interests in 81 properties containing approximately 5.2 million square feet of space. Listed on the New York Stock Exchange since 1970, it provides investors with a means of participating in ownership of income-producing properties. It has paid 203 consecutive quarters of uninterrupted dividends to its shareholders since its inception.
Is UBP a good dividend investment in 2026?
UBP offers a 3.54% forward yield with a 50% payout ratio. Strand Safety Score: 100/100 (Very Safe). The 5-year dividend CAGR of -7.9% is modest — investors should weigh current income against growth alternatives.
UBP DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your UBP portfolio grows to $51.5K vs $48.0K without reinvestment. This is the compound interest effect in action.
UBP dividend growth history & forecast
UBP has grown its dividend by 0% over the last year and -7.9% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.54%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 UBP Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UBP.
Gross yield
3.54%
Tax rate
15.00%
After-tax yield
3.01%
Real yield (−CPI)
0.21%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.54%
0.74%
$354 / yr
🇺🇸 US Taxable (15%) ✓
15%
3.01%
0.21%
$301 / yr
🇺🇸 US Taxable (20%)
20%
2.83%
0.03%
$283 / yr
🇬🇧 UK ISA
0%
3.54%
0.74%
$354 / yr
🇬🇧 UK Taxable
8.75%
3.23%
0.43%
$323 / yr
🇨🇦 TFSA
0%
3.54%
0.74%
$354 / yr
🇨🇦 CA Taxable
25%
2.66%
-0.14%
$266 / yr
🇦🇺 Super (pension)
15%
3.01%
0.21%
$301 / yr
🇦🇺 AU Taxable
30%
2.48%
-0.32%
$248 / yr
🇩🇪 DE Taxable
26.375%
2.61%
-0.19%
$261 / yr
🇫🇷 FR Taxable
30%
2.48%
-0.32%
$248 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UBP Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your UBP investment of $21.21/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$2.1K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-391.08
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in UBP for:
Shares needed
37,648
Capital required
$798,514
Monthly income
$2,000
Based on current dividend of $0.75/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UBP Dividend Payment Schedule
UBP pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.59 / payment
$6.38 / year after tax
100 shares
$15.94 / payment
$63.75 / year after tax
1,000 shares
$159.38 / payment
$637.50 / year after tax
📊 UBP vs Real Estate Benchmarks
How UBP compares to typical Real Estate averages.
Benchmark: Real Estate
Dividend Yield▼-1.66% vs sectorBelow avg
UBP
3.54%
avg
5.20%
5Y Dividend CAGR▼-12.00% vs sectorBelow avg
UBP
-7.90%
avg
4.10%
Payout Ratio▲-28.00% vs sectorBetter
UBP
50.00%
avg
78.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UBP sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UBP Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
1.46
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
7/9
✅ Strong fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UBP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →