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VBIL Dividend DRIP Calculator 2026
3.61% YieldFinancial ServicesVanguard 0-3 Month Treasury Bill ETF · NASDAQ
Price: $75.53 · Annual div: $2.73/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When VBIL pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in VBIL → $14.3K in 10 years · $41.45/month
About Vanguard 0-3 Month Treasury Bill ETF (VBIL) — Dividend Analysis 2026
The Vanguard 0-3 Month Treasury Bill ETF (VBIL) aims to replicate the performance of a market-value-weighted Treasury index characterized by a very short dollar-weighted average maturity. This passively managed fund specifically targets the Bloomberg US Treasury Bills 0-3 Months Index. This benchmark consists of U.S. Treasury Bills that mature within three months, deliberately excluding inflation-protected bonds, floating rate securities, and certain other types of debt. Rather than holding every component, VBIL employs a sampling approach, investing in a selection of securities designed to mirror the comprehensive index's risk factors and overall profile. Ordinarily, the fund commits at least 80%—and typically all—of its assets to either the index's constituent securities or to other investments that the advisor deems economically equivalent. To ensure accurate index tracking, the fund may also utilize debt instruments not explicitly part of the index, cash, cash equivalents, or various money market instruments like repurchase agreements and money market funds (including those affiliated with the advisor). A primary objective is to maintain a dollar-weighted average maturity consistent with the index, which is typically less than three months under normal market conditions.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 VBIL Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold VBIL.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.61% | 0.81% | $361 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.07% | 0.27% | $307 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.89% | 0.09% | $289 / yr |
| 🇬🇧 UK ISA | 0% | 3.61% | 0.81% | $361 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.29% | 0.49% | $329 / yr |
| 🇨🇦 TFSA | 0% | 3.61% | 0.81% | $361 / yr |
| 🇨🇦 CA Taxable | 25% | 2.71% | -0.09% | $271 / yr |
| 🇦🇺 Super (pension) | 15% | 3.07% | 0.27% | $307 / yr |
| 🇦🇺 AU Taxable | 30% | 2.53% | -0.27% | $253 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.66% | -0.14% | $266 / yr |
| 🇫🇷 FR Taxable | 30% | 2.53% | -0.27% | $253 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 VBIL Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.73/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 VBIL Dividend Payment Schedule
VBIL pays quarterly — 4 times per year. Next ex-div: TBD.
📊 VBIL vs Financial Services Benchmarks
How VBIL compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VBIL sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ VBIL Insider Activity
No recent SEC filings reported in the last 90 days.Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VBIL dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Vanguard 0-3 Month Treasury Bill ETF (VBIL) is currently trading at $75.53, trading near its 52-week high. The current dividend yield is 3.61% based on an annual payout of $2.73 per share.
VBIL (Vanguard 0-3 Month Treasury Bill ETF) — 3.61% Dividend Yield Analysis
Vanguard 0-3 Month Treasury Bill ETF (VBIL) is a financial services stock currently trading at $75.53 with a dividend yield of 3.61%. The company pays an annual dividend of $2.73 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.