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USMT Dividend DRIP Calculator 2026
2.31% YieldFinancial ServicesUS Metro Bancorp, Inc. · OTC
Price: $6.05 · Annual div: $0.14/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
💡 What-if scenarios
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🎯 When USMT pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in USMT → $10.48M in 10 years · $19.73/month
About US Metro Bancorp, Inc. (USMT) — Dividend Analysis 2026
US Metro Bancorp, Inc. serves as the holding company for US Metro Bank, offering a comprehensive suite of banking services to both commercial enterprises and individual clients. The bank's deposit solutions include checking, savings, money market, and certificate of deposit accounts, in addition to treasury management services. It also extends various lending products such as real estate loans, business term loans, lines of credit, Small Business Administration (SBA) loans, and specialized financing for construction and warehouse facilities. Complementary services feature online and mobile banking, ATM access, telebanc features, wire transfers, safe deposit boxes, and debit cards. As of August 24, 2021, the company maintained five operational branches across Southern California, alongside loan production offices situated in Dallas, Seattle, New York, and Atlanta. Founded in 2006, US Metro Bancorp, Inc. is headquartered in Garden Grove, California.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 USMT Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold USMT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.31% | -0.49% | $231 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.96% | -0.84% | $196 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.85% | -0.95% | $185 / yr |
| 🇬🇧 UK ISA | 0% | 2.31% | -0.49% | $231 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.11% | -0.69% | $211 / yr |
| 🇨🇦 TFSA | 0% | 2.31% | -0.49% | $231 / yr |
| 🇨🇦 CA Taxable | 25% | 1.73% | -1.07% | $173 / yr |
| 🇦🇺 Super (pension) | 15% | 1.96% | -0.84% | $196 / yr |
| 🇦🇺 AU Taxable | 30% | 1.62% | -1.18% | $162 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.70% | -1.10% | $170 / yr |
| 🇫🇷 FR Taxable | 30% | 1.62% | -1.18% | $162 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 USMT Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.14/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 USMT Dividend Payment Schedule
USMT pays quarterly — 4 times per year. Next ex-div: TBD.
📊 USMT vs Financial Services Benchmarks
How USMT compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for USMT sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ USMT Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2004-03-24 | 1,800,045 | — | — | ||
| J-Other | 2004-03-24 | 1,178,916 | — | — | ||
| J-Other | 2004-03-24 | 1,178,916 | — | — | ||
| J-Other | 2004-03-24 | 152,165 | $0.33 | $50.8K | ||
| J-Other | 2004-03-24 | 33,079 | $0.33 | $11.0K | ||
| J-Other | 2004-03-24 | 46,311 | $0.33 | $15.5K | ||
| J-Other | 2004-03-24 | 306,374 | $0.33 | $102.2K | ||
| J-Other | 2004-03-24 | 793,152 | $0.33 | $264.7K | ||
| J-Other | 2004-03-24 | 1,800,045 | — | — | ||
| J-Other | 2004-03-24 | 1,800,045 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the USMT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
US Metro Bancorp, Inc. (USMT) is currently trading at $6.05, trading near its 52-week high. The current dividend yield is 2.31% based on an annual payout of $0.14 per share.
USMT (US Metro Bancorp, Inc.) — 2.31% Dividend Yield Analysis
US Metro Bancorp, Inc. (USMT) is a financial services stock currently trading at $6.05 with a dividend yield of 2.31%. The company pays an annual dividend of $0.14 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.