About UBS ETRACS CMCI Total Return ETN (UCI) — Dividend Analysis 2026
The investment seeks to track the price and performance yield, before fees and expenses, of the UBS Bloomberg Constant Maturity Commodity index. The fund is designed to be a diversified benchmark for commodities as an asset class. The index is comprised of 28 futures contracts with up to five different maturities for each individual commodity.
Is UCI a good dividend investment in 2026?
UCI offers a 13.76% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
UCI DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your UCI portfolio grows to $36.3K vs $23.8K without reinvestment. This is the compound interest effect in action.
UCI dividend growth history & forecast
UCI has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 13.76%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 UCI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UCI.
Gross yield
13.76%
Tax rate
15.00%
After-tax yield
11.70%
Real yield (−CPI)
8.90%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
13.76%
10.96%
$1,376 / yr
🇺🇸 US Taxable (15%) ✓
15%
11.70%
8.90%
$1,170 / yr
🇺🇸 US Taxable (20%)
20%
11.01%
8.21%
$1,101 / yr
🇬🇧 UK ISA
0%
13.76%
10.96%
$1,376 / yr
🇬🇧 UK Taxable
8.75%
12.56%
9.76%
$1,256 / yr
🇨🇦 TFSA
0%
13.76%
10.96%
$1,376 / yr
🇨🇦 CA Taxable
25%
10.32%
7.52%
$1,032 / yr
🇦🇺 Super (pension)
15%
11.70%
8.90%
$1,170 / yr
🇦🇺 AU Taxable
30%
9.63%
6.83%
$963 / yr
🇩🇪 DE Taxable
26.375%
10.13%
7.33%
$1,013 / yr
🇫🇷 FR Taxable
30%
9.63%
6.83%
$963 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UCI Income Goal & Break-Even
Dividend Break-Even
9yr
Years for dividends to fully repay your UCI investment of $14.53/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$20.2K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$17.8K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in UCI for:
Shares needed
14,118
Capital required
$205,135
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UCI Dividend Payment Schedule
UCI pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 UCI vs Financial Services Benchmarks
How UCI compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+10.86% vs sectorBetter
UCI
13.76%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
UCI
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
UCI
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UCI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UCI Insider Activity
▼ 1 Sales
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
REED GLENN W
officer: Executive Vice President
D-Return
2006-04-05
17,000
$11.50
$195.5K
REED GLENN W
officer: Executive Vice President
D-Return
2006-04-05
20,000
$30.75
$615.0K
REED GLENN W
officer: Executive Vice President
J-Other
2006-04-05
7,697.579
$37.00
$284.8K
REED GLENN W
officer: Executive Vice President
D-Return
2006-04-05
20,000
$11.40
$228.0K
REED GLENN W
director, officer: Executive Vice President
M-Exempt
2004-04-08
6,500
$6.63
$43.1K
REED GLENN W
director, officer: Executive Vice President
M-Exempt
2005-04-08
6,500
$6.63
$43.1K
REED GLENN W
director, officer: Executive Vice President
A-Award
2005-03-16
20,000
$30.75
$615.0K
REED GLENN W
director, officer: Executive Vice President
F-InKind
2005-02-14
6,043
—
—
REED GLENN W
director, officer: Executive Vice President
M-Exempt
2004-08-18
26,000
$6.63
$172.3K
REED GLENN W
director, officer: Executive Vice President
Sale
2004-08-18
26,000
$25.75
$669.4K
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UCI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →