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UNIB DRIP Calculator & Dividend Yield 2026
1.41% YieldFinancial ServicesUniversity Bancorp, Inc. · OTC
Price: $21.23 · Annual div: $0.3000/share · Frequency: quarterly · Payout ratio: 18% · Ex-div: 2026-10-01
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Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
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🎯 When UNIB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
UNIB Dividend History — Last 15 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-10-01Latest | 2026-10-15 | $0.1000 | 1.83% | $21.83 |
| 2026-09-21 | 2026-10-01 | $0.1000 | 1.36% | $22.02 |
| 2026-03-27 | 2026-04-06 | $0.1000 | 1.81% | $22.09 |
| 2025-12-01 | 2025-12-08 | $0.1000 | 3.40% | $17.67 |
| 2025-07-28 | 2025-08-05 | $0.1000 | 3.18% | $15.72 |
| 2025-04-11 | 2025-04-15 | $0.1000 | 2.54% | $15.75 |
| 2025-01-02 | 2025-01-17 | $0.1000 | 1.82% | $16.50 |
| 2024-12-23 | 2024-12-30 | $0.2000 | 1.78% | $16.82 |
| 2024-01-02 | — | $0.1000 | 0.67% | $15.00 |
| 2022-05-27 | 2022-06-15 | $0.4500 | 4.14% | $18.10 |
| 2021-09-30 | 2021-11-01 | $0.2250 | 3.43% | $15.30 |
| 2021-06-22 | 2021-07-23 | $0.0750 | 2.00% | $15.00 |
| 2021-03-22 | 2021-04-23 | $0.0750 | 1.52% | $14.85 |
| 2020-12-10 | 2021-01-12 | $0.1500 | — | — |
| 2016-02-01 | 2016-02-10 | $0.1070 | — | — |
About University Bancorp, Inc. (UNIB) — Dividend Analysis 2026
University Bancorp, Inc., established in 1890 and headquartered in Ann Arbor, Michigan, functions as the holding company for University Bank. This entity delivers a wide array of financial and banking solutions across the United States, serving personal, commercial, and community needs. Its product portfolio includes various deposit account options, such as checking, NOW, savings, money market, time deposit, and certificates of deposit (CDs). For individuals, the company facilitates loans including home equity, short-term, automobile, personal, and recreational vehicle financing, along with home equity lines of credit. Businesses and non-profit groups can access commercial real estate loans, equipment financing, small business loans, and working capital lines of credit. Additionally, the company offers an assortment of supplementary services like foreign currency exchange, comprehensive online banking with bill payment functionalities, convenient online check reordering, wire transfers, courier services, and access to credit cards and ATMs. Clients can also secure various insurance coverages, including life, health, property, and casualty policies, alongside investment products such as annuities.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UNIB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UNIB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.41% | -1.39% | $141 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.20% | -1.60% | $120 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.13% | -1.67% | $113 / yr |
| 🇬🇧 UK ISA | 0% | 1.41% | -1.39% | $141 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.29% | -1.51% | $129 / yr |
| 🇨🇦 TFSA | 0% | 1.41% | -1.39% | $141 / yr |
| 🇨🇦 CA Taxable | 25% | 1.06% | -1.74% | $106 / yr |
| 🇦🇺 Super (pension) | 15% | 1.20% | -1.60% | $120 / yr |
| 🇦🇺 AU Taxable | 30% | 0.99% | -1.81% | $99 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.04% | -1.76% | $104 / yr |
| 🇫🇷 FR Taxable | 30% | 0.99% | -1.81% | $99 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UNIB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.30/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UNIB Dividend Payment Schedule
UNIB pays quarterly — 4 times per year. Ex-div: 2026-10-01.
📊 UNIB vs Financial Services Benchmarks
How UNIB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UNIB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UNIB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2006-01-11 | 2,380 | $2.06 | $4.9K | ||
| Sale | 2005-08-22 | 15,000 | $2.00 | $30.0K | ||
| Sale | 2005-06-01 | 20,000 | $2.00 | $40.0K | ||
| Buy | 2005-04-15 | 4,422 | $1.90 | $8.4K | ||
| Buy | 2005-04-14 | 300 | $1.90 | $570.00 | ||
| Buy | 2005-04-05 | 700 | $1.90 | $1.3K | ||
| Buy | 2005-04-05 | 700 | $1.90 | $1.3K | ||
| Buy | 2005-04-13 | 200 | $1.90 | $380.00 | ||
| Sale | 2005-04-05 | 700 | $1.90 | $1.3K | ||
| Buy | 2005-02-22 | 12,800 | $1.90 | $24.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Peer Group
Similar companies in the same sectorCompare UNIB with peers: UNIB vs BEOB · UNIB vs BKSC · UNIB vs BYLB
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UNIB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
University Bancorp, Inc. (UNIB) is currently trading at $21.23, 14% below its 52-week high. The current dividend yield is 1.41% based on an annual payout of $0.3000 per share.
UNIB (University Bancorp, Inc.) — 1.41% Dividend Yield Analysis
University Bancorp, Inc. (UNIB) is a financial services stock currently trading at $21.23 with a dividend yield of 1.41%. It pays an annual dividend of $0.3000 per share. The payout ratio of 18% suggests the dividend is well-covered by earnings. Over the past 5 years, UNIB has grown its dividend at a compound annual rate of 68.8%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest UNIB News
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How investors use the UNIB dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.