About Vanguard Dividend Appreciation Index Fund Admiral Shares (VDADX) — Dividend Analysis 2026
This low-cost index fund seeks to track a benchmark that provides exposure to U.S. companies that have a history of increasing dividends. The fund focuses on high-quality companies that have both the ability and the commitment to grow their dividends over time. One of the fund’s risks is the possibility that returns from dividend-paying stocks will trail returns from the overall stock market during any given period. Another risk is the volatility that comes with the fund’s full exposure to the stock market. An investor with a well-balanced, long-term portfolio who seeks some income and exposure to dividend-focused companies may wish to consider this fund.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.
Is VDADX a good dividend investment in 2026?
VDADX offers a 1.23% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
VDADX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your VDADX portfolio grows to $11.3K vs $11.2K without reinvestment. This is the compound interest effect in action.
VDADX dividend growth history & forecast
VDADX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.23%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 VDADX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold VDADX.
Gross yield
1.23%
Tax rate
15.00%
After-tax yield
1.05%
Real yield (−CPI)
-1.75%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
1.23%
-1.57%
$123 / yr
🇺🇸 US Taxable (15%) ✓
15%
1.05%
-1.75%
$105 / yr
🇺🇸 US Taxable (20%)
20%
0.98%
-1.82%
$98 / yr
🇬🇧 UK ISA
0%
1.23%
-1.57%
$123 / yr
🇬🇧 UK Taxable
8.75%
1.12%
-1.68%
$112 / yr
🇨🇦 TFSA
0%
1.23%
-1.57%
$123 / yr
🇨🇦 CA Taxable
25%
0.92%
-1.88%
$92 / yr
🇦🇺 Super (pension)
15%
1.05%
-1.75%
$105 / yr
🇦🇺 AU Taxable
30%
0.86%
-1.94%
$86 / yr
🇩🇪 DE Taxable
26.375%
0.91%
-1.89%
$91 / yr
🇫🇷 FR Taxable
30%
0.86%
-1.94%
$86 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 VDADX Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your VDADX investment of $57.18/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.1K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1376.88
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in VDADX for:
Shares needed
40,170
Capital required
$2,296,921
Monthly income
$2,000
Based on current dividend of $0.70/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 VDADX Dividend Payment Schedule
VDADX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.49 / payment
$5.97 / year after tax
100 shares
$14.94 / payment
$59.75 / year after tax
1,000 shares
$149.37 / payment
$597.46 / year after tax
📊 VDADX vs Financial Services Benchmarks
How VDADX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-1.67% vs sectorBelow avg
VDADX
1.23%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
VDADX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
VDADX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VDADX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ VDADX Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VDADX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →