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UNB DRIP Calculator & Dividend Yield 2026
6.25% YieldFinancial ServicesUnion Bankshares, Inc. · NASDAQ
Price: $23.04 · Annual div: $1.44/share · Frequency: quarterly · Payout ratio: 59% · Ex-div: 2026-10-30
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When UNB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
UNB Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-10-30Latest | 2026-11-05 | $0.3600 | 6.26% | $23.00 |
| 2026-07-27 | 2026-08-06 | $0.3600 | 5.83% | $24.68 |
| 2026-04-27 | 2026-05-07 | $0.3600 | 5.90% | $24.40 |
| 2026-01-30 | 2026-02-05 | $0.3600 | 6.07% | $23.72 |
| 2025-10-24 | 2025-11-06 | $0.3600 | 7.29% | $24.69 |
| 2025-07-25 | 2025-08-07 | $0.3600 | 6.63% | $27.14 |
| 2025-04-25 | 2025-05-01 | $0.3600 | 4.65% | $30.99 |
| 2025-01-24 | 2025-02-06 | $0.3600 | 5.10% | $28.26 |
| 2024-10-25 | 2024-11-07 | $0.3600 | 5.55% | $25.93 |
| 2024-07-26 | 2024-08-01 | $0.3600 | 6.84% | $21.05 |
| 2024-04-25 | 2024-05-02 | $0.3600 | 5.89% | $30.58 |
| 2024-01-25 | 2024-02-01 | $0.3600 | 5.82% | $30.93 |
| 2023-10-26 | 2023-11-02 | $0.3600 | 8.25% | $21.70 |
| 2023-07-27 | 2023-08-03 | $0.3600 | 7.82% | $22.76 |
| 2023-04-27 | 2023-05-04 | $0.3600 | 8.14% | $21.75 |
| 2023-01-26 | 2023-02-02 | $0.3600 | 7.04% | $24.99 |
| 2022-10-27 | 2022-11-03 | $0.3500 | 7.36% | $23.50 |
| 2022-07-28 | 2022-08-04 | $0.3500 | 6.55% | $26.10 |
| 2022-04-28 | 2022-05-05 | $0.3500 | 5.49% | $30.76 |
| 2022-01-27 | 2022-02-03 | $0.3500 | 5.57% | $30.00 |
| 2021-10-28 | 2021-11-04 | $0.3300 | 5.15% | $31.87 |
| 2021-07-29 | 2021-08-05 | $0.3300 | 3.53% | $37.12 |
| 2021-04-29 | 2021-05-06 | $0.3300 | 4.37% | $29.73 |
| 2021-01-29 | 2021-02-05 | $0.3300 | 5.08% | $25.41 |
| 2020-10-29 | 2020-11-06 | $0.3200 | — | — |
| 2020-07-24 | 2020-08-06 | $0.3200 | — | — |
| 2020-04-24 | 2020-05-07 | $0.3200 | — | — |
| 2020-01-24 | 2020-02-06 | $0.3200 | — | — |
| 2019-10-25 | 2019-11-07 | $0.3100 | — | — |
| 2019-07-26 | 2019-08-08 | $0.3100 | — | — |
| 2019-04-29 | 2019-05-09 | $0.3100 | — | — |
| 2019-01-25 | 2019-02-07 | $0.3100 | — | — |
| 2018-10-26 | 2018-11-08 | $0.3000 | — | — |
| 2018-07-27 | 2018-08-09 | $0.3000 | — | — |
| 2018-04-27 | 2018-05-10 | $0.3000 | — | — |
| 2018-01-25 | 2018-02-08 | $0.3000 | — | — |
| 2017-10-26 | 2017-11-08 | $0.2900 | — | — |
| 2017-07-26 | 2017-08-09 | $0.2900 | — | — |
| 2017-04-26 | 2017-05-10 | $0.2900 | — | — |
| 2017-01-25 | 2017-02-08 | $0.2900 | — | — |
| 2016-10-26 | 2016-11-08 | $0.2800 | — | — |
| 2016-07-27 | 2016-08-09 | $0.2800 | — | — |
| 2016-04-27 | 2016-05-10 | $0.2800 | — | — |
| 2016-01-27 | 2016-02-09 | $0.2700 | — | — |
| 2015-10-28 | 2015-11-09 | $0.2700 | — | — |
| 2015-07-23 | 2015-08-06 | $0.2700 | — | — |
| 2015-04-23 | 2015-05-07 | $0.2700 | — | — |
| 2015-01-28 | 2015-02-09 | $0.2700 | — | — |
| 2014-10-22 | 2014-11-06 | $0.2600 | — | — |
| 2014-07-23 | 2014-08-07 | $0.2600 | — | — |
| 2014-04-23 | 2014-05-08 | $0.2600 | — | — |
| 2014-01-22 | 2014-02-06 | $0.2600 | — | — |
| 2013-10-23 | 2013-11-07 | $0.2600 | — | — |
| 2013-07-24 | 2013-08-08 | $0.2500 | — | — |
| 2013-04-24 | 2013-05-09 | $0.2500 | — | — |
| 2013-01-23 | 2013-02-07 | $0.2500 | — | — |
| 2012-10-24 | 2012-11-08 | $0.2500 | — | — |
| 2012-07-25 | 2012-08-09 | $0.2500 | — | — |
| 2012-04-25 | 2012-05-09 | $0.2500 | — | — |
| 2012-01-25 | 2012-02-09 | $0.2500 | — | — |
| 2011-10-26 | 2011-11-10 | $0.2500 | — | — |
| 2011-07-27 | 2011-08-11 | $0.2500 | — | — |
| 2011-04-27 | 2011-05-12 | $0.2500 | — | — |
| 2011-01-26 | 2011-02-10 | $0.2500 | — | — |
| 2010-10-27 | 2010-11-10 | $0.2500 | — | — |
| 2010-07-28 | 2010-08-12 | $0.2500 | — | — |
| 2010-04-28 | 2010-05-13 | $0.2500 | — | — |
| 2010-01-27 | 2010-02-11 | $0.2500 | — | — |
| 2009-10-28 | 2009-11-12 | $0.2500 | — | — |
| 2009-07-22 | 2009-08-06 | $0.2500 | — | — |
| 2009-04-23 | 2009-05-08 | $0.2500 | — | — |
| 2009-01-28 | 2009-02-11 | $0.2800 | — | — |
| 2008-10-23 | 2008-11-07 | $0.2800 | — | — |
| 2008-07-24 | 2008-08-07 | $0.2800 | — | — |
| 2008-04-24 | 2008-05-09 | $0.2800 | — | — |
| 2008-01-23 | 2008-02-07 | $0.2800 | — | — |
| 2007-10-18 | 2007-10-25 | $0.2800 | — | — |
| 2007-07-19 | 2007-07-26 | $0.2800 | — | — |
| 2007-04-19 | 2007-04-26 | $0.2800 | — | — |
| 2007-01-18 | 2007-01-25 | $0.2800 | — | — |
About Union Bankshares, Inc. (UNB) — Dividend Analysis 2026
Union Bankshares, Inc., established in 1891 and based in Morrisville, Vermont, serves as the holding company for Union Bank. This institution provides a comprehensive suite of retail, commercial, and municipal banking services across northern Vermont and New Hampshire. For individuals, offerings include various deposit accounts like checking, savings, money market, and specialized retirement/health savings accounts, in addition to certificates of deposit. Lending products encompass residential construction, mortgage, and home improvement loans. Business clients can access commercial real estate loans, financing for plant and equipment, working capital, and real estate renovation, alongside Small Business Administration (SBA) guaranteed loans. The company further delivers sophisticated cash management tools, merchant credit card processing, remote deposit capture, and business checking accounts, complemented by standby letters of credit. Additional services include asset management, fiduciary, and trust provisions. Customers manage their finances through a network of 18 banking offices, 3 loan centers, and numerous ATMs, supported by extensive telephone, internet, and mobile banking capabilities, debit cards, and online mortgage application services.
Similar dividend stocks to UNB
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UNB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UNB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.25% | 3.45% | $625 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.31% | 2.51% | $531 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.00% | 2.20% | $500 / yr |
| 🇬🇧 UK ISA | 0% | 6.25% | 3.45% | $625 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.70% | 2.90% | $570 / yr |
| 🇨🇦 TFSA | 0% | 6.25% | 3.45% | $625 / yr |
| 🇨🇦 CA Taxable | 25% | 4.69% | 1.89% | $469 / yr |
| 🇦🇺 Super (pension) | 15% | 5.31% | 2.51% | $531 / yr |
| 🇦🇺 AU Taxable | 30% | 4.38% | 1.58% | $438 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.60% | 1.80% | $460 / yr |
| 🇫🇷 FR Taxable | 30% | 4.38% | 1.58% | $438 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UNB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.44/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UNB Dividend Payment Schedule
UNB pays quarterly — 4 times per year. Ex-div: 2026-10-30.
📊 UNB vs Financial Services Benchmarks
How UNB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UNB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UNB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-09-17 | 418 | $23.73 | $9.9K | ||
| Buy | 2026-08-26 | 1,000 | $23.76 | $23.8K | ||
| Buy | 2026-08-25 | 200 | $23.80 | $4.8K | ||
| Buy | 2026-07-27 | 200 | $23.30 | $4.7K | ||
| A-Award | 2026-05-20 | 694 | — | — | ||
| A-Award | 2026-05-20 | 694 | — | — | ||
| A-Award | 2026-05-20 | 694 | — | — | ||
| A-Award | 2026-05-20 | 694 | — | — | ||
| A-Award | 2026-05-20 | 694 | — | — | ||
| A-Award | 2026-05-20 | 694 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare UNB with peers: UNB vs AFBI · UNB vs FGBI · UNB vs LSBK
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UNB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Union Bankshares, Inc. (UNB) is currently trading at $23.04, 13% below its 52-week high. The current dividend yield is 6.25% based on an annual payout of $1.44 per share.
UNB (Union Bankshares, Inc.) — 6.25% Dividend Yield Analysis
Union Bankshares, Inc. (UNB) is a financial services stock currently trading at $23.04 with a dividend yield of 6.25%. It pays an annual dividend of $1.44 per share. The payout ratio of 59% suggests the dividend is well-covered by earnings. Over the past 5 years, UNB has grown its dividend at a compound annual rate of 2.2%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.