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Vanguard Large-Cap Index Fund Admiral Shares · NASDAQ
Price: $171.47 · Annual div: $1.69/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in VLCAX → $11.0K in 10 years · $8.99/month
This fund aims to deliver extensive, cost-efficient exposure to the large-capitalization market by allocating capital to U.S. equities that collectively represent the top 85% of domestic market value. Beyond the inherent volatility of the overall stock market, a key risk stems from its strategy of investing solely in substantial U.S. companies. This concentrated approach could potentially constrain its returns during periods when other market segments achieve superior growth. For long-term investors seeking to invest in prominent U.S. corporations, this fund could be a suitable option. Strict investment guidelines govern three-quarters of the fund's total assets. It is prohibited from acquiring more than 10% of any single issuer's outstanding voting shares, and no purchase should result in more than 5% of the fund's overall assets being allocated to one issuer's securities. These rules are waived only when essential for aligning the fund's composition with its target index. It's important to note that these restrictions do not extend to investments in U.S. government debt or its associated agencies.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open VLCAX position with:
Real after-tax yield depends on where you live and how you hold VLCAX.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.99% | -1.81% | $99 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.84% | -1.96% | $84 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.79% | -2.01% | $79 / yr |
| 🇬🇧 UK ISA | 0% | 0.99% | -1.81% | $99 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.90% | -1.90% | $90 / yr |
| 🇨🇦 TFSA | 0% | 0.99% | -1.81% | $99 / yr |
| 🇨🇦 CA Taxable | 25% | 0.74% | -2.06% | $74 / yr |
| 🇦🇺 Super (pension) | 15% | 0.84% | -1.96% | $84 / yr |
| 🇦🇺 AU Taxable | 30% | 0.69% | -2.11% | $69 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.73% | -2.07% | $73 / yr |
| 🇫🇷 FR Taxable | 30% | 0.69% | -2.11% | $69 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.69/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
VLCAX pays quarterly — 4 times per year. Next ex-div: TBD.
How VLCAX compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VLCAX sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VLCAX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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